Which US Cities Are Most Dangerous for Pedestrians?

Advertising & Editorial Disclosure

Walking should be one of the safest ways to get around a city. Pedestrians in many U.S. cities face disproportionately high risk of death in traffic crashes, even as overall vehicle safety has improved. This analysis examines pedestrian fatalities from 2020 through 2023 using newly released federal data, revealing where pedestrians face greatest risk and where conditions have improved.

Pedestrian deaths remain high, with several cities experiencing sharp increases since 2020. Conditions have worsened in many fast-growing cities, showing the danger is structural rather than temporary.

KEY FINDINGS
  • Memphis, Tennessee, has the highest pedestrian death rate among the 324 U.S. cities with populations over 100,000 analyzed, more than 50 times higher than New York City despite having a fraction of the population.
  • Fast-growing Sun Belt cities show worsening pedestrian safety. Phoenix, Albuquerque and Denver saw deaths increase by 49% to 87% since 2020, despite newer infrastructure and economic growth.
  • Southern cities lead the most dangerous rankings, accounting for a disproportionate share of high per-capita pedestrian fatality rates.
  • Some cities made real progress, cutting pedestrian deaths substantially since 2020.
  • Large cities can appear "safer" by rate but still record high death counts, underscoring the importance of looking at both per-capita risk and total fatalities.

Memphis is America's Deadliest City for Pedestrians

Memphis, Tennessee, ranks as the most dangerous city for pedestrians among large U.S. cities, with more than 10 deaths per 100,000 residents annually. The city averages 64 pedestrian fatalities each year in a population of 621,000, more than 50 times New York City's rate despite NYC having 13 times the population.

Nearly 27% of all traffic fatalities in Memphis involve pedestrians, according to the National Highway Traffic Safety Administration, compared to the national average of 16%.

Wide arterials cut through neighborhoods without adequate crossings. Speed limits remain high in areas with heavy foot traffic. While other cities have invested in traffic calming and pedestrian-first design, Memphis's roadways prioritize vehicle speed.

Pedestrian deaths declined 9.5% from 2020 to 2023, but the city still records more annual fatalities than cities three times its size.

Jackson, Mississippi (#2), and Little Rock, Arkansas (#3), also record pedestrian death rates above 8 per 100,000 residents. These mid-sized Southern cities share car-centric design, limited public transit and wide roads with high speed limits.

The pattern reveals pedestrian danger extends beyond major metros. Some of America's most dangerous places to walk are mid-sized cities with fewer resources and aging infrastructure.

Most Dangerous Cities for Pedestrians (Rate-Based)

The 15 most dangerous U.S. cities for pedestrians based on average annual pedestrian deaths per 100,000 residents from 2020 to 2023. This per-capita method highlights where an individual pedestrian faces greatest risk.

Smaller and mid-sized Southern cities fill the top of the list, showing pedestrian danger extends beyond major metropolitan areas. Florida appears repeatedly, reflecting statewide challenges tied to high speeds, wide roads and car-centric design.

1
Memphis
Tennessee
64.2
10.5
2
Jackson
Mississippi
12.8
9.0
3
Little Rock
Arkansas
17.8
8.7
4
Baton Rouge
Louisiana
18.5
8.4
5
Fort Lauderdale
Florida
15.5
8.1
6
San Bernardino
California
17.5
7.8
7
Albuquerque
New Mexico
42.0
7.5
8
Tucson
Arizona
41.5
7.5
9
Victorville
California
10.2
7.3
10
Pompano Beach
Florida
8.2
7.0
11
West Palm Beach
Florida
8.2
6.5
12
Detroit
Michigan
39.5
6.1
13
Phoenix
Arizona
99.8
6.0
14
North Charleston
South Carolina
7.5
6.0
15
New Orleans
Louisiana
20.8
5.7

Safest Cities for Pedestrians

The 15 safest cities based on the lowest average annual pedestrian deaths per 100,000 residents from 2020 to 2023. Rankings for cities with very low death counts may be sensitive to year-to-year variation, as a single additional crash can significantly affect rates.

Suburban cities and well-planned communities fill the safest rankings, with many featuring slower speed limits, compact street grids and better pedestrian crossings. New York City ranks as the second-safest major city despite its enormous population, showing that density and walkability can coexist with pedestrian safety when infrastructure and traffic management prioritize people over cars.

Texas suburbs claim multiple spots, indicating newer master-planned communities may offer inherent pedestrian safety advantages. Some fast-growing, affluent cities perform worse than expected, while modest suburban cities quietly outperform larger metros in pedestrian safety.

1
Pearland
Texas
0.2
0.19
2
New York
New York
17.2
0.20
3
Broken Arrow
Oklahoma
0.2
0.20
4
West Jordan
Utah
0.2
0.21
5
Santa Clarita
California
0.5
0.22
6
Frisco
Texas
0.8
0.32
7
Coral Springs
Florida
0.5
0.36
8
College Station
Texas
0.5
0.39
9
Cary
North Carolina
0.8
0.41
10
Lincoln
Nebraska
1.2
0.42
11
League City
Texas
0.5
0.42
12
Centennial
Colorado
0.5
0.46
13
Vacaville
California
0.5
0.48
14
Fishers
Indiana
0.5
0.48
15
Burbank
California
0.5
0.48

Cities With the Highest Total Pedestrian Deaths

Rate-based rankings show personal risk, while raw counts reveal the scale of the problem. MoneyGeek analyzed cities by average pedestrian deaths per year from 2020 to 2023.

Los Angeles records more than 140 pedestrian deaths per year on average, the highest total in the country. Phoenix, Houston and Dallas also record high annual pedestrian death counts, with each averaging more than 60 pedestrian fatalities per year.

Some cities rank lower by rate but still account for hundreds of lives lost, raising questions about enforcement and infrastructure scale. New York City averages just 17 pedestrian deaths annually despite having the largest population of any U.S. city, showing the impact of walkable infrastructure and lower vehicle speeds. A city can appear "average" by rate while still losing more pedestrians than entire states.

1
Los Angeles
California
141.2
2
Phoenix
Arizona
99.8
3
Houston
Texas
97.2
4
Dallas
Texas
66.0
5
San Antonio
Texas
65.0
6
Memphis
Tennessee
64.2
7
Chicago
Illinois
56.5
8
Philadelphia
Pennsylvania
51.8
9
San Diego
California
43.5
10
Jacksonville
Florida
42.2
11
Albuquerque
New Mexico
42.0
12
Tucson
Arizona
41.5
13
Austin
Texas
40.2
14
Detroit
Michigan
39.5
15
Fort Worth
Texas
36.5

Biggest Increases in Pedestrian Deaths Since 2020

MoneyGeek's analysis compared pedestrian deaths in 2020 versus 2023 for cities with populations over 100,000 to identify worsening conditions.

Several cities saw their pedestrian fatalities double or nearly double in just 3 years, with Mobile, Alabama, experiencing a 200% increase. Even cities with strong reputations for livability saw sharp increases. Denver's pedestrian deaths nearly doubled from 15 to 28, while New York City experienced a 125% increase despite maintaining the second-lowest per-capita rate in the nation.

Growth was strongest in Sun Belt cities experiencing rapid population and traffic growth, patterns suggesting infrastructure hasn't kept pace with development. The increases aren't confined to one region and show a national challenge in adapting streets for rising pedestrian activity.

1
Mobile
Alabama
5
15
10
200%
2
New York
New York
8
18
10
125%
3
Wichita
Kansas
5
10
5
100%
4
Rialto
California
5
10
5
100%
5
Denver
Colorado
15
28
13
87%
6
Columbia
South Carolina
5
9
4
80%
7
Knoxville
Tennessee
5
9
4
80%
8
Albuquerque
New Mexico
30
52
22
73%
9
Aurora
Colorado
10
17
7
70%
10
El Paso
Texas
12
20
8
67%

Biggest Decreases in Pedestrian Deaths Since 2020

These cities achieved the largest reductions in pedestrian deaths from 2020 to 2023. Improving cities often share traits: traffic calming measures, targeted enforcement on dangerous corridors, investments in pedestrian infrastructure and community engagement programs.

These cities prove pedestrian deaths aren't inevitable and policy decisions matter.

1
Odessa
Texas
8
1
-7
-88%
2
Lafayette
Louisiana
7
1
-6
-86%
3
Quincy
Massachusetts
6
1
-5
-83%
4
Surprise
Arizona
5
1
-4
-80%
5
Lewisville
Texas
5
1
-4
-80%
6
Salinas
California
5
1
-4
-80%
7
Huntington Beach
California
8
2
-6
-75%
8
Dayton
Ohio
7
2
-5
-71%
9
Oceanside
California
7
2
-5
-71%
10
Vancouver
Washington
7
2
-5
-71%

Why Pedestrian Risk Remains High

Roads designed for speed rather than safety feature wide arterials without safe crossings. Vehicle size increases, especially SUVs and trucks with higher front ends, are more lethal to pedestrians.

Distracted and impaired driving create persistent behavioral risks despite awareness campaigns. Growth outpacing infrastructure investment means population increases occur without corresponding pedestrian safety improvements. In many cities, pedestrian infrastructure hasn't kept up with population growth or changes in travel behavior.

Vehicle speed dramatically affects pedestrian survival rates. Research from the AAA Foundation for Traffic Safety shows that the average risk of death for a struck pedestrian reaches 10% at an impact speed of 23 mph, 25% at 32 mph, 50% at 42 mph, 75% at 50 mph, and 90% at 58 mph. At 20 mph, a pedestrian has a 93% chance of survival if struck. The risk increases on a steep curve as speeds rise, with risks varying by age.

How to Stay Safe as a Pedestrian

The data reveals where pedestrian deaths occur most, but everyone shares responsibility for prevention. Pedestrians must stay vigilant in dangerous environments, while drivers control the factor that matters most: vehicle speed. These strategies reduce risk for both groups.

Pedestrian Safety Measures

Use sidewalks and crosswalks whenever available. When sidewalks aren't available, walk on the edge of the road facing oncoming traffic. Look left, right and left again before crossing streets. Watch for turning vehicles.

Increase your visibility by wearing bright colors during the day and reflective materials at night. Avoid distractions like your phone or music. Staying alert lowers accident risk. Make eye contact with drivers before stepping into an intersection to confirm they see you.

Never assume drivers will stop. Trust your instincts. If something feels unsafe, move to a safe, well-lit area immediately.

Your Responsibilities as a Driver

Pedestrians can take steps to protect themselves, but drivers must also take responsibility for pedestrian safety. Keep your eyes on the road, obey speed limits and don't drive under the influence.

Slower speeds save lives, especially in areas with pedestrian traffic. Lower speeds give drivers more time to react and reduce the severity of crashes when they occur. The difference between 25 mph and 35 mph can mean the difference between life and death for a struck pedestrian.

Hitting a pedestrian can result in criminal charges and license suspension. Drivers at fault will be sued. Good car insurance coverage protects you from liability. An at-fault accident on your record can increase insurance costs by 47%. Serious accidents or those involving driving under the influence require auto coverage that includes an SR-22, which costs even more.

Choosing the right car insurance company can help you get adequate coverage at competitive rates. Compare quotes from multiple insurers to find the best combination of protection and affordability.

Methodology

MoneyGeek analyzed data from the National Highway Traffic Safety Administration's Fatality Analysis Reporting System (FARS) covering 2020 to 2023. The analysis includes cities with populations of 100,000 or more, limited to crashes occurring within incorporated city boundaries. Population figures come from U.S. Census Bureau 2024 estimates.

We calculated:

  • Average pedestrian deaths per year (2020 to 2023)
  • Pedestrian deaths per 100,000 residents (annual average)
  • Change in pedestrian deaths from 2020 to 2023

Cities are ranked by per-capita pedestrian fatality rate, not raw totals. Per-capita rates use the average annual deaths divided by the 2024 population estimate, then multiplied by 100,000. Percent change compares deaths in 2020 against deaths in 2023.

Limitations: This analysis examines deaths within city limits only and does not include surrounding metro areas. Results may not reflect pedestrian risk in suburban or unincorporated areas. Small variations in cities with low death counts can produce large percentage changes.

Full Dataset

1
Memphis
Tennessee
64.2
10.5
257
2
Jackson
Mississippi
12.8
9.0
51
3
Little Rock
Arkansas
17.8
8.7
71
4
Baton Rouge
Louisiana
18.5
8.4
74
5
Fort Lauderdale
Florida
15.5
8.1
62
6
San Bernardino
California
17.5
7.8
70
7
Albuquerque
New Mexico
42.0
7.5
168
8
Tucson
Arizona
41.5
7.5
166
9
Victorville
California
10.2
7.3
41
10
Pompano Beach
Florida
8.2
7.0
33
11
West Palm Beach
Florida
8.2
6.5
33
12
Detroit
Michigan
39.5
6.1
158
13
Phoenix
Arizona
99.8
6.0
399
14
North Charleston
South Carolina
7.5
6.0
30
15
New Orleans
Louisiana
20.8
5.7
83
16
Columbia
South Carolina
8.2
5.7
33
17
Atlanta
Georgia
29.0
5.6
116
18
Bakersfield
California
23.0
5.5
92
19
Birmingham
Alabama
10.8
5.5
43
20
Glendale
Arizona
14.0
5.4
56
21
Miami
Florida
25.5
5.2
102
22
Fresno
California
28.5
5.2
114
23
Tyler
Texas
5.8
5.1
23
24
Lafayette
Louisiana
6.2
5.1
25
25
Beaumont
Texas
5.8
5.1
23
26
New Haven
Connecticut
7.0
5.1
28
27
Everett
Washington
5.8
5.1
23
28
Rialto
California
5.2
5.0
21
29
Dallas
Texas
66.0
5.0
264
30
Sacramento
California
26.5
5.0
106
31
Inglewood
California
5.0
4.9
20
32
Mobile
Alabama
9.8
4.8
39
33
El Cajon
California
5.0
4.8
20
34
Orlando
Florida
16.0
4.8
64
35
Tampa
Florida
19.8
4.8
79
36
Montgomery
Alabama
9.2
4.7
37
37
Charleston
South Carolina
7.2
4.6
29
38
Tulsa
Oklahoma
19.0
4.6
76
39
St. Louis
Missouri
12.8
4.6
51
40
Shreveport
Louisiana
7.8
4.4
31
41
Modesto
California
9.5
4.3
38
42
Miami Gardens
Florida
5.0
4.3
20
43
Long Beach
California
19.2
4.3
77
44
San Antonio
Texas
65.0
4.3
260
45
Jacksonville
Florida
42.2
4.2
169
46
Santa Ana
California
13.0
4.1
52
47
Houston
Texas
97.2
4.1
389
48
Austin
Texas
40.2
4.0
161
49
Vallejo
California
5.0
4.0
20
50
Gresham
Oregon
4.5
4.0
18
51
Knoxville
Tennessee
8.0
4.0
32
52
Palmdale
California
6.5
4.0
26
53
Rochester
New York
8.2
4.0
33
54
Fontana
California
8.5
3.9
34
55
Gainesville
Florida
5.8
3.9
23
56
Savannah
Georgia
5.8
3.9
23
57
Las Cruces
New Mexico
4.5
3.9
18
58
Lakeland
Florida
4.8
3.8
19
59
Greensboro
North Carolina
11.5
3.7
46
60
Lancaster
California
6.2
3.7
25
61
Pomona
California
5.5
3.7
22
62
Riverside
California
12.0
3.7
48
63
Hartford
Connecticut
4.5
3.7
18
64
Oklahoma City
Oklahoma
26.2
3.7
105
65
Salt Lake City
Utah
8.0
3.7
32
66
Kansas City
Kansas
5.8
3.7
23
67
Chattanooga
Tennessee
7.0
3.7
28
68
Los Angeles
California
141.2
3.6
565
69
Fort Worth
Texas
36.5
3.6
146
70
Hollywood
Florida
5.8
3.6
23
71
Pueblo
Colorado
4.0
3.6
16
72
Columbus
Georgia
7.2
3.6
29
73
Portland
Oregon
22.8
3.6
91
74
Elizabeth
New Jersey
5.0
3.6
20
75
Tallahassee
Florida
7.2
3.5
29
76
Dayton
Ohio
4.8
3.5
19
77
Kent
Washington
4.8
3.5
19
78
Spokane
Washington
8.0
3.5
32
79
Richmond
California
4.0
3.5
16
80
Albany
New York
3.5
3.5
14
81
Hesperia
California
3.5
3.4
14
82
Clearwater
Florida
4.0
3.4
16
83
Richmond
Virginia
8.0
3.4
32
84
Aurora
Colorado
13.8
3.4
55
85
Rockford
Illinois
5.0
3.4
20
86
Springfield
Massachusetts
5.2
3.4
21
87
Newark
New Jersey
10.8
3.4
43
88
Huntington Beach
California
6.5
3.4
26
89
Philadelphia
Pennsylvania
51.8
3.3
207
90
Orange
California
4.5
3.3
18
91
Federal Way
Washington
3.2
3.2
13
92
Milwaukee
Wisconsin
18.2
3.2
73
93
Waterbury
Connecticut
3.8
3.2
15
94
Springfield
Missouri
5.5
3.2
22
95
Davenport
Iowa
3.2
3.2
13
96
Cleveland
Ohio
11.8
3.2
47
97
Baltimore
Maryland
18.0
3.2
72
98
Oakland
California
14.0
3.2
56
99
Tempe
Arizona
6.0
3.2
24
100
Kansas City
Missouri
16.2
3.1
65
101
Odessa
Texas
3.8
3.1
15
102
Pasadena
California
4.2
3.1
17
103
San Diego
California
43.5
3.1
174
104
Stockton
California
10.0
3.1
40
105
Salem
Oregon
5.5
3.0
22
106
Lubbock
Texas
8.2
3.0
33
107
Sunrise
Florida
3.0
3.0
12
108
Corpus Christi
Texas
9.5
3.0
38
109
Plantation
Florida
3.0
3.0
12
110
Mesa
Arizona
15.2
3.0
61
111
Yuma
Arizona
3.0
2.9
12
112
Independence
Missouri
3.5
2.9
14
113
Fayetteville
North Carolina
6.0
2.9
24
114
Escondido
California
4.2
2.9
17
115
Fairfield
California
3.5
2.9
14
116
Anchorage
Alaska
8.2
2.9
33
117
Brockton
Massachusetts
3.0
2.8
12
118
Ontario
California
5.2
2.8
21
119
Norfolk
Virginia
6.5
2.8
26
120
Wilmington
North Carolina
3.5
2.8
14
121
Cincinnati
Ohio
8.8
2.8
35
122
Anaheim
California
9.5
2.8
38
123
Denver
Colorado
20.0
2.7
80
124
Huntsville
Alabama
6.2
2.7
25
125
San Jose
California
26.8
2.7
107
126
Fullerton
California
3.8
2.7
15
127
El Paso
Texas
18.2
2.7
73
128
Quincy
Massachusetts
2.8
2.7
11
129
Oceanside
California
4.5
2.6
18
130
Conroe
Texas
3.0
2.6
12
131
Midland
Texas
3.8
2.6
15
132
Brownsville
Texas
5.0
2.6
20
133
Amarillo
Texas
5.2
2.6
21
134
West Covina
California
2.8
2.6
11
135
Charlotte
North Carolina
24.2
2.6
97
136
Visalia
California
3.8
2.6
15
137
Downey
California
2.8
2.5
11
138
Pasadena
Texas
3.8
2.5
15
139
Columbus
Ohio
23.2
2.5
93
140
Reno
Nevada
7.0
2.5
28
141
Garden Grove
California
4.2
2.5
17
142
Newport News
Virginia
4.5
2.5
18
143
Davie
Florida
2.8
2.5
11
144
Raleigh
North Carolina
12.2
2.5
49
145
Boca Raton
Florida
2.5
2.5
10
146
Hialeah
Florida
5.8
2.4
23
147
Santa Clara
California
3.2
2.4
13
148
Wichita
Kansas
9.8
2.4
39
149
Clarksville
Tennessee
4.5
2.4
18
150
Irving
Texas
6.2
2.4
25
151
Buckeye
Arizona
2.8
2.4
11
152
Round Rock
Texas
3.2
2.4
13
153
El Monte
California
2.5
2.4
10
154
Grand Rapids
Michigan
4.8
2.4
19
155
Sandy Springs
Georgia
2.5
2.4
10
156
Moreno Valley
California
5.0
2.3
20
157
Killeen
Texas
3.8
2.3
15
158
Corona
California
3.8
2.3
15
159
Jurupa Valley
California
2.5
2.3
10
160
Toledo
Ohio
6.0
2.3
24
161
Lakewood
Colorado
3.5
2.2
14
162
Daly City
California
2.2
2.2
9
163
Seattle
Washington
17.2
2.2
69
164
Westminster
Colorado
2.5
2.2
10
165
Allentown
Pennsylvania
2.8
2.2
11
166
Bridgeport
Connecticut
3.2
2.1
13
167
Akron
Ohio
4.0
2.1
16
168
Abilene
Texas
2.8
2.1
11
169
Eugene
Oregon
3.8
2.1
15
170
Chicago
Illinois
56.5
2.1
226
171
Washington
District of Columbia
14.5
2.1
58
172
Syracuse
New York
3.0
2.0
12
173
Hayward
California
3.2
2.0
13
174
Arlington
Texas
8.2
2.0
33
175
Lewisville
Texas
2.8
2.0
11
176
Concord
California
2.5
2.0
10
177
Vancouver
Washington
4.0
2.0
16
178
Concord
North Carolina
2.2
2.0
9
179
Hampton
Virginia
2.8
2.0
11
180
West Valley City
Utah
2.8
2.0
11
181
Denton
Texas
3.2
2.0
13
182
Chico
California
2.0
1.9
8
183
Fayetteville
Arkansas
2.0
1.9
8
184
Palm Bay
Florida
2.8
1.9
11
185
San Francisco
California
16.0
1.9
64
186
South Bend
Indiana
2.0
1.9
8
187
Providence
Rhode Island
3.8
1.9
15
188
Las Vegas
Nevada
13.0
1.9
52
189
Sunnyvale
California
3.0
1.9
12
190
Columbia
Missouri
2.5
1.9
10
191
Antioch
California
2.2
1.9
9
192
Buffalo
New York
5.2
1.9
21
193
Renton
Washington
2.0
1.9
8
194
Waco
Texas
2.8
1.9
11
195
Colorado Springs
Colorado
9.2
1.9
37
196
Lowell
Massachusetts
2.2
1.9
9
197
Tacoma
Washington
4.2
1.9
17
198
McAllen
Texas
2.8
1.9
11
199
Rancho Cucamonga
California
3.2
1.8
13
200
Costa Mesa
California
2.0
1.8
8
201
Stamford
Connecticut
2.5
1.8
10
202
Topeka
Kansas
2.2
1.8
9
203
Peoria
Illinois
2.0
1.8
8
204
Peoria
Arizona
3.5
1.8
14
205
Tuscaloosa
Alabama
2.0
1.8
8
206
Evansville
Indiana
2.0
1.7
8
207
Manchester
New Hampshire
2.0
1.7
8
208
Garland
Texas
4.2
1.7
17
209
Billings
Montana
2.0
1.6
8
210
Dearborn
Michigan
1.8
1.6
7
211
Fremont
California
3.8
1.6
15
212
Berkeley
California
2.0
1.6
8
213
Surprise
Arizona
2.8
1.6
11
214
Warren
Michigan
2.2
1.6
9
215
Minneapolis
Minnesota
7.0
1.6
28
216
Pittsburgh
Pennsylvania
5.0
1.6
20
217
Scottsdale
Arizona
4.0
1.6
16
218
Spokane Valley
Washington
1.8
1.6
7
219
Edinburg
Texas
1.8
1.6
7
220
Durham
North Carolina
4.8
1.6
19
221
Greeley
Colorado
1.8
1.5
7
222
Norman
Oklahoma
2.0
1.5
8
223
Des Moines
Iowa
3.2
1.5
13
224
Provo
Utah
1.8
1.5
7
225
Tracy
California
1.5
1.5
6
226
Deltona
Florida
1.5
1.5
6
227
Laredo
Texas
3.8
1.4
15
228
Torrance
California
2.0
1.4
8
229
Virginia Beach
Virginia
6.5
1.4
26
230
Alexandria
Virginia
2.2
1.4
9
231
Bend
Oregon
1.5
1.4
6
232
Salinas
California
2.2
1.4
9
233
Miramar
Florida
2.0
1.4
8
234
Clovis
California
1.8
1.4
7
235
Chula Vista
California
3.8
1.4
15
236
Chandler
Arizona
3.8
1.3
15
237
Mesquite
Texas
2.0
1.3
8
238
Springfield
Illinois
1.5
1.3
6
239
Grand Prairie
Texas
2.8
1.3
11
240
Carlsbad
California
1.5
1.3
6
241
Madison
Wisconsin
3.8
1.3
15
242
Cape Coral
Florida
3.0
1.3
12
243
Nampa
Idaho
1.5
1.3
6
244
Pembroke Pines
Florida
2.2
1.2
9
245
Jersey City
New Jersey
3.8
1.2
15
246
New Bedford
Massachusetts
1.2
1.2
5
247
Omaha
Nebraska
6.0
1.2
24
248
Thousand Oaks
California
1.5
1.2
6
249
Sioux Falls
South Dakota
2.5
1.2
10
250
Thornton
Colorado
1.8
1.2
7
251
St. George
Utah
1.2
1.2
5
252
Sugar Land
Texas
1.2
1.1
5
253
Sparks
Nevada
1.2
1.1
5
254
Boston
Massachusetts
7.5
1.1
30
255
Murrieta
California
1.2
1.1
5
256
Fort Wayne
Indiana
3.0
1.1
12
257
Elk Grove
California
2.0
1.1
8
258
Lansing
Michigan
1.2
1.1
5
259
Paterson
New Jersey
1.8
1.1
7
260
New Braunfels
Texas
1.2
1.1
5
261
Menifee
California
1.2
1.1
5
262
Glendale
California
2.0
1.1
8
263
Goodyear
Arizona
1.2
1.1
5
264
St. Paul
Minnesota
3.2
1.1
13
265
Murfreesboro
Tennessee
1.8
1.0
7
266
Arvada
Colorado
1.2
1.0
5
267
Fort Collins
Colorado
1.8
1.0
7
268
Plano
Texas
3.0
1.0
12
269
Ann Arbor
Michigan
1.2
1.0
5
270
San Angelo
Texas
1.0
1.0
4
271
Joliet
Illinois
1.5
0.99
6
272
Georgetown
Texas
1.0
0.99
4
273
Wichita Falls
Texas
1.0
0.98
4
274
Aurora
Illinois
1.8
0.97
7
275
Lynn
Massachusetts
1.0
0.97
4
276
Yonkers
New York
2.0
0.95
8
277
Worcester
Massachusetts
2.0
0.95
8
278
Sterling Heights
Michigan
1.2
0.93
5
279
Fargo
North Dakota
1.2
0.92
5
280
Hillsboro
Oregon
1.0
0.91
4
281
Santa Maria
California
1.0
0.90
4
282
Temecula
California
1.0
0.89
4
283
Rio Rancho
New Mexico
1.0
0.89
4
284
Chesapeake
Virginia
2.2
0.88
9
285
Elgin
Illinois
1.0
0.87
4
286
North Las Vegas
Nevada
2.5
0.85
10
287
Richardson
Texas
1.0
0.85
4
288
High Point
North Carolina
1.0
0.84
4
289
Olathe
Kansas
1.2
0.84
5
290
Simi Valley
California
1.0
0.80
4
291
McKinney
Texas
1.8
0.77
7
292
Roseville
California
1.2
0.77
5
293
Oxnard
California
1.5
0.75
6
294
Carrollton
Texas
1.0
0.74
4
295
San Mateo
California
0.8
0.73
3
296
Cedar Rapids
Iowa
1.0
0.73
4
297
Meridian
Idaho
1.0
0.72
4
298
Green Bay
Wisconsin
0.8
0.71
3
299
Santa Rosa
California
1.2
0.70
5
300
Palm Coast
Florida
0.8
0.70
3
301
Boulder
Colorado
0.8
0.70
3
302
Allen
Texas
0.8
0.66
3
303
Henderson
Nevada
2.2
0.64
9
304
Overland Park
Kansas
1.2
0.62
5
305
Rochester
Minnesota
0.8
0.61
3
306
Gilbert
Arizona
1.5
0.52
6
307
Naperville
Illinois
0.8
0.49
3
308
Bellevue
Washington
0.8
0.49
3
309
Suffolk
Virginia
0.5
0.48
2
310
Burbank
California
0.5
0.48
2
311
Fishers
Indiana
0.5
0.48
2
312
Vacaville
California
0.5
0.48
2
313
Centennial
Colorado
0.5
0.46
2
314
League City
Texas
0.5
0.42
2
315
Lincoln
Nebraska
1.2
0.42
5
316
Cary
North Carolina
0.8
0.41
3
317
College Station
Texas
0.5
0.39
2
318
Coral Springs
Florida
0.5
0.36
2
319
Frisco
Texas
0.8
0.32
3
320
Santa Clarita
California
0.5
0.22
2
321
West Jordan
Utah
0.2
0.21
1
322
Broken Arrow
Oklahoma
0.2
0.20
1
323
New York
New York
17.2
0.20
69
324
Pearland
Texas
0.2
0.19
1

About Myryah Irby


Myryah Irby headshot

Myryah Irby is a writer and data journalist with a Master's degree in Creative Writing from the University of San Francisco. She analyzes insurance, housing and personal finance data to help readers make informed financial decisions. Her writing and interviews have appeared in The New York Times and The San Francisco Chronicle.

Irby managed home improvement and insurance website portfolios for more than a decade. She translates complex insurance and finance topics into accessible, practical guidance.


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