Shopping for your first motorcycle means weighing your budget, the make and model's features, whether to buy new or used and how to find the best insurance.
This page covers average costs, tips for choosing and budgeting for your bike and what you need as a new rider.
Motorcycles in the US
Millions of Americans own motorcycles. The average cost of owning a motorcycle varies based on your experience level.
8,596,314 motorcycles registered in the U.S. as of 2019.1
Beginners spend $5,000 to $10,000 for a motorcycle on average.2
In 2020, an estimated 780,000 motorcycles were sold in the U.S.3
Sources:
One of the largest considerations when buying a motorcycle is cost. For some, a motorcycle is cheaper to own than a car. Before deciding if a bike is right for you, actor in other costs: safety gear, maintenance and either full coverage insurance or liability-only insurance.
Average cost for beginner motorcyclists: $5,000 to $10,000
Average cost for experienced motorcyclists: $10,000 to $35,000
These prices reflect average costs for motorcyclists. The actual cost can vary depending on your needs. Beyond the bike's price, consider what affects your total cost: features, performance capabilities and whether you buy new or used.
A motorcycle's price varies widely. Know what you need before you shop. That narrows your search and helps you stay within your budget.
Motorcyclists need to have proper riding and safety gear. A helmet is non-negotiable. It protects you on the road, and it's legally required in many states. On average, a helmet costs $70, though some models reach $300.
Other riding gear you may consider are jackets, gloves and pants. These can be costly, so consider buying them later on if you have a tight budget.
Road safety doesn't have to be expensive. Prioritize the basics, and you can get what you need within your budget.
A well-maintained motorcycle runs smoothly and keeps you safe. Regular maintenance, including service appointments and oil changes, is the best way to stay ahead of problems.
On average, the cost of motorcycle maintenance is $1,000 a year. That can fluctuate depending on the condition and age of your motorcycle. Older models often need more repairs. If your motorcycle has sustained damage, repair costs will be higher.
Motorcycle maintenance is expensive, and repair costs add up fast. A few habits can keep both manageable.
Motorcycle insurance costs vary by person. Your age, gender, riding history and location all affect your premium. The right policy depends on your coverage needs and budget.
Insurers weigh multiple factors when calculating premiums, so rates vary by person. You can lower your costs with a few targeted moves.
The cost of a license application and riding courses varies by state. On average, a license application costs $30, and a riding course costs $100.
Additional riding courses are available if you want to build your skills further.
A riding course is an added expense, but it often pays off over time.
The average rider spends $300 a year on fuel. Your riding habits and model affect your total fuel cost. Some motorcycles are more fuel-efficient than others. Riders who use their motorcycle often spend more on fuel than those who ride occasionally.
Fuel is one of the biggest ongoing costs for motorcycle riders. A few smart choices can keep those costs down.
Your budget shapes what type of motorcycle you buy, which brand you choose and where you purchase it. Beyond affordability, pick a model that fits your riding needs.
A motorcycle's total cost goes beyond the sticker price. Factor in riding and safety gear, riding courses, maintenance, fuel and motorcycle insurance costs to estimate your total budget.
Research motorcycle models and compare prices online to estimate your total costs.
Some beginners buy secondhand motorcycles to save money upfront. A bike in poor condition can cost more to maintain, so inspect it carefully before buying.
If you're not an experienced mechanic, work with a reputable dealer. They can help you find the right model and give you a realistic cost estimate.
Determine the cost of the safety and riding gear you want, then add those amounts to your budget.
The right first motorcycle takes research. Decide what matters most, and use that to narrow your options and stay within your budget.
If you're a beginner, you're probably not used to the road challenges bikers encounter. Know your skill level before buying your first bike.
Why do you need a motorcycle? Your reasons for wanting a motorcycle point you toward the right model. Different models accommodate different types of riders.
Motorcycles have changed a lot in recent years. Check that the model you choose has the features you want. Also consider whether you want a new or used bike.
Your bike needs to fit your body well so you can keep your balance on the road. Check if the bike is too heavy. Your feet should reach the foot pegs comfortably.
A motorcycle can be a huge expense. Buy only when you're financially ready. Set your budget and find a model that fits.
A motorcycle's cost varies by type and model, but first-time buyers have a few ways to cut costs. These tips can help you save on your purchase.
Don't buy the first motorcycle you see. Research your options, ask dealers questions and compare prices from multiple sellers.
Quality safety gear is often cheaper online. Buy from reputable sellers and make sure you're getting equipment that meets safety standards. Good gear lasts longer and protects you better. Spending more upfront is worth it.
Dealers and sellers often run promotions. Ask what discounts are available before you commit to a purchase.
The right bike saves you money long-term. Compare engines, technology and features to find one you'll want to keep.
Smart riding habits lower your fuel costs. A steady speed uses less gas than frequent acceleration. Less weight on the bike helps, too.
The right motorcycle insurance covers costs from accidents, theft and weather damage. An affordable policy protects you financially and saves money over time.
A used motorcycle costs less than a new one. Just make sure the bike is in good condition before you buy.
Motorcycles come in several types. When choosing one, consider models that fit your riding needs and experience level. Safety matters too: what's the right option for a rider at your skill level?
Nine motorcycle types suit different kinds of riders. Think about how you'll use it and make sure it fits your height and size.
Best for: Weekend Travelers
Most popular models: Harley-Davidson bikes and Indians
Average cost: $5,000 to $20,000+
Cruisers have a lower seat height and are built for weekend riding and longer trips. They can carry a small amount of luggage.
For beginners, the best cruisers are lightweight or medium-weight. Cruisers are built for lower speeds and steady power, not performance riding.
Best for: All-around driving needs
Most popular models: Japanese bikes released from 1970 to 1982, Honda CB1100, Yamaha SR400, Ducati Monster and Kawasaki Versys
Average cost: $5,000 to $40,000+
The standard bike often has a simple design. It's popular because it works for many different riding styles. You can fit luggage, a different seat or a tank bag. The seat height falls in the shorter to midrange. That means almost everyone, no matter their body type, can sit comfortably on it.
Best for: Long-distance drives
Most popular models: Honda Goldwing, Yamaha Venture, Indian Roadmaster, Harley-Davidson Ultra Classic
Average cost: $10,000 to $40,000+
Touring bikes are larger than most motorcycle types and offer ample storage. Large fairings block wind and weather. Touring bikes also have bigger engines, which let them hold highway speeds for long distances. Their ergonomics allow riders to sit for hours.
Some touring models include special features also found in cars. These include GPS, navigation screens, electronic suspension, audio systems, Bluetooth and heated seats.
Best for: Beginners and city driving
Most popular models: Vespa and Piaggio models, Yamaha Majesty, Yamaha Vino and Honda Elite models
Average cost: N/A
While some people don't consider scooters real motorcycles, they're still bikes. Smaller than other types, scooters work well for getting around urban areas. They're lightweight and low to the ground. That low profile keeps riders comfortable in city traffic.
Unlike other bikes, scooters have limited storage.
Best for: Speed
Most popular models: Suzuki GSXR600, Yamaha YZF-R3, Ducati SuperSport, BMW S1000RR and Honda CB600RR
Average cost: $5,000 to $40,000+
Sport bikes offer speed, agility and horsepower and are usually the most expensive type. They're among the fastest bikes, with high-powered suspension, brakes and the latest technology.
These bikes aren't a good fit for beginners. They're best for riders who enjoy racetracks and challenging terrain.
Best for: City driving
Most popular models: Vespa LX 50 and TaoTao Titan 50,
Average cost: $1,000 to $3,000+
Many people mistake mopeds for scooters. Despite the similarities, mopeds and scooters are different. Mopeds have lighter frames and smaller engines. Their design mirrors a bicycle's. Unlike other bikes, mopeds have little to no storage. They also have no fairings to block wind and weather.
Mopeds have a vintage reputation in the U.S., largely because they're harder to find here than in other countries.
Best for: Off-road trails
Most popular models: Kawasaki KLX110
Average cost: $8,000 to $12,000
Off-road motorcycles are built for dirt trails. They have taller seats with high suspension to handle bumps and rough terrain. Most are lightweight and don't have lights or turn signals. They can tackle steep hills and trails, and some models have a clutch-less design for easier hand control.
Best for: Quick weekend drives or long road trips
Most popular models: Triumph Trophy, Ducati ST, Kawasaki Concours and Yamaha FJ1300
Average cost: $9,000 to $15,000
Sport touring mixes sport and touring bikes. Sport touring bikes have taller seats than touring models and more luggage space than sport bikes. They work well for quick trips, though some models can handle longer drives. Sport touring bikes have midrange engines.
Some models include GPS, shaft drive and other car-like technology.
Best for: Rough terrains and distance riding
Most popular models: BMW R1200GS, Suzuki DR-Z400S, Lightweight KTM 525EXC and Yamaha WR250R
Average cost: $5,000 to $10,000
Dual sport bikes handle rough terrain well, though they're heavier than off-road bikes. Some riders call them dual-purpose or adventure sport bikes.
Dual sports are nearly as comfortable as street bikes but have taller seats, which helps on unpaved roads and trails. Dual sports have limited storage options, but you can outfit them with extra luggage bags or racks.
The right motorcycle takes research, not just excitement. Start by learning the different types, then factor in your riding needs and the features each model offers.
Your budget is one of the first things to nail down. It determines what types are within reach and whether a new or used bike makes more sense for you.
Comfort matters as much as cost. Can you manage its weight? Do your arms reach the handlebars? Can your feet reach the foot pegs?
Each motorcycle type has its charms. Find a style that suits how and where you ride. Test ride it before buying. That tells you how it handles in real conditions.
As a beginner, check the bike's horsepower before buying. For most new riders, a 600cc engine is a good starting point.
If customization matters to you, ask the dealer whether it offers that service and what it costs. If so, decide which features you want customized.
With so many options, choosing a motorcycle can feel overwhelming. These resources can help you learn more about motorcycle ownership, safety and laws.