Lemonade is the best pet insurance company for cats and dogs in Nevada. Other strong options in the state include AKC, Pumpkin, Spot and Pets Best.
Best Pet Insurance in Nevada
The best pet insurance companies in Nevada are Lemonade, Pumpkin, AKC and Spot, with monthly plans starting at $6.
Ready to protect your furry friend? Let's find you the perfect plan.

Updated: October 27, 2025
Advertising & Editorial Disclosure
Lemonade offers the best pet insurance in Nevada, with monthly rates starting at $10. It combines competitive pricing with excellent customer service.
For Nevada pet owners, Lemonade provides the cheapest pet insurance for dogs at $54 per month, while Pumpkin has the lowest premiums for cats at $22.
Compare multiple insurance providers to find coverage that matches your pet's needs and your budget while offering reliable protection.
Best Pet Insurance Companies in Nevada
| Lemonade | 4.50 | $54 | 
| AKC | 4.25 | $68 | 
| Pets Best | 4.05 | $65 | 
| ASPCA | 3.85 | $59 | 
| Spot | 3.80 | $70 | 

Lemonade
Best Overall
Average Monthly Rate for Dogs
$54Average Monthly Rate for Cats
$26Overall Reddit Sentiment
72% positiveMaximum Annual Limit
$100,000
- pros
Fast claims processing through an AI-powered app
Lower premiums than most competitors
Physical therapy coverage for accidents and illness
End-of-life and remembrance coverage
consOnly insures pets up to age 10
No unlimited annual coverage option
 Lemonade is Nevada's top pet insurance provider, offering affordable rates and comprehensive coverage. The company's digital-first approach and quick claims processing through its mobile app make managing pet insurance simple and convenient.
Lemonade's pet insurance in Nevada starts at $10 monthly and goes up to $103, depending on your pet's age, breed and chosen coverage. Here's what you can expect to pay.
Data filtered by:CatMiddle Aged$10,00060%$100Lemonade $41 $488 Lemonade earned a 4.2 out of 5 rating on Trustpilot, with 72% of customers reporting positive experiences. Pet owners praise the quick claims processing through the mobile app and responsive customer service. The most common complaint relates to coverage limitations for older pets.
Lemonade's accident and illness coverage includes diagnostics, procedures and medications. Pet owners can customize their plan with annual limits from $5,000 to $100,000, deductibles between $100 and $750 and reimbursement rates from 60% to 90%. The company offers valuable add-ons like physical therapy, behavioral conditions coverage and end-of-life care.
Best Pet Insurance by Dog Breed
Overall, AKC tops the best pet insurance rankings for most dog breeds in Nevada, while Lemonade and Pets Best are top picks for select breeds. You can review below which companies are best for your dog in the state.
| Pets Best | 4.35 | $29 | 
| AKC | 4.3 | $59 | 
| Lemonade | 4.25 | $33 | 
| Rainwalk | 4.2 | $57 | 
| Spot | 4 | $50 | 
Best Pet Insurance by Cat Breed
Our research shows AKC dominates the best pet insurance rankings for most cat breeds in Nevada, offering superior coverage and customer experience across breeds. You can review below which companies are best for your cat in the state.
| AKC | 4.45 | $44 | 
| Rainwalk | 4.4 | $41 | 
| Lemonade | 4.35 | $26 | 
| Pets Best | 4.3 | $34 | 
| Spot | 4.2 | $32 | 
Cheapest Pet Insurance in Nevada
In Nevada, Lemonade offers the most affordable pet insurance for dogs at $54 per month or $642 per year. For cats, Pumpkin provides the lowest-cost coverage at $22 monthly or $268 annually.
| Lemonade | $54 | $642 | -27% | 
| ASPCA | $59 | $712 | -19% | 
| Pets Best | $65 | $781 | -11% | 
| Pumpkin | $65 | $782 | -11% | 
| Figo | $67 | $801 | -9% | 
| Hartville | $68 | $816 | -7% | 
| Met Life | $68 | $815 | -8% | 
| AKC | $68 | $819 | -7% | 
| Spot | $70 | $838 | -5% | 
| Liberty Mutual | $76 | $912 | 4% | 
| Rainwalk | $81 | $968 | 10% | 
| Embrace | $83 | $996 | 13% | 
| Nationwide | $107 | $1,283 | 46% | 
| Fetch | $109 | $1,309 | 49% | 
Cheapest Nevada Pet Insurance by Dog Breed
In Nevada, Lemonade, Pumpkin and Pets Best offer the most affordable dog insurance, with rates starting at $18 monthly.
| Pets Best | $29 | $348 | -48% | 
| Lemonade | $33 | $393 | -42% | 
| Pumpkin | $39 | $465 | -31% | 
| ASPCA | $42 | $502 | -25% | 
| Figo | $47 | $562 | -17% | 
Cheapest Nevada Pet Insurance by Cat Breed
In Nevada, Pets Best (13 wins), Pumpkin (8 wins) and Lemonade (7 wins) offer the most affordable coverage across cat breeds. Rates start at $16 per month for standard plans.
| Lemonade | $26 | $314 | -53% | 
| Figo | $29 | $342 | -49% | 
| Hartville | $32 | $378 | -44% | 
| Spot | $32 | $385 | -43% | 
| Pets Best | $34 | $405 | -40% | 
How Much Is Pet Insurance in Nevada?
Nevada pet insurance costs an average of $94 monthly for dogs and $47 for cats. These rates are slightly above national averages, with dog policies costing 4% more and cat coverage running 4% higher than typical U.S. rates.
| Cat | $47 | $566 | 3% | 
| Dog | $94 | $1,122 | 4% | 
How to Get the Best Cheap Pet Insurance in Nevada
Finding the best cheap provider and coverage plan in Nevada can be difficult. Here's how to find the best pet insurance for your needs:
- 1Evaluate Your Pet's Coverage Needs First
When choosing coverage levels, consider your pet's age, breed and existing health condition. Consult your veterinarian about common health issues for your pet's breed to determine appropriate coverage amounts.
 - 2Look for Available Insurance Discounts
Check if you qualify for savings through a multi-pet plan or annual payment options. Many insurers offer discounts for military members, paying annually or spayed/neutered pets.
 - 3Check Insurance Company Ratings
Review customer feedback and financial strength ratings for pet insurance providers serving Nevada. Focus on companies with strong track records of paying claims promptly and providing good customer service.
 - 4Get Multiple Insurance Quotes
Request quotes from at least three pet insurance companies using the same coverage levels to get the most competitive rates for your pet's needs.
 - 5Review Your Coverage Annually
Pet insurance rates often increase as pets age or if you file claims. Compare rates from other providers each year at renewal time to ensure you have the best value.
 
Best Pet Insurance in Nevada: Bottom Line
Lemonade is our top pick for pet insurance in Nevada, while Pumpkin offers the most affordable coverage for cat owners. For dog owners, Lemonade provides both quality coverage and competitive rates. Your pet's specific needs should guide your final choice, so compare different plans before making a decision.
Pet Insurance in Nevada: FAQ
Here are answers to frequently asked questions about Nevada pet insurance:
What are the best pet insurance companies in Nevada?
Leading pet insurance providers in Nevada include Lemonade, AKC, Pumpkin, Spot and Pets Best. They offer comprehensive coverage options for your pets.
Which company has the cheapest pet insurance in Nevada?
Pumpkin, Hartville, Lemonade and ASPCA provide the most affordable pet insurance in Nevada. Monthly premiums start at $54 for dogs and $22 for cats.
How much is pet insurance in Nevada?
In Nevada, pet insurance costs $566 annually for cats and $1,122 for dogs. Annual premiums can range from $70 to $13,849, depending on coverage options and your pet's characteristics.
What is the best way to find the right pet insurance provider?
Determine your pet's coverage needs based on age, breed and health history. Check customer reviews and industry ratings for each provider. Compare coverage limits, deductibles and policy details from at least three companies. Request quotes to find rates matching your budget.
How We Found the Best and Cheapest Pet Insurance in Nevada
We researched all 20 major pet insurance providers in the United States, compared their policies and gathered quotes for Nevada residents. Here's the standard profile we used for our comparisons:
- $5,000 annual limit
 - 80% reimbursement
 - $500 deductible
 - 6-year-old Labrador Retriever if dog
 - 7-year-old Ragdoll if cat
 
Our Company Rating System
To ensure our ratings are accurate to pet and pet owner's needs, we simplified our rating mechanism for easy understanding and comprehensive inclusion of all available information:
- Affordability (50% of score): We used proprietary quote data for all combinations of coverage, pet ages, and breeds owned in the U.S. to compare affordability scores for all providers. We also considered discounts and how each company calculates them into your premium.
 - Customer experience (30% of score): Using customer ratings we scoured across the internet, industry scores from reliable agencies like AM Best, and Reddit comment sentiment for companies to get this score.
 - Coverage options (20% of score): We considered all terms, add-ons and inclusions when determining this score. We also gauged these coverage restrictions and inclusions against the most commonly needed pet medical-related costs to assess their usefulness.
 
About Mark Fitzpatrick

Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
He writes about economics and insurance, breaking down complex topics so people know what they're buying.
sources
- Trustpilot. "Lemonade Reviews." Accessed July 30, 2025.
 

