Best and Cheapest Home Insurance in Green Bay, WI (2024)


In Green Bay, WI, Chubb is both the overall best and cheapest choice for home insurance. It is also excels in customer service.

Choosing the best inexpensive home insurance depends on what you value, such as costs or how a company helps when you have questions or problems.

MoneyGeek Logo IconBest HomeInsuranceGreen Bay, WI
2024

Why Trust MoneyGeek? We used data from Wisconsin's Department of Insurance and Quadrant Information Services to find the top homeowners insurance in Green Bay, ensuring our picks are solidly backed.

recency icon

Home insurance premiums in Green Bay are indicative of the most competitive quotes as of September 2024.

1,036,800Quotes Analyzed
 
8Companies Compared

Overview: Best Home Insurance Companies in Green Bay, WI

MoneyGeek found that Chubb is the best option in Green Bay, WI, with a MoneyGeek score of 99 out of 100 for 100K dwelling coverage.

The scores for home insurance companies in Green Bay range from 43 to 99. These figures are based on MoneyGeek's scoring system, and insurers may have different scores depending on your credit history and the age of your home.

Data filtered by:Results filtered by:
Category:
Category:Best Overall
Coverages:
Coverages:1 - $100K Dwelling
Chubb99$361
Nationwide74$607
American Family70$723
Auto-Owners Insurance66$894
State Farm66$776
Foremost Insurance66$541
Allstate43$977

Overall Best Home Insurance in Green Bay, WI

MoneyGeek found that Chubb is the best option $100K dwelling coverage in Green Bay, WI. The two best overall home insurance companies in Green Bay for $100K dwelling coverage are:

  • Chubb: MoneyGeek score of 99 out of 100 ($361 per year)
  • Nationwide: MoneyGeek score of 74 out of 100 ($607 per year)

Chubb stands out as the best home insurance provider because it combines affordability and excellent customer satisfaction, which are significant contributors to the MoneyGeek score.

Green Bay, WI, homeowners have a choice among various companies, each offering different costs and service experiences. While affordability is key, other factors — such as customer support and coverage options — are important, especially when filing a claim.

Company logo for Chubb
Best OverallChubb
MoneyGeek Score:
99/ of 100

Overview

Chubb is the best overall company with a high MoneyGeek score, thanks to its affordability and customer satisfaction. Chubb also provides discounts on new homes and home renovations, helping policyholders save money. Homeowners can qualify for these discounts if their homes are newly built or recently renovated.

Chubb's offers comprehensive home insurance coverage. Guaranteed replacement cost ensures your home is rebuilt to its original state after a loss. Building ordinance or law helps cover costs to meet current building codes. Cash settlement allows flexibility if you choose not to rebuild. These coverages offer peace of mind and financial protection.

Best Home Insurance for Customer Service in Green Bay, WI

MoneyGeek found that Chubb provides the best customer service in home insurance in Green Bay, WI, for $100K dwelling coverage. Here are the top providers for this coverage level:

  • Chubb: MoneyGeek score of 96 out of 100 ($361 per year)
  • Auto-Owners Insurance: MoneyGeek score of 95 out of 100 ($894 per year)

Chubb stands out as the best choice thanks to its high customer satisfaction score which reflects commitment to customer care and comprehensive coverage offerings. Excellent service in home insurance means prompt claim responses and personalized assistance from caring professionals.

Company logo for Chubb
Best for Service QualityChubb
MoneyGeek Score:
96/ of 100

Overview

Chubb is the best for service quality, thanks to its high customer satisfaction and coverage scores. You can save with discounts like new home and home renovation. For example, you get a discount if your home is 10 years old or less.

Chubb's guaranteed replacement cost coverage helps rebuild your home even if costs exceed limits. While building ordinance or law coverage pays for code upgrades after a loss. Cash settlement lets you choose cash instead of rebuilding.

Best Cheap Home Insurance in Green Bay, WI

MoneyGeek found that Chubb is the best cheap home insurance option in Green Bay, WI The top two best cheap insurance providers for $100K dwelling coverage are:

  • Chubb: MoneyGeek score of 99 out of 100 ($361 per year)
  • Nationwide: MoneyGeek score of 73 out of 100 ($607 per year)

Chubb stands out due to its high affordability score, with reasonable customer satisfaction and coverage scores. Cheap home insurance often means lower coverage, saving you money, but it might not be enough in an accident. In instances where saving on premiums is a priority, considering the cheapest homeowner insurance companies may be beneficial. 

What sets the best cheap home insurance apart from the cheapest is its value for money, balancing cost with the coverage that meets a homeowner's needs without being expensive.

Company logo for Chubb
Best CheapChubb
MoneyGeek Score:
99/ of 100

Overview

Chubb is the best cheap company with high scores in affordability and satisfaction. It offers comprehensive home insurance with guaranteed replacement cost and building ordinance or law coverage. You can save with discounts like new home, which applies if your house is under 10 years old.

Estimate Your Green Bay Home Insurance Costs Online

MoneyGeek’s home insurance calculator will give you a ballpark estimate of your cost — it’s free, no personal information required, no spam.

High
Average
Low

Rates updated:

Dec 12, 2024

Shield Insurance
Why You Can Trust MoneyGeek

Many factors, including location, affect homeowners insurance in Green Bay. The best way to save is by comparing rates, but this takes time — up to 15 minutes per company. Comparing at least three means more than an hour of research. MoneyGeek's home insurance calculator helps save instantly by focusing on key factors. Enter your age, dwelling coverage, credit score, deductible, liability coverage and a few others for a rate estimate.

Cheapest Home Insurance in Green Bay, WI

Chubb stands out in Green Bay, WI, as the most cost-effective option for homeowners insurance. The following companies offer the lowest annual premiums in their respective dwelling coverage categories:

  • For 100K Dwelling Coverage: Chubb: $361 per year
  • For 250K Dwelling Coverage: Chubb: $856 per year
  • For 500K Dwelling Coverage: Chubb: $1,626 per year

Chubb stands out for its affordability, making it the top option in Green Bay. This company not only offers the lowest prices but also has the highest MoneyGeek score. Choosing the right amount of dwelling coverage is essential as it significantly affects the insurance premium.

Securing the cheapest homeowners insurance in Wisconsin can be a smart strategy to handle personal finances better.

Data filtered by:Results filtered by:
Coverages:
Coverages:$100K Dwelling
Chubb$361
Foremost Insurance$541
Nationwide$607
American Family$723
State Farm$776
Auto-Owners Insurance$894
Allstate$977

Cheapest Home Insurance for High-Value Homes in Green Bay, WI

Chubb offers the cheapest home insurance for high-value homes in Green Bay, WI. High dwelling coverage is essential for homes that are costly to replace, and home insurance costs increase with property value.

  • Cheapest for $750K Dwelling Coverage: Chubb: $2,356 per year
  • Cheapest for $1M Dwelling Coverage: Chubb: $3,063 per year

Chubb stands out in Green Bay due to its affordability, making it an economical choice for many homeowners seeking $750K dwelling coverage. According to MoneyGeek, even though it is the cheapest, it has a top rating compared to competitors.

Data filtered by:Results filtered by:
Coverages:
Coverages:1 - 750K dwelling
Chubb$2,356
Auto-Owners Insurance$2,471
American Family$2,747
Allstate$2,846
Foremost Insurance$3,051
State Farm$3,294
Nationwide$3,895

Cheapest Home Insurance for New Homes in Green Bay, WI

Chubb offers the most affordable home insurance for new homes in Green Bay, WI.

  • Cheapest for $100K Dwelling Coverage: Chubb: $269 per year
  • Cheapest for $250K Dwelling Coverage: Chubb: $628 per year
  • Cheapest for $500K Dwelling Coverage: Allstate: $960 per year

Chubb stands out as the cheapest homeowners insurance option in Green Bay based on low cost, although it might not be the best choice if considering other factors. It's also essential to ensure you are adequately covered.

Data filtered by:Results filtered by:
Coverages:
Coverages:1 - $100K Dwelling
Chubb$269
Foremost Insurance$323
Nationwide$400
American Family$496
Allstate$546
State Farm$556
Auto-Owners Insurance$761

How to Find the Best Home Insurance for You in Green Bay, WI

Securing the best cheap homeowners insurance is about finding a provider that delivers excellent customer service and comprehensive coverage at an affordable rate. Providers that achieve this balance offer peace of mind without breaking the bank, ensuring you are well protected from various risks to your home.

To guide you through the process, we outlined key factors to consider when seeking the best and most affordable homeowners insurance for your home.

  1. 1

    Evaluate Your Insurance Needs

    Assess your insurance requirements in Green Bay, WI. Consider your home's rebuilding costs, personal property value, and liability needs to determine how much home insurance coverage you need.

  2. 2

    Compare Different Providers

    Look into insurance companies operating in Green Bay, WI. Focus on those with good financial health, positive customer feedback and a history of quality service.

  3. 3

    Compare Coverage and Costs

    Once you identify necessary coverages, compare home insurance quotes. For $100K dwelling coverage in Green Bay, WI, premiums range from $361 with Chubb to $541 with Foremost Insurance.

  4. 4

    Ask About Discounts

    Inquire about potential discounts from each provider, such as savings for bundling policies, installing safety features or maintaining a claims-free history.

  5. 5

    Increase Your Deductible

    Opting for a higher home insurance deductible can reduce your premium. Ensure it's an amount you can manage if a claim arises.

  6. 6

    Improve Home Security

    Enhancing your home's security with systems and durable locks can decrease its risk profile and may lower your insurance costs.

  7. 7

    Maintain Good Credit

    A good credit score can influence your insurance rates in Green Bay, Wisconsin. Pay bills promptly and minimize outstanding debt.

  8. 8

    Bundle Policies

    Consider bundling your homeowners insurance with other policies, like auto insurance, to access potential discounts and savings.

FAQ: Best Cheap Home Insurance in Green Bay, WI

The best cheap home insurance provider for you in Green Bay ultimately depends on how much coverage you need and how much you can spend. Get answers to some of the most commonly asked questions about best cheap insurance rates in Green Bay, Wisconsin.

How much is home insurance in Green Bay, WI, on average?

What is the cheapest home insurance company in Green Bay, WI?

What is the best home insurance company in Green Bay, WI?

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.

Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.