Aetna has the best Medicare supplement plans in Tennessee, with 28% below-average rates for the most popular plan in the nation (Plan G). Since pricing differs widely by policy letter, you should also look into Cigna and UnitedHealthcare for affordable plans.
Best Medicare Supplement Plans in Tennessee
Updated: May 28, 2025
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Key Takeaways
Aetna offers the best and cheapest Medicare Supplement plans for the most popular policy in the state, Plan, G for $81 per month.
Monthly costs for Medicare Supplement plans in Tennessee range from $57 to $176, depending on your chosen policy.
To find the plan you need, check plan availability, restrictions and benefits, and compare quotes from multiple companies.
Who Are the Best Cheap Medicare Supplement Plan Companies in Tennessee?
| Aetna | $81 | $971 |
| Cigna | $120 | $1,434 |
| UnitedHealthcare | $121 | $1,453 |
| Blue Cross Blue Shield of Tennessee | $125 | $1,499 |
*Pricing shown is for Medicare Supplement Plan G for 65-year-olds.
Compare Personalized Best Cheap Medicare Supplement Companies in Tennessee
The top companies for the most popular plans nationwide are listed above, but your needs might differ. Check out the filterable table below to find the best and most affordable company for you.
Data filtered by:Results filtered by:
Select
Plan Letter:A
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Age:65
| Aetna | $101 | $1,210 |
| Blue Cross Blue Shield of Tennessee | $78 | $938 |
| Cigna | $117 | $1,404 |
| UnitedHealthcare | $98 | $1,175 |
Tennessee Medicare Supplement Plan Cost
On average, Medicare Supplement Plan G costs around $112 monthly or $1,339 annually in Tennessee. However, your rates can vary widely, from $57 to $176 monthly, depending on the provider and plan you select.
| A | $98 | $143 |
| B | $128 | $198 |
| C | $176 | $284 |
| D | $132 | $216 |
| F | $143 | $234 |
| G | $112 | $159 |
| K | $57 | $103 |
| L | $100 | $180 |
| N | $98 | $154 |
Tennessee Medicare Supplement Coverage Guide
Choosing the right Medicare Supplement plan and company can be challenging with the many available options and factors to consider. This guide details what coverage is available, how to choose which plan you need and how to get the best cheap company for you.
Tennessee Medicare Supplement Plan Comparison Chart
All Medicare supplement plans, regardless of your state, have standardized coverage. The table below summarizes what each Medicare Supplement (Medigap) plan letter covers.
Plan Letter | Co-Insurance and Copayment Coverage | Deductibles and Other Coverages |
|---|---|---|
A |
|
|
B |
|
|
C |
|
|
D |
|
|
F |
|
|
G |
|
|
K |
|
|
L |
|
|
M |
|
|
N |
|
|
How to Decide Which Medicare Supplement Plan You Need
Choosing the right Medicare Supplement plan depends on your eligibility, financial situation, age, health and lifestyle. Consider these factors to make the best choice.
Eligibility
New enrollees can access all plans except C or F. Those eligible for Medicare before 2020 can choose from all 10 available plans.
Age, condition and lifestyle
Your age, pre-existing conditions and lifestyle help determine your needed coverage. Consider how likely you'll use different coverage items and consult a medical professional or Medicare Supplement specialist for guidance.
Financial status
Your ability to pay for coverage matters, regardless of your risk factors and coverage needs. Identify plans that match your risk profile and are within your budget.
How to Find the Best Tennessee Medicare Supplement Company
Once you've decided what plan is right for you, it's time to compare companies. Here are the key things to look for in a Medicare Supplement provider in Tennessee.
- 1
Customer satisfaction and complaints
Insurance companies sometimes receive complaints about service issues. To find a reliable provider, check customer satisfaction ratings from J.D. Power and the NAIC.
- 2
Pricing plans
Compare plans from different providers to find the most affordable and suitable option for your needs, keeping service quality in mind.
- 3
Added benefits
Some insurers offer discounts on related products, such as gym memberships. These benefits can enhance the value of your plan, whether it includes Medicare Supplement insurance or another policy type.
Best Medigap Plans in Tennessee: Bottom Line
Aetna, Cigna, and UnitedHealthcare offer the best Medicare Supplement insurance in Tennessee. To find the right plan, compare reputations, benefits and costs.
Medicare Supplement Plans Tennessee: FAQ
Here are answers to frequently asked questions about Medicare Supplement insurance in Tennessee.
What is the best Medicare Supplement provider in Tennessee?
Aetna is the best health insurance provider for the most popular Medigap plan in Tennessee. Its pricing is 28% lower than the state average, making it the most affordable company in the state.
What is the cost of Medicare Supplement plans in Tennessee?
Depending on your selection, Medicare Supplement plans cost between $686 and $3,406 per year. The most popular plan in the state, Plan G, has average costs ranging from $1,339 to $1,904 per year.
How We Decided the Best Medicare Supplement Companies in Tennessee
MoneyGeek collected data from the biggest Medicare Supplement/Medigap providers in Tennessee for 65-year-olds and 75-year-olds. Plans qualified as "best" only when accurate online quotes were available. The analysis used Medicare Supplement Plan G, the most popular plan nationwide, to determine the best and most affordable providers.
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.