Overall, we found that Aetna has the best Medicare Supplement plans in the state of Ohio with rates that are 25% below average for the most popular plan in the nation (Plan G). However, you should also look into Humana and UnitedHealthcare for affordable plans, since pricing differs widely by policy letter.
Best Medicare Supplement Plans in Ohio
Updated: May 28, 2025
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Key Takeaways
At $80 per month, Aetna offers the best and cheapest Medicare Supplement plans for Plan G policies in Ohio.
Monthly costs for Medicare Supplement plans in Ohio can range anywhere from $53 to $190 depending on which policy you choose.
To find the plan you need, check plan availability, restrictions and benefits and compare quotes from multiple companies.
Who Are the Best Cheap Medicare Supplement Plan Companies in Ohio?
| Aetna | $80 | $964 |
| Humana | $101 | $1,213 |
| UnitedHealthcare | $118 | $1,411 |
| Medical Mutual | $132 | $1,582 |
*Pricing shown is for Medicare Supplement Plan G for 65-year-olds.
Compare Personalized Best Cheap Medicare Supplement Companies in Ohio
While we've listed the top companies for popular plans nationwide, your needs might differ. Explore the filterable table below to find the most affordable plan for you.
Data filtered by:Results filtered by:
Select
Plan Letter:A
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Age:65
| Aetna | $104 | $1,249 |
| Humana | $106 | $1,277 |
| Medical Mutual | $107 | $1,282 |
| UnitedHealthcare | $94 | $1,123 |
Ohio Medicare Supplement Plan Cost
The typical Medicare Supplement plan, Plan G, costs around $108 monthly or $1,292 per year on average in Ohio. However, your rates can vary widely, being anywhere from $53 to $190 monthly, depending on the provider and plan you select.
| A | $103 | $146 |
| B | $129 | $199 |
| C | $190 | $305 |
| F | $142 | $198 |
| G | $108 | $174 |
| K | $53 | $95 |
| L | $102 | $183 |
| N | $107 | $176 |
Ohio Medicare Supplement Coverage Guide
With many plan options to choose from and many considerations to be made, it can be especially hard to decide what Medicare Supplement policy is best and which best cheap company to choose. So we've created a comprehensive guide detailing what coverages are available, how to choose which plan you need and how to get the best affordable company for you.
Ohio Medicare Supplement Plan Comparison Chart
All Medicare Supplement plans, regardless of your state, have standardized coverages. Below we've summarized what each plan letter for Medicare Supplement, or Medigap, covers:
Plan Letter | Co-Insurance and Copayment Coverage | Deductibles and Other Coverages |
|---|---|---|
A |
|
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B |
|
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C |
|
|
D |
|
|
F |
|
|
G |
|
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K |
|
|
L |
|
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M |
|
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N |
|
|
How to Decide Which Medicare Supplement Plan You Need
Deciding on a Medicare Supplement plan involves considering your eligibility, finances, age, health and lifestyle. Here's how to weigh these factors for your best choice.
Eligibility
As a new enrollee, you can access all plans except for Plans C and F. If you qualified for Medicare before 2020, you have the option to select from all 10 available plans.
Age, Condition and Lifestyle
Evaluating your coverage needs based on your age, pre-existing conditions, risks, and current lifestyle helps determine the necessary coverage. Consider the likelihood of using different coverage items based on these factors and seek advice from a medical professional and a Medigap/Medicare Supplement specialist to guide your decision.
Financial Status
Regardless of your risk factors and coverage needs, your ability to pay for coverage is often the most crucial consideration. Look for plans that align with your risk profile while remaining affordable.
How to Find the Best Ohio Medicare Supplement Company
Once you've decided what plan is right for you, it is time to compare companies. Below, we have detailed the key things to look for in a Medicare Supplement provider in Ohio. Consider the coverage options they offer and their customer service reputation. Check their pricing to ensure it fits your budget. Research the company's reputation for reliability and trustworthiness.
- 1
Customer Satisfaction and Complaints
Before purchasing a Medicare Supplement policy, research customer satisfaction ratings for different companies. Resources like J.D. Power and NAIC can help you identify which providers offer the best customer service and have fewer complaints, ensuring a smoother experience.
- 2
Plan Pricing
Compare different Medicare Supplement plans from multiple companies in your area to find the most affordable option that also provides excellent service. Make sure you are comparing policies with similar coverage to identify which plan offers the best value.
- 3
Added Benefits
Some Medicare Supplement plans offer additional perks beyond basic coverage. These benefits could include discounts on wellness programs, telehealth services, or prescription drug discounts. Weigh these added advantages when selecting your Medicare Supplement policy to maximize your savings and get the most out of your plan.
Best Medigap Plans in Ohio: Bottom Line
Our top three picks for Ohio's best Medicare Supplement insurance are Aetna, Humana and UnitedHealthcare. To ensure you choose a plan that fits your needs, compare reputations, benefits and costs.
Medicare Supplement Plans in Ohio: FAQ
Below, we've provided our team's expert answers to frequently asked questions about Medicare Supplement plans in Ohio.
What is the best Medicare Supplement provider in Ohio?
For the most popular Medigap plan in Ohio, the best health insurance provider is Aetna. The provider offers pricing that is 25% lower than the state average making them the most affordable company in the state.
What is the cost of Medicare Supplement plans in Ohio?
Depending on your plan selection, Medicare Supplement plan pricing in Ohio can range from $635 to $3,660 per year. For the most popular plan in the state, Plan G, average costs can range from $1,292 to $2,090 per year.
How We Decided the Best Medicare Supplement Companies in Ohio
MoneyGeek collected data from the biggest Medicare Supplement/Medigap providers in Ohio for 65-year-olds and 75-year-olds. Plans were only rated as one of the best if we could obtain an accurate quote from the provider online. We assumed Medicare Supplement Plan G which is the most popular plan nationwide to determine the best and most affordable provider.
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.