We found that Aetna has the best Medicare Supplement plans in Maryland, with rates that are 20% below average for the most popular plan in the nation (Plan G). However, you should also consider CareFirst and UnitedHealthcare for affordable plans since pricing differs widely by plan letter.
Best Medicare Supplement Plans in Maryland
Updated: May 28, 2025
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Key Takeaways
Aetna offers the best and cheapest Medicare Supplement plans for the most popular policy in Maryland, with Plan G priced at $105 per month.
Medicare Supplement plans in Maryland can cost anywhere from $71 to $390 per month on average, depending on your plan selection.
To find the plan you need, check plan availability, restrictions and benefits, and compare quotes from multiple companies.
Who Are the Best Cheap Medicare Supplement Plan Companies in Maryland?
| Aetna | $105 | $1,264 |
| Carefirst | $107 | $1,278 |
| UnitedHealthcare | $156 | $1,868 |
| Cigna | $156 | $1,877 |
*Pricing shown is for Medicare Supplement Plan G for 65-year-olds.
Compare Personalized Best Cheap Medicare Supplement Companies in Maryland
We've identified the top companies for popular plans across the country. However, your needs might be different. Below, you'll find a filterable table to help you discover the most affordable and suitable company for your requirements.
Data filtered by:Results filtered by:
Select
Plan Letter:A
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Age:65
| Aetna | $277 | $3,325 |
| Carefirst | $718 | $8,612 |
| Cigna | $280 | $3,359 |
| UnitedHealthcare | $284 | $3,408 |
Maryland Medicare Supplement Plan Cost
The typical Medicare Supplement plan, Plan G, costs around $131 monthly or $1,572 per year on average in Maryland. However, your rates can vary, ranging from $71 to $390 monthly depending on the provider and plan you select.
| A | $390 | $675 |
| B | $169 | $295 |
| C | $263 | $465 |
| F | $169 | $263 |
| G | $131 | $208 |
| K | $71 | $128 |
| L | $130 | $254 |
| M | $218 | $451 |
| N | $127 | $214 |
Maryland Medicare Supplement Coverage Guide
With many plan options to choose from and many considerations to be made, it can be hard to decide what Medicare Supplement policy is best and which company to choose. We've created a comprehensive guide detailing what coverages are available, how to choose which plan you need and how to find the best cheap company for you.
Maryland Medicare Supplement Plan Comparison Chart
All Medicare Supplement plans, regardless of your state, have standardized coverages. Below, we've summarized what each plan letter for Medicare Supplement, or Medigap, covers:
Plan Letter | Co-Insurance and Copayment Coverage | Deductibles and Other Coverages |
|---|---|---|
A |
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B |
|
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C |
|
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D |
|
|
F |
|
|
G |
|
|
K |
|
|
L |
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M |
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N |
|
|
How to Decide Which Medicare Supplement Plan You Need
Deciding on a Medicare Supplement plan depends largely on your eligibility, financial situation and personal factors like age, health and lifestyle. Consider these aspects carefully to make the best choice for your needs.
Eligibility
New enrollees can access all plans except for Plans C or F. Those eligible for Medicare before 2020 can choose from all 10 available plans.
Age, condition and lifestyle
Assessing your coverage needs based on age, pre-existing conditions and lifestyle helps determine the necessary coverage. Consider the likelihood of using different coverage items, and consult with a medical professional and a Medigap/Medicare Supplement specialist to guide your decision.
Financial status
Regardless of risk factors and coverage needs, your ability to afford coverage is important. Seek plans that align with your risk profile while remaining within your budget.
How to Find the Best Maryland Medicare Supplement Company
Once you've decided what plan is right for you, it's time to compare companies. Below, we've detailed the key considerations when choosing a Medicare Supplement provider in Maryland:
- 1
Investigate Customer Satisfaction and Complaints
Customer satisfaction can greatly affect your insurance experience. Checking resources like J.D. Power and the NAIC can help you find companies with fewer complaints and better service.
- 2
Compare Plan Pricing Effectively
Finding an affordable Medicare Supplement plan requires comparing plans on equal terms to ensure cost-effectiveness and service quality. Look for plans that are budget-friendly from a provider with reliable customer support.
- 3
Look for Plans With Added Benefits
Some insurance providers offer added perks like discounts on various products or gym memberships. Check if insurers provide these extras as part of their plans, as they can add value beyond basic coverage.
Best Medigap Plans in Maryland: Bottom Line
Our top three picks for the best Medicare Supplement insurance providers in Maryland are Aetna, CareFirst and UnitedHealthcare. We recommend comparing plans to find your best fit and considering company reputations, benefits and pricing.
Medicare Supplement Plans in Maryland: FAQ
Below are our team's expert answers to frequently asked questions about Medicare Supplement plans in Maryland.
What is the best Medicare Supplement provider in Maryland?
For the most popular Medigap plan in Maryland, the best health insurance provider is Aetna. The company offers pricing that is 20% lower than the state average, making it the most affordable option in Maryland.
What is the cost of Medicare Supplement plans in Maryland?
Depending on your plan selection, pricing for Medicare Supplement plans in Maryland can range from $854 to $8,099 per year. For the most popular plan, Plan G, average costs range from $1,572 to $2,495 per year.
How We Decided the Best Medicare Supplement Companies in Maryland
MoneyGeek collected data from the biggest Medicare Supplement/Medigap providers in Maryland for 65-year-olds and 75-year-olds. Plans were only rated as one of the best if we could obtain an accurate quote from the provider online. We used Medicare Supplement Plan G, which is the most popular plan nationwide, to determine the best and most affordable provider.
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.