Humana offers the best Medicare Supplement plans in Alabama, with rates 24% below the national average for Plan G, the most popular plan. Check Aetna and Physicians Mutual, too, as prices vary widely by policy type.
Best Medicare Supplement Plans in Alabama
Updated: May 14, 2025
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Key Takeaways
Humana offers the best and cheapest Medicare Supplement plans, Plan G, the state's most popular policy, for $96 monthly.
Depending on the policy, medicare supplement plans in Alabama cost an average of $71 to $194 monthly.
To find the plan you need, check plan availability, restrictions and benefits and compare quotes from multiple companies.
Who Are the Best Cheap Medicare Supplement Plan Companies in Alabama?
| Humana | $96 | $1,146 |
| Aetna | $104 | $1,246 |
| Physicians Mutual | $109 | $1,309 |
| UnitedHealthcare | $124 | $1,482 |
| Cigna | $141 | $1,697 |
| Blue Cross Blue Shield of Alabama | $185 | $2,220 |
*Pricing shown is for Medicare Supplement Plan G for 65-year-olds.
Compare Personalized Best Cheap Medicare Supplement Companies in Alabama
We've highlighted top companies for popular plans nationwide, but your needs may differ. Use our filterable table below to find the most affordable company for you.
Data filtered by:Results filtered by:
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Plan Letter:A
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Age:65
| Aetna | $133 | $1,594 |
| Cigna | $144 | $1,723 |
| Humana | $139 | $1,664 |
| Physicians Mutual | $160 | $1,924 |
| UnitedHealthcare | $88 | $1,056 |
Alabama Medicare Supplement Plan Cost
The typical Medicare Supplement plan, Plan G, costs an average of $126 monthly or $1,517 yearly in Alabama. Rates vary widely from $71 to $194 monthly, depending on the provider and plan choice.
| A | $133 | $162 |
| B | $154 | $196 |
| C | $173 | $220 |
| F | $194 | $208 |
| G | $126 | $160 |
| K | $71 | $98 |
| L | $93 | $125 |
| N | $103 | $138 |
Alabama Medicare Supplement Coverage Guide
Choosing the right Medicare Supplement policy and company can be difficult with many plan options and considerations. Here is a guide detailing available coverage, how to select the plan you need and how to find the best cheap company.
Alabama Medicare Supplement Plan Comparison Chart
All Medicare Supplement plans have standardized coverages nationwide. Below is a summary of what each Medicare Supplement (Medigap) plan letter covers.
Plan Letter | Co-Insurance and Copayment Coverage | Deductibles and Other Coverages |
|---|---|---|
A |
| Blood (first 3 pints) |
B |
|
|
C |
|
|
D |
|
|
F |
|
|
G |
|
|
K |
|
|
L |
|
|
M |
|
|
N |
|
|
How to Decide Which Medicare Supplement Plan You Need
Deciding on a Medicare supplement plan involves considering your eligibility, finances, age and lifestyle. Here's how to weigh these factors:
Eligibility
If enrolling for the first time, you can access all plans except C or F. If you qualified for Medicare before 2020, you can choose from any of the 10 available plans.
Age, condition and lifestyle
Determine your coverage needs by considering your age, health conditions and lifestyle. Assess how often you might use different coverage options. Consult with a health care professional and a Medigap/Medicare Supplement expert for guidance.
Financial status
Your ability to pay for coverage matters regardless of your risk factors and needs. Choose plans that match your risk profile while staying within your budget.
How to Find the Best Alabama Medicare Supplement Company
Once you've decided on the right plan, compare companies. Look for these key factors in a Medicare Supplement provider in Alabama:
- 1
Explore customer satisfaction and complaints
Examining customer satisfaction and complaints helps you find reliable coverage. The insurance industry varies in service quality across companies. Use resources like J.D. Power and the NAIC to identify companies with better ratings.
- 2
Compare plan pricing carefully
Getting the best deal means comparing plans thoroughly. Review offers from different insurers to find a policy that's affordable and provides good customer service. Make sure you're comparing similar coverage options.
- 3
Look for added benefits
Some insurers offer benefits beyond basic coverage. For example, discounts on related products or services, such as gym memberships, may add value to your insurance choice.
Best Medigap Plans in Alabama: Bottom Line
Alabama's best Medicare Supplement insurance providers are Humana, Aetna and Physicians Mutual. To find the right plan, research it yourself and compare company reputations, benefits and pricing.
Medicare Supplement Plans Alabama: FAQ
Our team answers common questions about Medicare supplement plans in Alabama, highlighting coverage and affordability.
What is the best Medicare Supplement provider in Alabama?
Humana is the best health insurance provider for Alabama's most popular Medigap plan. Its pricing is 24% lower than the state average, making it the most affordable company.
What is the cost of Medicare Supplement plans in Alabama?
Depending on your plan selection, Medicare supplement plans cost between $849 and $2,645 yearly. For Plan G, the most popular plan in the state, the average annual cost ranges from $1,517 to $1,919.
How We Decided the Best Medicare Supplement Companies in Alabama
MoneyGeek collected data from the biggest Medicare Supplement/Medigap providers in Alabama for 65-year-olds and 75-year-olds. We rated plans as best only if we could get an accurate quote from the provider online. We assumed Medicare Supplement Plan G, the most popular plan nationwide, to determine the best and most affordable provider.
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.