How to Find the Best Wyoming Medicare Advantage Plans

If you are looking to purchase health insurance in Wyoming, there are several options, including a Medicare Advantage Plan. Also known as Part C, it is a private health plan that covers all common Medicare benefits as well as supplemental coverages. Based on MoneyGeek’s research, the AARP Medicare Advantage Choice plan by Unitedhealth care is the state’s best PPO plan.

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Last Updated: 9/23/2022
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MoneyGeek did thorough research and figured out which Medicare Advantage Plans are widely available in Wyoming with the highest rating based on the Centers for Medicare & Medicaid Services (CMS) five-star quality rating system. We then broke down which is the best plan based on three criteria: plan type, whether you need drug coverage and whether you want to limit your out-of-pocket costs.

Bear in mind that these recommendations are only generalizations. We advise that you shop around and check that your preferred hospitals and health care providers are included in the network of the plan you choose to purchase.

MoneyGeek also analyzed the best medicare supplement plans in Wyoming for those focused on covering out-of-pocket expenses.

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Best Medicare Advantage Plans in Wyoming

Best Medicare Advantage Plan in Wyoming - Overall

The best Medicare Advantage Plan for you will depend on your individual needs. For a sample shopper in Wyoming who is looking for a PPO plan with drug coverage, six core benefits, and a high star rating from the CMS, MoneyGeek found that AARP Medicare Advantage Choice, offered by Unitedhealth care, is the best plan overall.

A PPO plan is the best option for you if you want greater flexibility and are willing to pay a higher premium in exchange for access to a wider network. Under a PPO plan, you will not need a referral to see a specialist.

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MoneyGeek Top Pick
AARP

MoneyGeek found that AARP Medicare Advantage Choice might be the best option in Wyoming for those looking for a PPO plan. However, keep in mind that the best Medicare Advantage Plan for you will depend on your specific needs.

AARP Medicare Advantage Choice includes the following key features:

  • Monthly premium of $35
  • Offers drug coverage with a drug deductible of $295
  • In-network max out-of-pocket limit of $6,200
  • CMS overall star rating of 4 out of 5

This plan has all the six common Medicare Advantage benefits — namely, vision, dental, hearing, fitness, worldwide emergency and telehealth services. The plan also covers over-the-counter drugs. It has a high CMS rating of 4 out of 5 and offers Part D drug coverage. Plus, the inclusion of worldwide emergency services makes it a good choice for frequent travelers.

Best HMO Medicare Advantage Plan in Wyoming

There are only four health care organizations offering Medicare Advantage Plans in Wyoming, and the latest data show that HMO plans are not included among the available options.

Best Medicare Advantage Plan in Wyoming Without Drug Coverage

If you do not require Part D prescription drug coverage, there are more plans available to you. For a sample shopper in Wyoming who wants a Medicare Advantage Plan with or without drug coverage, including the six core benefits and a high star rating from the CMS, MoneyGeek found that AARP Medicare Advantage Choice, offered by Unitedhealth care, is the best plan. This is also our top choice overall for PPO plans.

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MoneyGeek Top Pick
AARP

MoneyGeek found that AARP Medicare Advantage Choice could be the best choice in Wyoming whether you need drug coverage or not. This plan does include drug coverage.

AARP Medicare Advantage Choice has the following key features:

  • Monthly premium of $35
  • Offers drug coverage with a $295 deductible
  • In-network max out-of-pocket payment of $6,200
  • CMS overall star rating of 4 out of 5

This plan has all the six common Medicare Advantage benefits, such as vision, dental, hearing, fitness, worldwide emergency and telehealth services. On top of these core benefits, the plan also covers over-the-counter drug coverage and has a high CMS rating of 4 out of 5.

Best Medicare Advantage Plan in Wyoming for Low Max Out-of-Pocket Costs

Although many Medicare Advantage Plans have low or no premiums, you still may have to pay thousands of dollars out of pocket. For a sample shopper in Wyoming who wants a Medicare Advantage Plan with low in-network maximum-out-of-pocket (MOOP) costs, drug coverage, six core benefits and a high star rating from the CMS, MoneyGeek found that AARP Medicare Advantage Choice, offered by Unitedhealth care, is the best plan. This plan was also our top pick for both previous categories.

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MoneyGeek Top Pick
AARP

MoneyGeek found that AARP Medicare Advantage Choice could be the best option in Wyoming for those looking for a plan with or without drug coverage. We found it by filtering out plans that had high out-of-pocket limits. This plan includes drug coverage.

AARP Medicare Advantage Choice includes the following key features:

  • Monthly premium of $35
  • Offers drug coverage with a $295 deductible
  • In-network max out-of-pocket payment of $6,200
  • CMS overall star rating of 4 out of 5

Having a lower MOOP protects you from excessive costs, which is essential if you find yourself having an expensive year for health care payments. With the AARP Medicare Advantage Choice plan, after you reach a MOOP of $6,200, you will no longer be required to pay additional fees for in-network coverage. For a PPO plan, you will have a different MOOP for out-of-network coverage, which is $10,000 for AARP Medicare Advantage Choice.

Medicare Advantage Plan in Wyoming - Statistics

There are four health care organizations offering Medicare Advantage Plans in Wyoming. The following statistics on Medicare Advantage in Wyoming can help you figure out how common certain plan components are.

1

Wyoming Medicare Advantage Plans are a mix of PPO, Private Fee-for-Service (PFFS) and Medical Savings Accounts (MSA), with 25.1% offering drug coverage.

While most states also offer Health Maintenance Organization (HMO) plans, Wyoming does not. In addition, just over one-quarter of plans in this state offer drug coverage, a much lower percentage than you’ll find in any other state. Wyoming Medicare Advantage Plans are limited to Preferred Provider Organization (PPO), Private Fee-for-Service (PFFS) and Medical Savings Account (MSA) plans.

2

9% of Medicare Advantage Plans in Wyoming have a $0 premium.

The vast majority of Medicare Advantage Plans in Wyoming charge premiums, and the average premium for plans that have one is $57.60 per month.

3

Hearing, telehealth and vision are common in Wyoming, with most plans offering them

Hearing is the most common benefit in Wyoming, with all Medicare Advantage Plans providing this coverage. The second most common benefit is telehealth, followed by vision and worldwide emergency services. On the other hand, the rarest benefits in Wyoming are transportation, in-home support, home safety devices and emergency response devices.

Methodology

MoneyGeek collected data from the Centers for Medicare & Medicaid Services 2022 MA Landscape Source Files released in October 2021. Plans in Wyoming were filtered down to those that offer drug coverage (unless otherwise noted), offer six of the most common Medicare Advantage coverage benefits and are available to at least 50% of the population of Wyoming based on county availability.

About the Author


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Mark Fitzpatrick is a senior content manager with MoneyGeek specializing in insurance. Mark has years of experience analyzing the insurance market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a Master of Arts.


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