Delaware requires drivers to have minimum car insurance coverage, including $25,000 per person and $50,000 per accident for bodily injury liability and $10,000 for property damage liability. Personal injury protection is also mandatory, with minimums of $15,000 per person and $30,000 per accident. Delaware operates under an at-fault system, meaning the driver responsible for an accident must pay for the damages.
The average monthly cost for this minimum coverage in Delaware is $109. To find the cheapest car insurance in Delaware, compare rates and consider factors such as age, driving history and vehicle type.