Below are our picks for the best home and auto insurance bundling companies in Delaware.
Best Home and Auto Insurance in Delaware
Updated: April 4, 2025
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Key Takeaways
Travelers, State Farm and Allstate are the top home and auto insurance companies in Delaware.
State Farm offers the best home and auto insurance discount, with savings of 18% on auto and 35% on home insurance.
The state average annual cost of home and auto insurance is $2,044, about 34% less than the national average.
Who Offers the Best Home and Auto Insurance Bundles in Delaware?
| Travelers | 92 | $1,704 | $155 |
| State Farm | 91 | $1,759 | $572 |
| Allstate | 61 | $2,669 | $500 |
Travelers: Best Cheap Home and Auto Insurance in Delaware
Travelers offers the cheapest home and auto insurance in Delaware, with additional bundling discounts. Its IntelliDrive program can save drivers 30% on car insurance, while home insurance discounts include the green home discount. Travelers also ranked third for customer satisfaction in our study.
| Auto | $1,072 | $96 | 8% |
| Home | $632 | $59 | 9% |
State Farm: Best Customer Service for Home and Auto Insurance in Delaware
State Farm offers the second-most affordable home and auto insurance rates, saving customers $572 with bundling. It provides discounts, including programs for young drivers. State Farm ranks fourth in auto and seventh in home insurance satisfaction per J.D. Power, indicating strong customer service.
| Auto | $1,185 | $263 | 18% |
| Home | $574 | $309 | 35% |
Allstate: Best Home and Auto Insurance Coverage Options in Delaware
Allstate is the most expensive home and auto insurance bundling option in Delaware but offers discounts like Drivewise, which can save up to 40% on car insurance. It compensates for higher costs with unique coverages, including accident forgiveness, deductible rewards and new car replacement insurance.
| Auto | $2,033 | $294 | 13% |
| Home | $636 | $206 | 24% |
Delaware Home and Auto Insurance Cost
Delaware residents pay around $170 monthly for home and auto insurance, below the national average of $258. Monthly rates vary by provider, ranging from $142 to $222.
| Delaware home and auto insurance bundle | $2,044 | $1,050 | -34% |
| National home and auto insurance bundle | $3,094 | $0 | 0% |
Delaware Home and Auto Insurance Quotes Without Bundling
Our research shows that not bundling home and auto insurance in Delaware is typically more expensive, but your quotes may vary. Below are the average costs of all coverage combinations from our top providers, listed from cheapest to most expensive.
| Travelers | Allstate | $2,010 |
| Travelers | State Farm | $2,051 |
| State Farm | Travelers | $2,140 |
| State Farm | Allstate | $2,291 |
| Allstate | Travelers | $3,018 |
| Allstate | State Farm | $3,210 |
Should I Bundle Home and Auto Insurance in Delaware?
In Delaware, bundling home and auto insurance is typically more affordable than purchasing each separately. Evaluate your coverage needs and financial situation to determine the best option.
Bundling discounts save you more than individual policies
Bundling home and auto insurance can save you money. The cheapest annual cost without bundling in Delaware is $2,010, while bundling reduces it to $1,704.
Bundling makes policy management convenient
Bundling home and auto insurance lets you manage both policies in one account, simplifying policy tracking.
In rare cases, it might be better not to bundle in Delaware
Choosing separate policies might not save you money, but it can offer more flexibility in coverage options.
Best Auto and Home Insurance in Delaware: Bottom Line
Travelers, State Farm and Allstate are top choices for bundling home and auto insurance in Delaware. Bundling can save money, but comparing quotes ensures the best deal.
Home and Auto Insurance in Delaware: FAQ
Explore expert answers to common questions about Delaware's home and auto insurance here:
Who has the best home and auto insurance in Delaware?
Travelers is the best home and auto insurance provider in Delaware, while State Farm provides the best customer experience. Allstate is the best option for coverage options.
Who has the cheapest home and auto insurance in Delaware?
Travelers offers the cheapest home and auto insurance bundle in Delaware, with an annual premium of $1,704 — a savings of $155 compared to the state average.
How much does home and auto insurance in Delaware cost on average?
In Delaware, bundling home and auto insurance costs an average of $2,044 per year, about 34% below the national average. Bundle costs range from $1,704 to $2,669 annually.
Is bundling home and auto insurance cheaper in Delaware?
Bundling home and auto insurance is typically cheaper in Delaware. While the cheapest option might be tempting, ensure sufficient financial protection against major losses.
Best Auto and Home Insurance Bundle in Delaware: Our Methodology
Bundle Scoring System
MoneyGeek used data from the Delaware Department of Insurance and Quadrant Information Services to calculate home and car insurance rates. We supplemented this data with customer satisfaction ratings from leading consumer-reporting agencies, including AM Best and J.D. Power, to generate individual scores for home and auto insurance. We also considered each insurer's bundle discounts to evaluate their savings potential.
Using this information, we calculated a “bundle score” out of 100 based on the following weighted categories:
- Home insurance score: 40%
- Auto insurance score: 40%
- Discounts: 20%
Car, Home and Buyer Profile in Delaware
MoneyGeek’s typical profile includes:
- 40-year-old male
- Good driving history
- 2010 Toyota Camry LE
- 12,000 miles driven annually
- Home built in 2000
Coverage Levels in Delaware
MoneyGeek analyzed rates for full coverage auto insurance with these limits:
- $100,000 property damage liability
- $100,000 bodily injury liability per person
- $300,000 bodily injury liability per accident
- Comprehensive and collision coverage with a $1,000 deductible
We also analyzed rates for homeowners insurance with the following coverage:
- $250,000 dwelling coverage
- $25,000 other structures coverage
- $100,000 personal property coverage
- $25,000 loss of use coverage
- $100,000 personal liability coverage
- $1,000 medical payments coverage
- All-perils coverage with a $1,000 deductible
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.