The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.


  • Bank of America® Travel Rewards Credit Card for Students

    A great card for students who’re looking at earning travel rewards


    • 1.5 pointsRewards Rate
    • 18.24% – 28.24% VariableAPR
    • $0Annual Fee
    • None–GoodRecommended Credit

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MoneyGeek follows a six-step process when evaluating credit cards that involves collecting credit card information, standardizing data points, researching potential cardholder profiles, considering annual and introductory bonuses, establishing the card values and reviewing data monthly to reprocess rankings.

The Bank of America® Travel Rewards Credit Card for Students comes with a welcome bonus of 25,000 points if you make $1,000 in purchases in the first 90 days of opening your account. Since this card doesn’t charge a fee for international transactions, it’s a great option for students studying abroad or traveling internationally. It’s also a good choice for those who want to access their FICO score for free.

Bank of America® Travel Rewards credit card for Students Overview

MoneyGeek explains the bonus and rewards structure of the Bank of America® Travel Rewards credit card for Students card so you can understand the benefits and determine if it’s a good option for you.

Quick Take

  • Charges a $0 annual fee
  • Does not charge a fee on international transactions.
  • Earn 1.5 points per $1 spent on every type of purchase.
  • Earn a welcome bonus of 25,000 points by spending $1,000 within 90 days
  • Bonus points do not expire.
  • Offers a 0% introductory APR for 18 billing cycles, then a variable APR of 17.99% – 27.99% after that
  • Access FICO scores for free

Important Card Details

MoneyGeek analyzed the fine print of the Bank of America® Travel Rewards credit card for Students card so that you can understand the rates and fees associated with it.

  • highInterestAPR icon

    Regular APR

    This card offers a 0% introductory APR for 18 billing cycles. After the introductory period is over, it charges a variable APR of 17.99% – 27.99% based on your creditworthiness.

  • rewards icon

    Points reward rate

    With this card, you earn an unlimited 1.5 points for every $1 spent on any type of purchase.

  • annualFee icon

    Annual fee

    This card charges a $0 annual fee.

  • balanceTransfer icon

    Balance transfer fee

    If you transfer your balance from another card, you have to pay either $10 or 3% of the amount of each transaction, whichever is greater, in balance transfer fees.

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    Cash advance fee

    When taking out a direct deposit or check cash advance, you have to pay either $10 or 3% of the amount of each transaction, whichever is greater, in cash advance fees. While the fee for ATM, over-the-counter, same-day online and cash equivalent cash advances is either $10 or 5% of the amount of each transaction, whichever is greater.

  • noForeignTransactionFee icon

    Foreign transaction fee

    This card doesn’t charge a foreign transaction fee.

Additional Benefits

The Bank of America® Travel Rewards credit card for Students card also offers the following features that help the card stand out from the competition.

  • Paperless statements: You can access your credit card statement online. This ensures more security and reduces paper consumption.
  • FICO score: This card offers you access to your FICO scores for free within your mobile banking app or online banking.
  • Overdraft protection: This optional feature allows you to link your eligible Bank of America checking account with your credit card and prevent declined purchases and other overdrafts.
  • Online and mobile banking: You can use Bank of America’s mobile banking app and online banking website to view card offers and other details.

How the Bank of America® Travel Rewards credit card for Students Compares To Other Cards

The Bank of America® Travel Rewards credit card for Students card compares well against other cards of the same category and is an excellent option for college students. It offers a simple rewards structure, a $0 annual fee and a good welcome bonus. Also, it doesn’t charge fees on international transactions, making it a good option for students studying abroad or traveling internationally. However, other cards may also be worth considering.

How the Bank of America® Travel Rewards credit card for Students Compares

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Bank of America® Travel Rewards credit card for Students

  • Annual Fee: $0
  • Purchase APR: 17.99% – 27.99% variable
  • Foreign Transaction Fee: $0
  • Rewards Rate: 1.5 points on every $1 spent on all purchases.
  • Best For: Students studying or traveling abroad looking for a card with a simple rewards structure.
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Bank of America® Customized Cash Rewards Card for Students

  • Annual Fee: $0
  • Purchase APR: 17.99% – 27.99% variable
  • Foreign Transaction Fee: 3%
  • Rewards Rate: 3% on chosen category, 2% on grocery stores and wholesale clubs, 1% on other purchases.
  • Best For: Students looking for a card with cash back rewards and $0 annual fee.

Frequently Asked Questions

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*Rates, fees or bonuses may vary or include specific stipulations. The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. We recommend visiting the card issuer’s website for the most up-to-date information available.
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