The Capital One® Savor® Cash Rewards Credit Card and the \Credit One Bank American Express® Card both offer cash back rewards and come with annual fees, making them contenders for those who value straightforward rewards.
The Savor, with its high cash back on everyday categories, is the superior choice for those who can utilize its generous rewards structure effectively. Bu the Credit One Amex's accessibility to people with fair credit should not be overlooked because it provides an opportunity to earn rewards while potentially building credit.