MedMutual Protect charges the lowest premiums for Plan G at $152 monthly, Plan N at $117 monthly and Plan F at $177 monthly for 65-year-olds needing comprehensive coverage beyond Original Medicare. Globe Life leads for Plan A coverage. Premiums shift based on how old you are when enrolling, which standardized plan letter you select and whether your insurer uses Issue Age, Attained Age or Community-Rated pricing methods.
Best Medicare Supplement Plans in Nebraska (2026)
Updated: January 23, 2026
Advertising & Editorial Disclosure
Key Takeaways
Globe Life offers Nebraska's cheapest Plan A rates. MedMutual has the lowest Plan F rates.
Medicare Supplement plans cost $40 to $607 monthly, depending on your plan choice and your age.
Compare quotes from multiple insurers and check plan availability, restrictions and benefits to find your best option.
Best Medicare Supplement Plans in Nebraska
| Globe Life | A | $135 | $94 | Attained Age Pricing |
| Aetna | B | $179 | $132 | Attained Age Pricing |
| Philadelphia American | C | $186 | $133 | Attained Age Pricing |
| Philadelphia American | D | $148 | $46 | Attained Age Pricing |
| MedMutual Protect | F | $177 | $187 | Attained Age Pricing |
| MedMutual Protect | G | $152 | $174 | Attained Age Pricing |
| Transamerica | K | $82 | $49 | Issue Age Pricing |
| Transamerica | L | $121 | $71 | Issue Age Pricing |
| Philadelphia American | M | $95 | $27 | Attained Age Pricing |
| MedMutual Protect | N | $117 | $155 | Attained Age Pricing |
*Prices are for 65-year-olds.
Globe Life
MoneyGeek Rating
4.6/ 5
4.7/5Affordability
4.6/5Pricing Style
4.3/5Plan Availability
Average Plan G Rate
$211Plan Types
A, B, C, F, G, N
Aetna Medicare
MoneyGeek Rating
4.3/ 5
4.9/5Affordability
3.9/5Pricing Style
3.3/5Plan Availability
Average Plan G Rate
$218Plan Types
A, B, F, G, N
Philadelphia American
MoneyGeek Rating
4.3/ 5
4.7/5Affordability
4.2/5Pricing Style
3.6/5Plan Availability
Average Plan G Rate
NonePlan Types
A, C, D, F, G, M, N
Transamerica
MoneyGeek Rating
4.6/ 5
4.8/5Affordability
4.6/5Pricing Style
4.4/5Availability
Average Plan G Rate
$183Plan Types
A, B, C, D, F, G, K, L, M, N
MedMutual
MoneyGeek Rating
4.5/ 5
4.9/5Affordability
4.4/5Pricing Style
4/5Availability
Average Plan G Cost
$152Plan Types
F, G, N
Best Medicare Supplement Plan G in Nebraska
Nebraska residents find the cheapest Plan G through MedMutual Protect at 27% below the state average, while USAA and Old Surety provide competitive rates.
| MedMutual Protect | $152 | $174 | $1,824 | $2,094 |
| USAA | $156 | $170 | $1,872 | $2,046 |
| Old Surety | $157 | $169 | $1,884 | $2,034 |
| Ace Property and Casualty | $157 | $169 | $1,884 | $2,034 |
| LifeShield National | $160 | $166 | $1,920 | $1,998 |
| Wellcare | $163 | $164 | $1,950 | $1,968 |
| Government Personnel Mutual | $173 | $153 | $2,076 | $1,842 |
Best Medicare Supplement Plan F in Nebraska
In Nebraska, Plan F costs $177 to $202 monthly based on pricing style and deductible options. MedMutual Protect offers the cheapest Plan F at $177 monthly, 31% below the state average. Ace Property and Casualty ($183 monthly) and Old Surety ($186 monthly) provide competitive rates, saving residents hundreds each year.
| MedMutual Protect | $177 | $187 | $2,124 | $2,240 |
| Ace Property and Casualty | $183 | $181 | $2,196 | $2,168 |
| Old Surety | $186 | $178 | $2,232 | $2,132 |
| Wellcare | $187 | $177 | $2,238 | $2,126 |
| Wisconsin Physicians Service | $194 | $170 | $2,328 | $2,036 |
| LifeShield National | $198 | $166 | $2,376 | $1,988 |
| Nassau | $202 | $162 | $2,424 | $1,940 |
Best Medicare Supplement Plan N in Nebraska
Plan N costs $117 to $133 monthly in Nebraska based on pricing style. MedMutual Protect offers the cheapest Plan N at $117 monthly, 29% below average, saving Nebraska residents $576 annually. Ace Property and Casualty ($119 monthly) and Wellcare ($120 monthly) provide competitive rates.
| MedMutual Protect | $117 | $155 | $1,404 | $1,863 |
| Ace Property and Casualty | $119 | $153 | $1,428 | $1,839 |
| Wellcare | $120 | $153 | $1,434 | $1,833 |
| LifeShield National | $120 | $152 | $1,440 | $1,827 |
| Government Personnel Mutual | $125 | $147 | $1,500 | $1,767 |
| Nassau | $129 | $143 | $1,548 | $1,719 |
| Cigna | $133 | $139 | $1,596 | $1,671 |
Personalized Nebraska Medicare Supplement Plan Recommendations
Your best Medicare Supplement plan depends on your age and which coverage level you need. Monthly costs vary from $40 to $607 across Nebraska's 10 standardized plan types.
Data filtered by:
A
Select
No
| Globe Life | A | No | 65 | $135 | $0 | Attained Age Pricing |
| Philadelphia American | A | No | 65 | $144 | $0 | Attained Age Pricing |
| MedMutual Protect | A | No | 65 | $149 | $0 | Attained Age Pricing |
| LifeShield National | A | No | 65 | $159 | $0 | Attained Age Pricing |
| Government Personnel Mutual | A | No | 65 | $161 | $0 | Attained Age Pricing |
| United American | A | No | 65 | $162 | $0 | Attained Age Pricing |
| Mutual of Omaha | A | No | 65 | $163 | $0 | Attained Age Pricing |
| Wellcare | A | No | 65 | $172 | $0 | Attained Age Pricing |
| Aetna | A | No | 65 | $178 | $0 | Attained Age Pricing |
| Transamerica | A | No | 65 | $178 | $0 | Issue Age Pricing |
Medicare Supplement Plan Cost in Nebraska
For 65-year-olds, Medicare Supplement insurance costs in Nebraska range from $122 monthly for Plan M up to $364 monthly for Plan F across 10 standardized options, averaging $246 monthly while popular Plan G, Plan F and Plan N options cost $326, $364 and $272 monthly on average. Annual costs run from $1,464 to $4,368 depending on plan selection, age and insurer pricing method.
| A | $229 | $2,748 |
| B | $311 | $3,732 |
| C | $319 | $3,828 |
| D | $194 | $2,328 |
| F | $364 | $4,368 |
| G | $326 | $3,912 |
| K | $131 | $1,572 |
| L | $192 | $2,304 |
| M | $122 | $1,464 |
| N | $272 | $3,264 |
How to Choose the Best Medicare Supplement Plan
After choosing your plan type, compare providers in Nebraska. Focus on five factors when selecting your Medicare Supplement insurer: your health care needs, plan type comparisons, quotes from multiple companies, pricing style and company ratings.
- 1Assess Your Health Care Needs
If you have ongoing medical conditions requiring regular treatment, higher monthly premiums cost less overall through lower out-of-pocket expenses.
- 2Compare Plan Types
Plan G offers the most coverage. Plan N provides similar benefits with lower premiums plus modest copays ($20 for doctor visits, $50 for emergency room). Plan F, available only if you enrolled in Medicare before 2020, covers all out-of-pocket costs.
Plans K and L cost less monthly but require you to pay a percentage of costs until you hit an annual limit. Plans A, C and D have varying benefit levels. Plans B and M fill specific gaps between basic and comprehensive coverage.
- 3Get Quotes From Multiple Providers
Get quotes from at least three companies to ensure competitive rates.
- 4Check Pricing Style
Three pricing methods exist: Issue Age (locked at your enrollment age), Attained Age (rises as you age) and Community-Rated (same for everyone).
- 5Check Company Ratings
Check AM Best ratings for financial stability and customer satisfaction scores for service quality.
- 6Enroll During Open Enrollment
Enroll during the six-month window starting when you turn 65 and sign up for Medicare Part B.
Nebraska Medicare Resources
Nebraska residents seeking help with Medicare coverage decisions can access multiple resources that provide free assistance at no cost.
- Nebraska SHIP & SMP (State Health Insurance Assistance Program): A division of Nebraska Department of Insurance with certified counselors statewide. SHIP counselors arrange one-on-one meetings, problem-solving assistance and decision-making support. Senior Medicare Patrol (SMP) helps identify and report Medicare fraud, errors and abuse. Toll-free hotline: (800) 234-7119. Services are free, confidential and unbiased. SHIP never recommends specific policies, companies or agents.
- Nebraska Department of Insurance - Consumer Complaint Division: File complaints electronically or request paper forms through the toll-free Consumer Hotline: 877-564-7323 (in-state only) or (402) 471-2201. Companies receive 15 business days to respond. Examiners review responses and notify consumers of case outcomes. Some examinations take longer based on complexity. Track cases using assigned ID numbers.
- Nebraska Area Agencies on Aging: Eight agencies serve Nebraska's 93 counties, operating as Aging & Disability Resource Centers. Agencies deliver care management, nutrition services, legal assistance and caregiver programs. Contact your regional agency through the statewide network for services and referrals.
- Medicare.gov: Use the Plan Finder to search coverage by entering your ZIP code and compare premiums, deductibles and benefits across available Medigap plans.
Medicare Supplement Plans in Nebraska: FAQ
Below are answers to common questions about Medigap coverage in Nebraska.
When is Medicare Supplement open enrollment in Nebraska?
Medicare Supplement open enrollment begins when you turn 65 and enroll in Medicare Part B. This six-month window guarantees coverage regardless of health conditions. You can buy a Medicare Supplement plan anytime, but insurers can deny coverage or charge higher rates outside this period.
What are the most popular Medicare Supplement plans?
Plan G, Plan F and Plan N are the most popular Medicare Supplement plans. Plan G offers comprehensive coverage with predictable out-of-pocket costs. Plan F provides the most complete coverage but is available only to those eligible before 2020. Plan N offers lower premiums with modest copayments ($20 for doctor visits, $50 for emergency room). Learn more about Medicare coverage.
Do you have to renew Medigap plans every year?
No. Medicare Supplement plans automatically renew as long as you pay premiums on time. Your coverage continues indefinitely without annual enrollment periods, unlike Medicare Advantage plans that require yearly review during open enrollment.
What's the difference between Medicare Supplement and Medicare Advantage?
Medicare Supplement plans work with Original Medicare to cover out-of-pocket costs like deductibles and copayments. Medicare Advantage plans replace Original Medicare entirely, providing an all-in-one alternative with different networks, costs and coverage rules. Supplement plans offer more provider flexibility. Advantage plans often include extras like dental and vision coverage.
Our Methodology
MoneyGeek collected Nebraska Medicare Supplement data for 65-year-olds and 75-year-olds using Medicare.gov's plan browsing tool. Unless otherwise noted, this article references quotes for 65-year-olds.
We scored Nebraska Medigap companies across three categories to create a weighted score out of 5:
- Affordability (50%): Lower monthly premiums earn higher scores.
- Pricing style (20%): We scored pricing methods based on long-term stability and fairness: Community Pricing (1.0), Issue-Age Pricing (0.8) and Attained-Age Pricing (0.6). A community-rated plan with slightly higher costs can outscore a cheaper attained-age plan because community-rated premiums stay stable as you age.
- Plan availability (30%): Insurers offering more plan types score higher. We weighted popular plans (G, F and N) more heavily in scoring.
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About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. He has analyzed the insurance market for over five years, conducting original research for insurance shoppers. His insights have been featured in CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
He writes about economics and insurance, breaking down complex topics so people know what they're buying.