Insurance premiums for a Nissan 370Z average $191 monthly for full coverage and $99 for minimum coverage. Depending on your particular trim and model year, costs can range from $74 to $250 monthly.
Nissan 370Z Insurance Cost
Updated: January 28, 2026
Key Takeaways
GEICO offers the most affordable Nissan 370Z insurance on average, though full coverage costs vary widely by model year and insurer, averaging $191 monthly nationwide. Read more
Sports cars face higher insurance costs than other vehicle types, but the 370Z ranks eighth out of 115 sports cars for affordability in the US. Sports cars cost more due to performance capabilities, increased theft rates and higher repair expenses. Read more
Your 370Z's specific model year makes a big difference in insurance rates, especially if you're adding a teen driver to your policy. Read MoneyGeek's analysis of rates by company for specific 370Z model years depending on the age of the drivers
How Much Is Nissan 370Z Insurance?
| Nissan 370z | $99 | $191 |
Looking for another Nissan model? Read more about the cost of Nissan car insurance models.
Insurance costs for the Nissan 370Z range from $74 monthly for older models to $250 for the newest ones. Like most vehicles, newer 370Zs cost more to insure because their fair market value is higher, while older models benefit from depreciation.
Insurance costs for a Nissan 370Z depend on model year and company. Full coverage goes from $145 monthly with GEICO to $321 with AIG, while minimum coverage ranges from $67 with GEICO to $149 with Farmers.
Nissan 370Z owners should shop between insurers since minimum coverage varies by over $82 and full coverage by over $176. Each company calculates risk differently for the 370Z, affecting your final quote.
| AAA | $110 | $229 |
| AIG | $131 | $321 |
| Allstate | $118 | $229 |
| Amica | $119 | $244 |
| Chubb | $121 | $242 |
| Farmers | $149 | $263 |
| Geico | $67 | $145 |
| Kemper | $95 | $196 |
| Nationwide | $115 | $200 |
| Progressive | $105 | $197 |
| State Farm | $92 | $191 |
| The Hartford | $101 | $172 |
| Travelers | $85 | $157 |
| UAIC | $145 | $180 |
Is Nissan 370Z Expensive to Insure?
Sports cars bring unique insurance considerations, and MoneyGeek's analysis of 115 sports cars shows the Nissan 370Z ranking 22nd for affordability. That means 21 vehicles cost less to insure, positioning it just a few dollars per month pricier than a Fisker Karma and slightly cheaper than a Toyota 86. This middle-tier placement among sports cars provides helpful context for potential buyers.
While it's middle of the pack for sports cars, these vehicles are expensive to insure overall. The 370Z ranks 481st out of 827 total cars in our database, putting it in the upper half for insurance costs. The Mazda MX-5 Miata claims the most affordable spot among sports cars, while the Rolls-Royce La Rose Noire commands the highest premiums.
| Chevrolet Camaro | $143 | 19 |
| BMW Z4 | $144 | 20 |
| Fisker Karma | $144 | 21 |
| Nissan 370Z | $145 | 22 |
| Mercedes SLC | $151 | 23 |
| Toyota 86 | $151 | 23 |
| Chevrolet Corvette | $153 | 24 |
| Toyota Supra | $153 | 25 |
Several factors affect what you'll pay for Nissan 370Z insurance:
- Average Repair or Replacement Costs: The 370Z ranks as Nissan's sixth most expensive model to maintain out of 26, with repair costs averaging $934 annually. While not the cheapest to fix, it's more affordable than many performance cars.
- Vehicle Trim, Features and Accessories: The 370Z's 332-350 horsepower range across trim levels directly impacts insurance premiums. Performance variants like the Nismo cost more to insure due to their enhanced power and higher replacement values.
- Driver Profile: Most 370Z owners are 25 to 40 years old, with a median age of around 30. The car's performance reputation attracts risk-taking behaviors that concern insurers, leading to higher rates. Read more about the costs of Nissan 370Zs for young drivers.
Nissan 370Z Costs by Model Year and Driver Age by Insurance Company
Model year impacts your Nissan 370Z insurance costs, along with driver age on your policy. A 35- to 55-year-old driver pays an average of $214 monthly for full coverage on a 2011 370Z versus $237 for a 2020 model, showing how newer vehicles cost more to insure. Teen and young adult drivers face much steeper rates across all model years.
GEICO consistently offers the cheapest rates across all 370Z model years and could save you hundreds monthly compared to average costs.
Cost of Car Insurance for 2020 Nissan 370Z
| Geico | $71 | $156 |
| National General | $83 | $171 |
| Travelers | $98 | $180 |
| The Hartford | $112 | $191 |
| State Farm | $114 | $238 |
| Kemper | $118 | $246 |
| Chubb | $120 | $241 |
| Progressive | $123 | $231 |
| AAA | $125 | $259 |
| Allstate | $133 | $258 |
| Amica | $133 | $274 |
| AIG | $143 | $350 |
| Nationwide | $143 | $248 |
| UAIC | $158 | $197 |
| Farmers | $180 | $317 |
2020 Nissan 370Z Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Geico | $881 | $643 | $541 | $393 | $338 | $273 | $251 | $208 | $197 | $178 |
| State Farm | $896 | $788 | $697 | $602 | $532 | $452 | $410 | $366 | $335 | $295 |
| Travelers | $1,075 | $773 | $609 | $470 | $414 | $307 | $280 | $258 | $238 | $207 |
| Nationwide | $1,125 | $1,034 | $951 | $807 | $681 | $441 | $409 | $382 | $361 | $323 |
| Allstate | $1,236 | $970 | $780 | $574 | $514 | $402 | $364 | $344 | $324 | $287 |
| Progressive | $1,687 | $1,363 | $1,131 | $628 | $548 | $442 | $394 | $352 | $324 | $278 |
| Farmers | $1,986 | $1,472 | $1,308 | $814 | $768 | $583 | $520 | $497 | $472 | $397 |
Cost of Car Insurance for 2019 Nissan 370Z
| Geico | $64 | $141 |
| National General | $76 | $155 |
| Travelers | $88 | $163 |
| The Hartford | $102 | $173 |
| State Farm | $103 | $215 |
| Kemper | $107 | $222 |
| Chubb | $109 | $218 |
| Progressive | $112 | $209 |
| AAA | $113 | $234 |
| Allstate | $120 | $234 |
| Amica | $121 | $248 |
| AIG | $129 | $317 |
| Nationwide | $130 | $224 |
| UAIC | $143 | $178 |
| Farmers | $163 | $287 |
2019 Nissan 370Z Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Geico | $798 | $582 | $489 | $355 | $306 | $247 | $228 | $188 | $178 | $162 |
| State Farm | $811 | $714 | $631 | $545 | $481 | $409 | $371 | $331 | $303 | $267 |
| Travelers | $973 | $700 | $552 | $425 | $375 | $277 | $253 | $234 | $216 | $187 |
| Nationwide | $1,019 | $936 | $861 | $730 | $617 | $400 | $370 | $346 | $326 | $292 |
| Allstate | $1,119 | $878 | $706 | $520 | $466 | $363 | $330 | $311 | $293 | $260 |
| Progressive | $1,527 | $1,234 | $1,024 | $569 | $496 | $400 | $357 | $318 | $293 | $251 |
| Farmers | $1,798 | $1,332 | $1,184 | $737 | $695 | $528 | $470 | $450 | $428 | $360 |
Cost of Car Insurance for 2018 Nissan 370Z
| Geico | $62 | $134 |
| National General | $72 | $148 |
| Travelers | $84 | $155 |
| The Hartford | $97 | $165 |
| State Farm | $98 | $205 |
| Kemper | $102 | $212 |
| Chubb | $104 | $208 |
| Progressive | $107 | $200 |
| AAA | $108 | $224 |
| Allstate | $115 | $223 |
| Amica | $115 | $236 |
| AIG | $123 | $302 |
| Nationwide | $124 | $214 |
| UAIC | $136 | $170 |
| Farmers | $155 | $274 |
2018 Nissan 370Z Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Geico | $761 | $555 | $467 | $339 | $292 | $236 | $217 | $180 | $170 | $154 |
| State Farm | $774 | $681 | $602 | $520 | $459 | $390 | $354 | $316 | $289 | $255 |
| Travelers | $929 | $668 | $526 | $406 | $358 | $265 | $242 | $223 | $206 | $179 |
| Nationwide | $972 | $893 | $821 | $697 | $588 | $381 | $354 | $330 | $312 | $279 |
| Allstate | $1,068 | $838 | $674 | $496 | $444 | $347 | $315 | $297 | $280 | $248 |
| Progressive | $1,457 | $1,178 | $977 | $543 | $473 | $382 | $340 | $304 | $279 | $240 |
| Farmers | $1,715 | $1,271 | $1,130 | $703 | $663 | $504 | $449 | $429 | $408 | $343 |
Cost of Car Insurance for 2017 Nissan 370Z
| Geico | $53 | $117 |
| National General | $63 | $128 |
| Travelers | $73 | $135 |
| The Hartford | $84 | $143 |
| State Farm | $85 | $178 |
| Kemper | $89 | $184 |
| Chubb | $90 | $180 |
| Progressive | $93 | $173 |
| AAA | $94 | $194 |
| Allstate | $100 | $194 |
| Amica | $100 | $205 |
| AIG | $107 | $262 |
| Nationwide | $107 | $186 |
| UAIC | $118 | $148 |
| Farmers | $135 | $238 |
2017 Nissan 370Z Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Geico | $660 | $482 | $405 | $294 | $253 | $205 | $188 | $156 | $147 | $134 |
| State Farm | $671 | $591 | $522 | $451 | $398 | $338 | $307 | $274 | $251 | $221 |
| Travelers | $806 | $579 | $457 | $352 | $310 | $230 | $210 | $194 | $178 | $155 |
| Nationwide | $843 | $775 | $712 | $605 | $510 | $331 | $307 | $286 | $270 | $242 |
| Allstate | $926 | $727 | $585 | $430 | $385 | $301 | $273 | $258 | $243 | $215 |
| Progressive | $1,264 | $1,022 | $847 | $471 | $411 | $331 | $295 | $263 | $242 | $208 |
| Farmers | $1,488 | $1,103 | $980 | $610 | $576 | $437 | $389 | $372 | $354 | $298 |
Cost of Car Insurance for 2016 Nissan 370Z
| Geico | $46 | $100 |
| National General | $54 | $110 |
| Travelers | $63 | $116 |
| The Hartford | $73 | $124 |
| State Farm | $73 | $154 |
| Kemper | $76 | $159 |
| Chubb | $77 | $155 |
| Progressive | $80 | $149 |
| AAA | $81 | $167 |
| Allstate | $86 | $167 |
| Amica | $86 | $177 |
| AIG | $92 | $226 |
| Nationwide | $93 | $160 |
| UAIC | $102 | $127 |
| Farmers | $116 | $205 |
2016 Nissan 370Z Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Geico | $569 | $415 | $349 | $253 | $218 | $176 | $162 | $134 | $127 | $115 |
| State Farm | $579 | $509 | $450 | $389 | $343 | $292 | $265 | $236 | $216 | $190 |
| Travelers | $694 | $499 | $393 | $303 | $267 | $198 | $181 | $167 | $154 | $134 |
| Nationwide | $727 | $668 | $614 | $521 | $440 | $285 | $264 | $246 | $233 | $208 |
| Allstate | $798 | $626 | $504 | $371 | $332 | $259 | $235 | $222 | $209 | $185 |
| Progressive | $1,089 | $880 | $730 | $406 | $354 | $285 | $254 | $227 | $209 | $179 |
| Farmers | $1,282 | $950 | $845 | $526 | $496 | $377 | $336 | $321 | $305 | $257 |
Nissan 370Z Insurance Cost by Trim
Nissan 370Z insurance costs vary by trim, with monthly premiums ranging from $88 for minimum coverage on basic Touring Sport Roadster 2d models to $235 for full coverage on high-performance Nismo Coupe 2d variants. Performance features, rarity, and market value determine where your specific trim falls within this range.
| Touring Sport Roadster 2d | $88 | $170 |
| Coupe 2d | $89 | $172 |
| Sport Tech Coupe 2d | $90 | $175 |
| Sport Coupe 2d | $91 | $176 |
| Nismo Tech Coupe 2d | $94 | $182 |
| Touring Coupe 2d | $97 | $187 |
| Nismo Coupe 2d | $99 | $191 |
| Roadster 2d | $99 | $192 |
| Touring Roadster 2d | $100 | $195 |
| Sport Touring Coupe 2d | $106 | $205 |
| Sport Touring Roadster 2d | $109 | $211 |
| Nismo Coupe 2d | $121 | $235 |
Nissan 370Z Insurance Cost by State
Car insurance for a Nissan 370Z ranges from $39 monthly in Wyoming to $188 in Louisiana for minimum coverage. Your state's risk factors and insurance regulations create these differences, not the vehicle itself.
| Alabama | $98 | $180 |
| Alaska | $69 | $147 |
| Arizona | $119 | $222 |
| Arkansas | $79 | $177 |
| California | $95 | $192 |
| Colorado | $94 | $225 |
| Connecticut | $136 | $234 |
| Delaware | $134 | $225 |
| Florida | $122 | $284 |
| Georgia | $146 | $238 |
| Hawaii | $52 | $117 |
| Idaho | $55 | $111 |
| Illinois | $89 | $166 |
| Indiana | $62 | $121 |
| Iowa | $55 | $133 |
| Kansas | $71 | $165 |
| Kentucky | $118 | $200 |
| Louisiana | $188 | $400 |
| Maine | $50 | $105 |
| Maryland | $147 | $247 |
| Massachusetts | $100 | $212 |
| Michigan | $148 | $285 |
| Minnesota | $80 | $166 |
| Mississippi | $94 | $184 |
| Missouri | $117 | $232 |
| Montana | $73 | $173 |
| Nebraska | $69 | $158 |
| Nevada | $168 | $303 |
| New Hampshire | $69 | $123 |
| New Jersey | $155 | $254 |
| New Mexico | $80 | $177 |
| New York | $120 | $215 |
| North Carolina | $76 | $149 |
| North Dakota | $58 | $127 |
| Ohio | $73 | $140 |
| Oklahoma | $88 | $196 |
| Oregon | $115 | $200 |
| Pennsylvania | $86 | $202 |
| Rhode Island | $119 | $213 |
| South Carolina | $97 | $181 |
| South Dakota | $54 | $163 |
| Tennessee | $78 | $157 |
| Texas | $120 | $245 |
| Utah | $102 | $173 |
| Vermont | $46 | $110 |
| Virginia | $92 | $148 |
| Washington | $87 | $162 |
| West Virginia | $85 | $172 |
| Wisconsin | $65 | $143 |
| Wyoming | $39 | $124 |
How to Lower the Cost of Nissan 370Z Insurance
We've compiled proven strategies to help you find better rates on your Nissan 370Z insurance:
- 1Choose the right coverage
Decide how much coverage to buy for your Nissan 370Z. Own your sports car outright? Get your state's minimum liability requirements plus comprehensive and collision with a $1,000 deductible to lower premiums. Want enhanced protection? Consider 100/300/100 liability coverage with comprehensive and collision at a $500 deductible. Financing or leasing requires 100/300/100 liability limits, comprehensive and collision with a $500 deductible, plus gap insurance.
- 2Research costs and cheap companies
Learn what you should pay by reviewing average auto insurance costs for sports cars. This benchmark assists with shopping for the cheapest car insurance companies offering competitive rates for performance vehicles like the 370Z.
- 3Look for more than just low rates
Selecting reliable car insurance means evaluating insurers beyond their quotes alone. Check J.D. Power satisfaction ratings, examine forum feedback on claims processing, review Better Business Bureau complaints and confirm AM Best financial stability.
- 4Explore discounts you qualify for
Discover car insurance discounts that apply to your situation. Nissan 370Z owners qualify for safety features discounts, good driver discounts, policy bundling savings and anti-theft device discounts. These reductions can lower your premium costs for this performance vehicle.
- 5Consider alternative car insurance types
Nissan 370Z owners might benefit from usage-based insurance programs like Progressive Snapshot or Allstate Drivewise. These options track safe driving habits and deliver premium reductions based on your actual driving behavior.
- 6Check rates every year
Obtain car insurance quotes from multiple companies annually. Your insurer doesn't notify you when competitors lower their prices, so yearly comparisons could save up to 24% on your Nissan 370Z insurance. Regular shopping ensures you're getting the best available rates.
Nissan 370Z Insurance Cost: Bottom Line
Nissan 370Z insurance runs average in cost, but you can still secure decent rates. Shopping between carriers, claiming available discounts and adjusting your coverage choices helps you find better pricing.
Nissan 370Z Insurance Rates: FAQ
What is the average cost of car insurance for a Nissan 370Z?
Insurance for a Nissan 370Z costs $1,183 annually for minimum coverage and $2,291 yearly for full coverage. These rates average $99 and $191 monthly, respectively.
What company has the cheapest car insurance for a Nissan 370Z?
GEICO provides the most affordable minimum coverage for a Nissan 370Z at $798 annually. For full coverage, GEICO also delivers the best value at $1,740 per year.
Are Nissan 370Zs expensive to insure?
No, Nissan 370Z insurance is not more expensive than most vehicles to insure. The model ranks 481st out of 827 vehicles for affordability, though it places 22nd out of 115 among sports cars.
What factors affect insurance costs for Nissan 370Zs?
Various factors affect your Nissan 370Z insurance premiums. The sports car's high-performance engine and specialized parts increase repair costs, making it riskier to insure. Your driving record, credit score, and chosen coverage levels also impact your rates.
How can I lower Nissan 370Z insurance costs?
Compare quotes from several insurers since 370Z pricing differs between companies, and explore usage-based programs that monitor safe driving habits. Claim available discounts, bundle policies with home or renters insurance, and maintain a clean driving record to secure better rates.
How We Determined Nissan 370Z Insurance Costs
We studied hundreds of millions of quote estimates across all U.S. models sold from 2000 to 2025 to determine the most accurate Nissan 370Z insurance costs.
Who We Based These Rates On
These Nissan 370Z prices reflect what a typical driver pays:
- Age 40, unmarried male
- Clean record: no tickets or crashes
- Credit score in a good range
- Has never made an insurance claim
- Puts about 12,000 miles on the odometer yearly
- Has a valid driver's license with no suspensions on record
Coverage Definitions
- Minimum coverage: State-required liability limits
- Full coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. He has analyzed the insurance market for over five years, conducting original research for insurance shoppers. His insights have been featured in CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
He writes about economics and insurance, breaking down complex topics so people know what they're buying.