Life on the Road With Visual Impairments


Having good vision is vital to staying safe on the road. From spotting objects in the distance to identifying road hazards and reading signs, strong sight can help you avoid life-threatening errors.

The Department of Motor Vehicles (DMV) requires drivers to take a vision exam before obtaining a license. Some visual impairments may require you to wear corrective lenses, while more severe conditions can exclude you from driving entirely.

MoneyGeek has compiled an overview to cover the various requirements of each state, provide resources and tools for safe driving, and how having limited vision could affect your car insurance rates.


Behind the Wheel: Driving With Vision Impairments in the US

Many American adults have visual disabilities that interfere with driving or even make the prospect of driving entirely impossible. For example, more than 3 million people in the U.S. have a vision problem and more than 1 million people are legally blind.

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2% to 3% of drivers have vision acuity below the minimum legal standard.

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18 states have a minimum requirement of 20/40 vision in the better eye.

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85% of people with diagnosed eye disorders have some remaining sight.


Identifying Common Vision Impairments

Getting or renewing a driver’s license can be nerve-wracking for someone with a visual impairment. Whether genetic or brought on by age, certain conditions can prevent a person from passing the DMV vision test. Corrective lenses and other solutions can often improve most people’s vision enough to allow them to get on the road.

Visual Acuity

Visual acuity measures clarity of vision at a distance of 20 feet. 20/20 is normal visual acuity. Visual acuity of 20/100 means someone needs to stand 20 feet from an object to see what a person with normal vision sees at 100 feet.

Some conditions can be corrected or improved with eyeglasses or contacts. A number of visual impairments can cause you to have more serious trouble. Below are several common types of impairments and their challenges.

Common Impairment
Challenges

Low vision

Visual acuity of 20/70 or worse in the better-seeing eye that glasses or contacts can't correct.

Damaged central or peripheral view

Central vision focuses on objects directly ahead, while peripheral vision catches objects to the side. Severe damage to either makes judging surroundings too difficult for safe driving.

Hemianopia

Loss of more than half the visual field. Most states prohibit driving with this diagnosis.

Poor depth perception

Difficulty judging how close objects are, making it hard to merge safely or gauge distances to stoplights and pedestrians.

Poor night vision

Trouble seeing in low-light conditions. Drivers with glaucoma struggle particularly with headlight and streetlamp glare at night.

Color blindness

Inability to distinguish between different colors. Traffic signals use amber, mustard yellow and green, creating challenges for color-blind drivers.

Myopia

Nearsightedness affects distance vision, making road signs and oncoming cars hard to see.

Astigmatism

Blurred vision from the eyes' inability to focus properly, making it hard to see clearly while driving.

Vision Solutions and Associated Costs

An illustration of a young woman holding her eyeglasses and walking to her blue truck.

Vision correction technology has improved in recent years. Options range from corrective lenses to smart electronic glasses with high-powered cameras. These solutions help drivers with visual impairments meet licensing requirements and maintain independence.

Vision Solution
Costs

Corrective lenses

Glasses: $20–400 or more. Contact lenses: $50–125 for a box of six pairs.

Night vision glasses

Nonprescription yellow-tinted glasses that reduce glare while driving at night. $15–100.

Bioptics

Telescopic lenses help drivers with depth perception issues see objects on the road quickly enough to brake or make corrections. $500–3,000.

Smart glasses

High-powered cameras and facial/voice recognition provide magnified views of objects. Up to $10,000, depending on the device.

Vision training

Doctors use specialized lenses and prisms to train the eye. Insurance may cover this treatment. $500 per visit or less, depending on your provider.

Laser surgery

Reshapes your cornea to eliminate the need for glasses. $1,000–5,000 per eye.

3 Steps to Stay Safe on the Road

  1. 1
    Be prepared

    If you use glasses to correct your vision while driving, make sure to keep them in the car. If it’s easier for you to see at a specific time of day, plan your route beforehand to avoid being on the road at inconvenient hours. If you have trouble perceiving depth, avoid highways and busy streets.

  2. 2
    Take caution

    Check your blind spots regularly, and stick to your regular route as much as you can. If you notice yourself having difficulties seeing or making errors, pull over (when it’s safe to do so) and call someone to give you a ride.

  3. 3
    Acknowledge your limits

    Stay aware of your driving capabilities. Consult a physician or family member if there is any possibility that you are unable to safely operate a vehicle or have recently developed a vision condition.

Limited Vision and Car Insurance

An illustration of a pair of yellow eyeglasses pointed toward car insurance papers on a clipboard.

Insurance companies base rates on risk level. Drivers with limited vision pay higher premiums than those without vision restrictions. Minor conditions corrected by glasses don't affect your rates. Drivers with visual impairments like 20/200 vision acuity face higher premiums due to increased accident risk.

Insurers can't raise your rates simply because you wear glasses for nearsightedness. Your premiums increase only if your visual impairment leads to license restrictions, suspensions or requirements for special equipment. Compare rates from multiple insurers to find the best price for your situation.

Disclosing Vision Issues

You don't technically need to disclose medical conditions to your insurer. But let your insurer know if you have any diagnosis or disability that will affect your driving. If your insurer finds out that an accident was because of an undiagnosed condition, it can legally deny your claim. You may also be charged with committing insurance fraud.

State Vision Driving Requirements

The DMV requires all licensed drivers to drive safely. As a result, every U.S. state requires drivers to take a vision test before getting behind the wheel. It may also be best to make any necessary modifications to your vehicle prior to driving.

Types of Driver's Licenses

  • Unrestricted: An unrestricted license is for those of age who have applied for a driver’s license and passed their driver’s test. The license holder has earned the right to make any driving decision they see fit within the limits of the law.
  • Restricted: A restricted license limits driving in some way. For example, those with some visual impairments may not be able to drive at night. An underage driver may also be able to obtain a restricted license that allows them to drive to and from school on their own, but not other places.

What Is the Minimum Vision Required for Driving?

Vision requirements vary by state. Most states require visual acuity between 20/40 and 20/70 in one or both eyes.

Kansas, Iowa and Alabama require a temporal visual field of at least 110 degrees horizontally in both eyes. California, Colorado and Delaware have no visual field requirements. DMV eye tests or optometrist exams determine whether you meet your state's minimum standards.

States
Vision Acuity Needed
Visual Field Needed

Alabama

20/60 (for the better-seeing eye)

110° horizontal field

Alaska

20/40 (each eye or both together)

Not required

Arizona

20/70 (both eyes) or 20/50 (one eye)

70° temporal & 35° nasal fields in one eye

Arkansas

20/70 (both eyes)

140° horizontal field or 105° horizontal field with one functional eye

California

20/40 (both eyes) or 20/40 and 20/70 (for one and the other eye)

Not required

What to Expect With a DMV Vision Test

DMV vision tests take about 10 minutes and don't resemble a medical exam.

What do you need to pass the vision test?

What line on the eye chart is 20/40?

How can I check my eyesight at home?

Resources

Several resources help drivers with visual impairments understand safe driving practices:

About Christopher Murray


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Christopher Murray is a personal finance and sustainability writer covering diverse topics, from budgeting to unique investment options like socially responsible investing (SRI) and cryptocurrency. His works focus on sustainability as the best savings tool. He contributes finance articles to MoneyGeek.

Murray earned both his English literature and gender studies degrees from Smith College.


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