Does Homeowners Insurance Cover Furnace Replacement?
If your furnace gets damaged due to a covered peril, such as a fire or vandalism, your homeowners insurance policy will pay to repair or replace it. It also covers the rest of your HVAC system, such as your vents and A/C.
Updated: December 23, 2023
About Mark Fitzpatrick
Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.
Mark earned a master’s degree in Economics and International Relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.