Best Medicare Supplement Plans in Hawaii


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Key Takeaways

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State Farm offers the best and cheapest Medicare supplement plans for Hawaii's most popular policy, Plan G, for $118 monthly.

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Medicare supplement plans in Hawaii cost a monthly average of $58 and $174, depending on your chosen policy.

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To find the plan you need, check plan availability, restrictions and benefits and compare quotes from multiple companies.

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Ensure you're getting the best rate for your health insurance. Compare quotes from the top insurance companies.

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Who Are the Best Cheap Medicare Supplement Plan Companies in Hawaii?

State Farm has the best Medicare supplement plans in Hawaii, with 12% below-average rates for the most popular plan in the U.S. (Plan G). Also, look into Humana and UnitedHealthcare for affordable plans, since pricing differs widely according to policy letters.

State Farm$118$1,411
Humana$122$1,468
UnitedHealthcare$139$1,673
Cigna$157$1,879

*Prices shown are for Medicare Supplement Plan G for 65-year-olds.

Compare Personalized Best Cheap Medicare Supplement Companies in Hawaii

We highlight top companies for popular plans nationwide, but your needs may differ. Check the table below to find the best and most affordable option.

Data filtered by:Results filtered by:
Select
Plan Letter:A
Select
Age:65
Cigna$158$1,891
Humana$135$1,618
State Farm$112$1,342
UnitedHealthcare$119$1,424

Hawaii Medicare Supplement Plan Cost

A typical Medicare Supplement Plan G in Hawaii costs an average of $134 a month or $1,608 a year. Rates vary from $58 to $174 monthly, depending on your chosen provider and plan.

A$131$195
B$140$223
C$174$272
D$117$187
F$157$245
G$134$207
K$58$91
L$94$150
N$102$159

Hawaii Medicare Supplement Coverage Guide

Choosing a Medicare supplement policy and insurance company can be difficult with many options and factors to consider. This guide will help you understand available coverage, select the right plan and find an affordable health insurance company that meets your needs.

Hawaii Medicare Supplement Plan Comparison Chart

All Medicare supplement plans, regardless of your state, have standardized coverage. Below is a summary of what each plan letter for Medicare supplement, or Medigap, covers.

Plan Letter
Co-Insurance and Copayment Coverage
Deductibles and Other Coverages

A

  • Part A co-insurance and hospital costs up to an additional 365 days after Medicare benefits are used up
  • Part B co-insurance or copayment
  • Part A hospice care co-insurance or copayment

Blood (first 3 pints)

B

  • Part A co-insurance and hospital costs up to an additional 365 days after Medicare benefits are used up
  • Part B co-insurance or copayment
  • Part A hospice care co-insurance or copayment
  • Part A deductible
  • Blood (first 3 pints)

How to Decide Which Medicare Supplement Plan You Need

Choosing the right Medicare supplement plan depends largely on your eligibility, financial situation, age, health and lifestyle. Understanding these factors can guide your decision.

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    Eligibility

    All plans are available except Plans C or F for new enrollees. Those eligible for Medicare before 2020 can choose from all 10 available plans.

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    Age, condition and lifestyle

    Determine your coverage needs based on your age, preexisting conditions and lifestyle. Think about how likely you are to use different benefits. Talk to your doctor and a Medigap/Medicare supplement specialist to make an informed choice.

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    Financial status

    Your ability to pay for coverage matters, regardless of your risk factors and needs. Look for plans that fit both your risk profile and budget.

How to Find the Best Hawaii Medicare Supplement Company

After choosing the right plan, it's time to compare companies. Below are key factors to look for in a Hawaii Medicare supplement provider. Consider coverage options, customer service, financial stability and pricing — these will affect your satisfaction with your provider.

  1. 1

    Review customer satisfaction and complaints

    Check customer satisfaction before choosing a Medicare supplement provider. Insurance companies often have low service ratings. Resources like J.D. Power and the National Association of Insurance Commissioners (NAIC) show which companies provide better service and customer satisfaction.

  2. 2

    Compare plans

    Compare Medicare supplement plans to find an affordable option that meets your needs. Compare the same coverage levels to find the best balance between cost and service. This helps you get lower rates without sacrificing quality.

  3. 3

    Added Benefits

    Find insurance companies that offer extras beyond basic coverage. Some provide discounts, deals on health services or partnerships with local businesses that could reduce your costs. These extras can add value to your Medicare supplement plan.

Best Medigap Plans in Hawaii: Bottom Line

Hawaii's best Medicare supplement insurance providers are State Farm, Humana and UnitedHealthcare. Compare reputations, benefits and pricing to find your ideal plan.

Medicare Supplement Plans Hawaii: FAQ

Below are expert answers to common questions about Medicare supplement insurance in Hawaii.

What is the best Medicare supplement provider in Hawaii?

What is the cost of Medicare supplement plans in Hawaii?

How We Decided the Best Medicare Supplement Companies in Hawaii

MoneyGeek gathered data from major Medicare supplement providers in Hawaii for 65 and 75-year-olds. We rated plans as the best only if we could get an accurate online quote. We focused on Plan G, the most popular plan nationwide, to determine the best and most affordable provider.

About Mark Fitzpatrick


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Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.

Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!

Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.


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