State Farm has the best Medicare supplement plans in Hawaii, with 12% below-average rates for the most popular plan in the U.S. (Plan G). Also, look into Humana and UnitedHealthcare for affordable plans, since pricing differs widely according to policy letters.
Best Medicare Supplement Plans in Hawaii
Updated: May 13, 2025
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Key Takeaways
State Farm offers the best and cheapest Medicare supplement plans for Hawaii's most popular policy, Plan G, for $118 monthly.
Medicare supplement plans in Hawaii cost a monthly average of $58 and $174, depending on your chosen policy.
To find the plan you need, check plan availability, restrictions and benefits and compare quotes from multiple companies.
Who Are the Best Cheap Medicare Supplement Plan Companies in Hawaii?
| State Farm | $118 | $1,411 |
| Humana | $122 | $1,468 |
| UnitedHealthcare | $139 | $1,673 |
| Cigna | $157 | $1,879 |
*Prices shown are for Medicare Supplement Plan G for 65-year-olds.
Compare Personalized Best Cheap Medicare Supplement Companies in Hawaii
We highlight top companies for popular plans nationwide, but your needs may differ. Check the table below to find the best and most affordable option.
Data filtered by:Results filtered by:
Select
Plan Letter:A
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Age:65
| Cigna | $158 | $1,891 |
| Humana | $135 | $1,618 |
| State Farm | $112 | $1,342 |
| UnitedHealthcare | $119 | $1,424 |
Hawaii Medicare Supplement Plan Cost
A typical Medicare Supplement Plan G in Hawaii costs an average of $134 a month or $1,608 a year. Rates vary from $58 to $174 monthly, depending on your chosen provider and plan.
| A | $131 | $195 |
| B | $140 | $223 |
| C | $174 | $272 |
| D | $117 | $187 |
| F | $157 | $245 |
| G | $134 | $207 |
| K | $58 | $91 |
| L | $94 | $150 |
| N | $102 | $159 |
Hawaii Medicare Supplement Coverage Guide
Choosing a Medicare supplement policy and insurance company can be difficult with many options and factors to consider. This guide will help you understand available coverage, select the right plan and find an affordable health insurance company that meets your needs.
Hawaii Medicare Supplement Plan Comparison Chart
All Medicare supplement plans, regardless of your state, have standardized coverage. Below is a summary of what each plan letter for Medicare supplement, or Medigap, covers.
Plan Letter | Co-Insurance and Copayment Coverage | Deductibles and Other Coverages |
|---|---|---|
A |
| Blood (first 3 pints) |
B |
|
|
C |
|
|
D |
|
|
F |
|
|
G |
|
|
K |
|
|
L |
|
|
M |
|
|
N |
|
|
How to Decide Which Medicare Supplement Plan You Need
Choosing the right Medicare supplement plan depends largely on your eligibility, financial situation, age, health and lifestyle. Understanding these factors can guide your decision.
Eligibility
All plans are available except Plans C or F for new enrollees. Those eligible for Medicare before 2020 can choose from all 10 available plans.
Age, condition and lifestyle
Determine your coverage needs based on your age, preexisting conditions and lifestyle. Think about how likely you are to use different benefits. Talk to your doctor and a Medigap/Medicare supplement specialist to make an informed choice.
Financial status
Your ability to pay for coverage matters, regardless of your risk factors and needs. Look for plans that fit both your risk profile and budget.
How to Find the Best Hawaii Medicare Supplement Company
After choosing the right plan, it's time to compare companies. Below are key factors to look for in a Hawaii Medicare supplement provider. Consider coverage options, customer service, financial stability and pricing — these will affect your satisfaction with your provider.
- 1
Review customer satisfaction and complaints
Check customer satisfaction before choosing a Medicare supplement provider. Insurance companies often have low service ratings. Resources like J.D. Power and the National Association of Insurance Commissioners (NAIC) show which companies provide better service and customer satisfaction.
- 2
Compare plans
Compare Medicare supplement plans to find an affordable option that meets your needs. Compare the same coverage levels to find the best balance between cost and service. This helps you get lower rates without sacrificing quality.
- 3
Added Benefits
Find insurance companies that offer extras beyond basic coverage. Some provide discounts, deals on health services or partnerships with local businesses that could reduce your costs. These extras can add value to your Medicare supplement plan.
Best Medigap Plans in Hawaii: Bottom Line
Hawaii's best Medicare supplement insurance providers are State Farm, Humana and UnitedHealthcare. Compare reputations, benefits and pricing to find your ideal plan.
Medicare Supplement Plans Hawaii: FAQ
Below are expert answers to common questions about Medicare supplement insurance in Hawaii.
What is the best Medicare supplement provider in Hawaii?
State Farm is the best health insurance provider of Hawaii's most popular Medigap plan. Its prices are 12% lower than the state average, making it the most affordable option.
What is the cost of Medicare supplement plans in Hawaii?
Medicare supplement plan prices range from $696 to $3,259 a year, depending on your chosen plan. For Plan G, the most popular plan in Hawaii, costs average between $1,608 and $2,479 a year.
How We Decided the Best Medicare Supplement Companies in Hawaii
MoneyGeek gathered data from major Medicare supplement providers in Hawaii for 65 and 75-year-olds. We rated plans as the best only if we could get an accurate online quote. We focused on Plan G, the most popular plan nationwide, to determine the best and most affordable provider.
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.