Why Is Car Insurance So Expensive in Kentucky?
The average car insurance cost in Kentucky, $1,405 per year, is slightly cheaper than the national average. The cost of auto insurance in Kentucky may still be steep for you because of state-specific factors such as high rates of car thefts and uninsured motorists. All drivers are also required to have personal injury protection coverage, which can raise premiums.
Updated: December 27, 2023
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About Mark Fitzpatrick
Mark Fitzpatrick has analyzed the property and casualty insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. Currently, he leads P&C insurance content production at MoneyGeek. Fitzpatrick has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.
Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.