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The cheapest car insurance company for you in Manchester will depend on your profile and needs. Concord Group is the cheapest provider for minimum and full coverage policies and for drivers with speeding or accident offenses. Progressive is the cheapest insurer if you have a DUI, while Concord Group has the cheapest rates for teen drivers. USAA is the cheapest option for drivers with a military background. Hanover is the best option for customer service.

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2023

Cheapest and Best Car Insurance in Manchester, NH

Cheapest Minimum Liability Car Insurance in Manchester

The cheapest insurance companies in Manchester for minimum coverage car insurance are:

  • Concord Group: $360 per year
  • Progressive: $383 per year

Hanover charges the highest average rates for a minimum coverage policy in Manchester at $2,584 per year.

Location can be an important factor in the cost of car insurance as of October 2022. Hanover offers the cheapest car insurance in New Hampshire at $105 per year for minimum coverage, cheaper than Concord’s rates.

Company
Annual Premium
Monthly Premium

Concord Group

$355

$30

Concord Group

$360

$30

State Farm

$381

$32

Progressive

$383

$32

State Farm

$404

$34

Progressive

$406

$34

Progressive

$450

$37

State Farm

$486

$40

GEICO

$523

$44

MAPFRE

$529

$44

Concord Group

$529

$44

MAPFRE

$540

$45

Vermont Mutual

$544

$45

Safety Group

$573

$48

Vermont Mutual

$574

$48

Nationwide

$582

$49

Safety Group

$587

$49

GEICO

$588

$49

Nationwide

$611

$51

Allstate

$655

$55

Concord Group

$662

$55

GEICO

$668

$56

Concord Group

$674

$56

Progressive

$676

$56

Progressive

$679

$57

Allstate

$698

$58

Allstate

$714

$60

State Farm

$728

$61

Nationwide

$774

$65

State Farm

$784

$65

Nationwide

$815

$68

Progressive

$836

$70

Safety Group

$905

$75

Vermont Mutual

$923

$77

GEICO

$939

$78

Concord Group

$946

$79

Nationwide

$951

$79

Vermont Mutual

$961

$80

State Farm

$990

$83

Allstate

$1,001

$83

GEICO

$1,009

$84

Vermont Mutual

$1,017

$85

Allstate

$1,058

$88

Nationwide

$1,142

$95

Allstate

$1,174

$98

Safety Group

$1,212

$101

Safety Group

$1,241

$103

GEICO

$1,245

$104

MAPFRE

$1,247

$104

MAPFRE

$1,275

$106

Vermont Mutual

$1,652

$138

MAPFRE

$1,833

$153

Safety Group

$1,918

$160

Hanover

$2,535

$211

Hanover

$2,584

$215

Hanover

$3,024

$252

MAPFRE

$4,326

$360

Hanover

$5,113

$426

Hanover

$5,351

$446

Hanover

$6,323

$527

A minimum coverage policy in Manchester will only offer bodily injury liability, property damage liability, uninsured motorist coverage and medical payments at the following limits::

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $25,000 property damage liability per accident
  • $25,000 uninsured/underinsured motorist coverage per person
  • $50,000 uninsured/underinsured motorist coverage per accident
  • $25,000 uninsured/underinsured motorist property damage coverage
  • $1,000 medical payments coverage

Liability coverage pays for injuries to others or damages to their property up to $25,000 per person and $50,000 per accident for bodily injury and $25,000 for property damage. Injuries or damages beyond these limits will have to be covered out of pocket.

Cheapest Full Coverage Car Insurance in Manchester

The cheapest full coverage car insurance in Manchester is offered by:

  • Concord Group: $674 per year
  • Progressive: $679 per year

Hanover is the most expensive option for full coverage at around $5,351 per year.

Location impacts car insurance rates. Concord Group and Progressive are not among the cheapest providers in New Hampshire. As of October 2022, Hanover offers the cheapest full coverage car insurance in New Hampshire at $393 per year, less than Concord Group.

Company
Annual Premium
Monthly Premium

Concord Group

$355

$30

Concord Group

$360

$30

State Farm

$381

$32

Progressive

$383

$32

State Farm

$404

$34

Progressive

$406

$34

Progressive

$450

$37

State Farm

$486

$40

GEICO

$523

$44

MAPFRE

$529

$44

Concord Group

$529

$44

MAPFRE

$540

$45

Vermont Mutual

$544

$45

Safety Group

$573

$48

Vermont Mutual

$574

$48

Nationwide

$582

$49

Safety Group

$587

$49

GEICO

$588

$49

Nationwide

$611

$51

Allstate

$655

$55

Concord Group

$662

$55

GEICO

$668

$56

Concord Group

$674

$56

Progressive

$676

$56

Progressive

$679

$57

Allstate

$698

$58

Allstate

$714

$60

State Farm

$728

$61

Nationwide

$774

$65

State Farm

$784

$65

Nationwide

$815

$68

Progressive

$836

$70

Safety Group

$905

$75

Vermont Mutual

$923

$77

GEICO

$939

$78

Concord Group

$946

$79

Nationwide

$951

$79

Vermont Mutual

$961

$80

State Farm

$990

$83

Allstate

$1,001

$83

GEICO

$1,009

$84

Vermont Mutual

$1,017

$85

Allstate

$1,058

$88

Nationwide

$1,142

$95

Allstate

$1,174

$98

Safety Group

$1,212

$101

Safety Group

$1,241

$103

GEICO

$1,245

$104

MAPFRE

$1,247

$104

MAPFRE

$1,275

$106

Vermont Mutual

$1,652

$138

MAPFRE

$1,833

$153

Safety Group

$1,918

$160

Hanover

$2,535

$211

Hanover

$2,584

$215

Hanover

$3,024

$252

MAPFRE

$4,326

$360

Hanover

$5,113

$426

Hanover

$5,351

$446

Hanover

$6,323

$527

Purchasing a full coverage policy adds comprehensive and collision insurance to your policy.

  • Collision Insurance: Covers damages to your vehicle after a collision or accident with another vehicle or object.
  • Comprehensive Insurance: Covers damages to your vehicle from non-collision incidents such as theft, vandalism or extreme weather.

A full coverage policy is costly. If you have an older car, it might not be worth it. You may end up paying hundreds of dollars more per year for a vehicle that has low value.

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Cheapest Car Insurance in Manchester After a Driving Offense

The cheapest companies for car insurance in Manchester after a driving offense are:

  • Speeding ticket: Concord Group ($758 per year)
  • At-fault accident: Concord Group ($951 per year)
  • DUI: Progressive ($776 per year)

On average, the most expensive provider after violations is Hanover at $8,509 per year for a DUI, $7,963 per year for an at-fault accident and $6,691 per year for a speeding offense.

A bad driving record increases car insurance premiums significantly. Compared to standard rates for a clean record, the cheapest rates for a poor record could be much higher.

Company
Annual Premium
Monthly Premium

State Farm

$381

$32

Concord Group

$401

$33

State Farm

$404

$34

Concord Group

$405

$34

Progressive

$426

$35

Progressive

$479

$40

Progressive

$483

$40

State Farm

$486

$40

Progressive

$495

$41

Concord Group

$507

$42

Concord Group

$512

$43

State Farm

$528

$44

Vermont Mutual

$544

$45

Progressive

$544

$45

State Farm

$554

$46

Progressive

$555

$46

Safety Group

$573

$48

Vermont Mutual

$574

$48

Safety Group

$587

$49

Concord Group

$598

$50

Concord Group

$611

$51

Concord Group

$618

$52

GEICO

$619

$52

Progressive

$622

$52

MAPFRE

$640

$53

MAPFRE

$640

$53

State Farm

$649

$54

MAPFRE

$651

$54

MAPFRE

$651

$54

Progressive

$693

$58

Nationwide

$695

$58

Progressive

$701

$58

GEICO

$702

$59

Allstate

$719

$60

Nationwide

$724

$60

Vermont Mutual

$724

$60

State Farm

$728

$61

Concord Group

$745

$62

Vermont Mutual

$754

$63

Concord Group

$758

$63

Concord Group

$758

$63

Allstate

$770

$64

GEICO

$776

$65

Progressive

$776

$65

Allstate

$780

$65

State Farm

$784

$65

Allstate

$790

$66

GEICO

$820

$68

Progressive

$820

$68

Allstate

$838

$70

Allstate

$858

$71

Allstate

$863

$72

Progressive

$895

$75

Safety Group

$905

$75

Concord Group

$916

$76

State Farm

$918

$76

Vermont Mutual

$923

$77

Allstate

$925

$77

State Farm

$925

$77

Concord Group

$934

$78

Nationwide

$938

$78

Progressive

$939

$78

State Farm

$944

$79

Progressive

$947

$79

Concord Group

$951

$79

GEICO

$953

$79

Allstate

$953

$79

Vermont Mutual

$961

$80

State Farm

$990

$83

State Farm

$990

$83

Nationwide

$991

$83

Vermont Mutual

$1,017

$85

Nationwide

$1,030

$86

State Farm

$1,039

$87

GEICO

$1,043

$87

Nationwide

$1,045

$87

Progressive

$1,063

$89

Concord Group

$1,067

$89

Vermont Mutual

$1,102

$92

MAPFRE

$1,103

$92

Nationwide

$1,111

$93

MAPFRE

$1,117

$93

Allstate

$1,122

$94

Concord Group

$1,128

$94

Progressive

$1,138

$95

Concord Group

$1,147

$96

GEICO

$1,159

$97

Safety Group

$1,170

$98

GEICO

$1,182

$99

Safety Group

$1,189

$99

Allstate

$1,192

$99

Safety Group

$1,212

$101

Nationwide

$1,214

$101

Progressive

$1,214

$101

Allstate

$1,226

$102

State Farm

$1,228

$102

Nationwide

$1,238

$103

Safety Group

$1,241

$103

GEICO

$1,273

$106

Nationwide

$1,276

$106

Vermont Mutual

$1,290

$108

Nationwide

$1,300

$108

Allstate

$1,307

$109

State Farm

$1,315

$110

Progressive

$1,330

$111

Allstate

$1,332

$111

Nationwide

$1,336

$111

Concord Group

$1,344

$112

Vermont Mutual

$1,344

$112

GEICO

$1,350

$112

Allstate

$1,352

$113

State Farm

$1,380

$115

MAPFRE

$1,385

$115

MAPFRE

$1,385

$115

MAPFRE

$1,413

$118

MAPFRE

$1,413

$118

GEICO

$1,414

$118

Nationwide

$1,418

$118

Allstate

$1,443

$120

Nationwide

$1,460

$122

Allstate

$1,464

$122

GEICO

$1,492

$124

Safety Group

$1,496

$125

GEICO

$1,550

$129

State Farm

$1,618

$135

Allstate

$1,619

$135

Concord Group

$1,624

$135

Vermont Mutual

$1,652

$138

Nationwide

$1,653

$138

GEICO

$1,723

$144

Nationwide

$1,734

$145

Nationwide

$1,805

$150

Safety Group

$1,918

$160

MAPFRE

$1,950

$163

Vermont Mutual

$1,978

$165

MAPFRE

$1,984

$165

MAPFRE

$1,993

$166

MAPFRE

$1,993

$166

GEICO

$2,001

$167

Vermont Mutual

$2,016

$168

Vermont Mutual

$2,047

$171

Safety Group

$2,086

$174

Safety Group

$2,104

$175

GEICO

$2,151

$179

Nationwide

$2,153

$179

Vermont Mutual

$2,395

$200

Safety Group

$2,419

$202

Safety Group

$2,480

$207

GEICO

$2,483

$207

Safety Group

$2,519

$210

GEICO

$2,585

$215

MAPFRE

$2,642

$220

Safety Group

$3,173

$264

Hanover

$3,256

$271

Hanover

$3,279

$273

Vermont Mutual

$3,640

$303

Vermont Mutual

$3,695

$308

Hanover

$3,702

$308

Hanover

$3,883

$324

Hanover

$3,908

$326

Hanover

$4,171

$348

Hanover

$4,178

$348

Vermont Mutual

$4,329

$361

Hanover

$4,415

$368

Safety Group

$4,429

$369

Safety Group

$4,466

$372

MAPFRE

$4,583

$382

MAPFRE

$4,583

$382

Hanover

$4,749

$396

Safety Group

$5,135

$428

MAPFRE

$5,582

$465

Hanover

$6,581

$548

Hanover

$6,691

$558

Hanover

$7,741

$645

Hanover

$7,777

$648

Hanover

$7,963

$664

Hanover

$8,349

$696

Hanover

$8,509

$709

Hanover

$9,188

$766

Hanover

$9,834

$819

If you are looking for the cheapest car insurance for a bad driving record, keep in mind that rates will, in most cases, increase based on the severity of the violation.

For instance, Manchester drivers with a DUI offense pay roughly $1,316 more for car insurance compared to those with a clean record. If you have a speeding offense, your rates will only be around $261 higher.

Cheapest Car Insurance in Manchester for Teens and Their Families

The cheapest car insurance companies in Manchester for teen drivers on a family policy are:

  • Concord Group: $1,260 for female teens and $1,320 per year for male teens
  • Nationwide: $1,560 for female teens and $1,811 per year for male teens

State Farm and GEICO are the most expensive options for teens on a family policy at $2,966 for male teens and $2,387 for female teens, respectively.

Male teens pay up to $60 more with Concord Group, the cheapest provider, compared to female teens. This difference is because male teens are riskier to insure, but the discrepancy in rates usually drops off in early adulthood.

Company
Family Plan Annual Premium
Individual Plan Monthly Premium

Concord Group

$847

$1,470

Concord Group

$886

$1,604

Concord Group

$901

$1,566

Concord Group

$935

$1,790

Concord Group

$944

$1,708

Concord Group

$961

$1,669

Concord Group

$978

$1,922

Concord Group

$979

$1,951

Nationwide

$993

$1,839

Nationwide

$1,006

$1,996

Concord Group

$1,008

$1,823

Progressive

$1,026

$1,256

Concord Group

$1,029

$2,095

Progressive

$1,034

$1,270

State Farm

$1,036

$1,765

Nationwide

$1,037

$2,559

Concord Group

$1,061

$2,085

Concord Group

$1,064

$2,264

Progressive

$1,064

$1,990

Concord Group

$1,112

$2,264

Nationwide

$1,113

$2,978

Concord Group

$1,115

$2,453

Nationwide

$1,125

$2,083

Concord Group

$1,145

$2,599

Nationwide

$1,152

$2,379

State Farm

$1,161

$1,977

Progressive

$1,168

$2,171

Progressive

$1,194

$1,465

State Farm

$1,195

$1,995

Concord Group

$1,202

$2,810

Nationwide

$1,204

$2,391

Nationwide

$1,205

$2,232

Nationwide

$1,221

$2,749

State Farm

$1,224

$2,427

Progressive

$1,245

$1,524

Concord Group

$1,252

$2,843

Progressive

$1,255

$1,831

Concord Group

$1,260

$3,140

Allstate

$1,272

$1,650

Allstate

$1,272

$1,650

State Farm

$1,274

$2,169

Allstate

$1,283

$2,004

Allstate

$1,283

$2,004

Progressive

$1,288

$2,762

Nationwide

$1,289

$2,559

Progressive

$1,300

$1,596

Progressive

$1,306

$1,920

Concord Group

$1,312

$3,066

State Farm

$1,316

$2,645

Allstate

$1,319

$1,711

Allstate

$1,319

$1,711

Concord Group

$1,320

$3,377

Progressive

$1,323

$2,474

Allstate

$1,350

$1,862

Allstate

$1,350

$1,862

State Farm

$1,359

$2,268

Allstate

$1,373

$1,781

Allstate

$1,373

$1,781

Progressive

$1,384

$1,694

GEICO

$1,398

$2,393

Allstate

$1,413

$2,792

Allstate

$1,413

$2,792

GEICO

$1,433

$3,292

GEICO

$1,439

$2,463

GEICO

$1,440

$2,240

State Farm

$1,444

$2,863

Nationwide

$1,447

$4,329

Allstate

$1,450

$2,509

Allstate

$1,450

$2,509

Progressive

$1,460

$3,135

Allstate

$1,461

$2,283

Allstate

$1,461

$2,283

GEICO

$1,467

$2,281

Progressive

$1,474

$5,368

GEICO

$1,476

$3,041

State Farm

$1,507

$2,516

GEICO

$1,514

$2,592

GEICO

$1,517

$2,940

State Farm

$1,521

$3,057

State Farm

$1,522

$3,474

Progressive

$1,524

$2,832

Nationwide

$1,525

$5,153

Nationwide

$1,525

$5,153

Nationwide

$1,548

$3,819

GEICO

$1,555

$2,730

GEICO

$1,558

$2,423

Nationwide

$1,560

$5,511

State Farm

$1,619

$3,196

Progressive

$1,646

$6,026

Nationwide

$1,667

$5,661

Progressive

$1,709

$6,874

Progressive

$1,766

$6,430

Nationwide

$1,769

$6,659

Nationwide

$1,769

$6,659

Nationwide

$1,773

$4,744

Allstate

$1,788

$3,531

Allstate

$1,788

$3,531

GEICO

$1,791

$4,786

Nationwide

$1,811

$7,129

Allstate

$1,816

$4,437

Allstate

$1,816

$4,437

GEICO

$1,857

$4,265

GEICO

$1,871

$4,502

Progressive

$1,884

$7,575

State Farm

$1,911

$4,344

State Farm

$1,913

$3,775

Progressive

$1,938

$7,097

GEICO

$1,951

$4,017

GEICO

$1,963

$6,460

State Farm

$1,983

$4,608

GEICO

$2,026

$6,111

GEICO

$2,261

$7,440

State Farm

$2,339

$6,232

State Farm

$2,353

$5,468

GEICO

$2,367

$7,141

GEICO

$2,387

$9,667

State Farm

$2,525

$5,758

GEICO

$2,550

$9,826

State Farm

$2,966

$7,741

State Farm

$2,979

$6,793

Teen drivers looking for the cheapest car insurance for teens are better off joining a family policy than buying an individual policy. This is because rates are significantly higher for teens who purchase an individual policy.

In Manchester, a male teen buying an individual policy will pay $1,949 more per year than what it would cost to be added to a family policy.

Cheapest Car Insurance in Manchester for Military Drivers

The cheapest car insurance companies in Manchester for drivers with a military background are:

  • USAA: $530 per year
  • Concord Group: $674 per year

USAA and Concord Group are also the best options for cheap military car insurance if you want a minimum coverage policy at an average of $245 per year and $360 per year, respectively. USAA specifically tailors its coverages to suit drivers with a background in the military.

Company
Annual Premium
Monthly Premium

USAA

$245

$20

USAA

$264

$22

USAA

$326

$27

Concord Group

$355

$30

Concord Group

$360

$30

State Farm

$381

$32

Progressive

$383

$32

State Farm

$404

$34

Progressive

$406

$34

Progressive

$450

$37

State Farm

$486

$40

GEICO

$523

$44

MAPFRE

$529

$44

Concord Group

$529

$44

USAA

$530

$44

USAA

$540

$45

MAPFRE

$540

$45

Vermont Mutual

$544

$45

Safety Group

$573

$48

Vermont Mutual

$574

$48

Nationwide

$582

$49

Safety Group

$587

$49

GEICO

$588

$49

Nationwide

$611

$51

Allstate

$655

$55

Concord Group

$662

$55

GEICO

$668

$56

Concord Group

$674

$56

Progressive

$676

$56

Progressive

$679

$57

Allstate

$698

$58

USAA

$711

$59

Allstate

$714

$60

State Farm

$728

$61

Nationwide

$774

$65

State Farm

$784

$65

Nationwide

$815

$68

Progressive

$836

$70

Safety Group

$905

$75

Vermont Mutual

$923

$77

GEICO

$939

$78

Concord Group

$946

$79

Nationwide

$951

$79

Vermont Mutual

$961

$80

State Farm

$990

$83

Allstate

$1,001

$83

GEICO

$1,009

$84

Vermont Mutual

$1,017

$85

Allstate

$1,058

$88

Nationwide

$1,142

$95

Allstate

$1,174

$98

Safety Group

$1,212

$101

Safety Group

$1,241

$103

GEICO

$1,245

$104

MAPFRE

$1,247

$104

MAPFRE

$1,275

$106

Vermont Mutual

$1,652

$138

MAPFRE

$1,833

$153

Safety Group

$1,918

$160

Hanover

$2,535

$211

Hanover

$2,584

$215

Hanover

$3,024

$252

MAPFRE

$4,326

$360

Hanover

$5,113

$426

Hanover

$5,351

$446

Hanover

$6,323

$527

How to Compare Cheap Manchester Car Insurance Quotes Online

You can get car insurance quotes in Manchester online, but the process can be lengthy since you are required to enter a lot of personal information.

If you want a quick estimate, MoneyGeek’s car insurance calculator will give you a rate based on your age, driving record, coverage needed and type of car.

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USAA

Best Car Insurance in Manchester: Summary

The best car insurance provider for you will depend on how you prioritize cost, service and other factors. The best car insurance companies in Manchester are:

  • Best overall: State Farm (MoneyGeek score 75 out of 100)
  • Best for service: Hanover (MoneyGeek score 58 out of 100)
  • Best cheap: State Farm (MoneyGeek score 77 out of 100)

A company’s MoneyGeek score may change depending on how different factors are weighted in each category. State Farm also offers the best car insurance in New Hampshire.

USAA is one of the best providers in Manchester if you have a military background, earning a MoneyGeek score of 85 out of 100.

Best Overall Car Insurance in Manchester

The best companies for car insurance in Manchester are:

  • State Farm: MoneyGeek score 75 out of 100 ($784 per year)
  • Progressive: MoneyGeek score 74 out of 100 ($679 per year)

State Farm received high scores in affordability and customer satisfaction, so policyholders get a balance of quality service and reasonable rates.

USAA is among the top companies in Manchester, earning a MoneyGeek score of 85 out of 100. Only drivers with a military background are eligible for policies from this provider.

How was this MoneyGeek score calculated?

State Farm

pros

High scores for customer satisfaction

Ranked third for affordability

Offers roadside assistance

cons

Below-average claims experience score

No accident forgiveness

COMPANY HIGHLIGHTS

State Farm received high scores in affordability and customer satisfaction. If you want a balance of good service and affordable rates, this provider is the best option. State Farm does not offer a broad set of coverage options, but essential coverages are available.

If you want to protect yourself in case your vehicle breaks down, you can opt for roadside assistance coverage. This will ensure that emergency services such as gas delivery, tire changes or towing are covered by your policy. Services like oil or battery delivery are also covered, but the coverage only pays for the service and not the cost of the items.

If you get rental car or travel reimbursement coverage, your policy will reimburse you for travel expenses incurred while your car is undergoing repairs. These include rental car expenses, meals and lodging up to the limits specified on the policy.

Read MoneyGeek's State Farm Auto Insurance Review

Best Car Insurance in Manchester for Customer Service

MoneyGeek scored insurers without factoring in cost and found that the best car insurance companies in Manchester for customer service are:

  • Hanover: MoneyGeek score 58 out of 100 ($5,351 per year)
  • State Farm: MoneyGeek score 58 out of 100 ($784 per year)

Hanover received high scores in customer satisfaction and coverage, but it has some of the most expensive rates for car insurance. Policyholders pay a high price for the good service offered.

How was this MoneyGeek score calculated?

Hanover

pros

High customer satisfaction score

Good coverage score

Offers OEM coverage and new car replacement coverage

cons

Below-average claims score

No gap insurance

COMPANY HIGHLIGHTS

If you prioritize service quality over cost, Hanover is the best provider in Manchester. Policyholders can expect good service and a broad set of coverage options from this insurer.

Hanover offers original equipment manufacturer (OEM) coverage which is a good add-on for drivers who want to ensure that their policy will pay for original manufacturer parts in case of any loss or damage.

New car replacement coverage is also available for drivers with new cars. This coverage ensures that if your new car gets totaled, your policy will pay the actual cash value of the same make and model without requiring payment of the deductible.

Policyholders can also protect themselves from premium increases by opting for accident forgiveness. This coverage ensures that your first accident in any 36 months will not impact your premiums. Essential coverages like accident forgiveness and rental car or travel reimbursement are also available.

Read MoneyGeek's Hanover Auto Insurance Review

Best Cheap Car Insurance in Manchester

The best cheap companies in Manchester based on affordability and service quality for minimum coverage policies that only meet New Hampshire minimum requirements are:

  • State Farm: MoneyGeek score 77 out of 100 ($404 per year)
  • Progressive: MoneyGeek score 77 out of 100 ($383 per year)

For drivers looking for cheap car insurance in Manchester, the cheapest minimum coverage policies have the lowest premiums. The trade-off is limited liability protection and no protection for damages to your own vehicle in case of an accident.

How was this MoneyGeek score calculated?

State Farm

pros

Affordable minimum coverage at around $404 per year

High customer satisfaction score

Offers safe driving, multiple car and anti-theft system discounts

cons

Low claims experience score

No multiple vehicle or safe driving discounts

COMPANY HIGHLIGHTS

State Farm offers the best balance of good service and affordable rates for Manchester drivers on a budget. This insurer also offers a wide range of discounts that can make your premiums more affordable.

Common discounts offered by State Farm include safe driving discounts for those who maintain a clean record and good student discounts for students who maintain good grades. You will also be eligible for a discount if you insure multiple cars or bundle your car insurance with a home, renters or life insurance policy.

State Farm offers discounts for vehicle equipment such as anti-lock brakes, anti-theft systems or daytime running lights. You may even qualify for a discount if you have a new car made after 1994. Seniors and distant students who live away from home also get discounts.

Read MoneyGeek's State Farm Auto Insurance Review

Average Cost of Car Insurance in Manchester

The average cost of car insurance in Manchester is $1,310 per year for a full coverage policy with $100,000 bodily injury liability per person, $300,000 bodily injury liability per accident and $100,000 property damage liability.

Drivers in Manchester pay $170 more for car insurance compared to the average car insurance rate in New Hampshire as of October 2022. Rates in Manchester are also up to $45 more costly than the average national cost of car insurance.

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master’s degree in Economics and International Relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.