The equity in your home that you can access and borrow is known as tappable equity. According to TransUnion, tappable equity averages $105,000 in Pennsylvania. A home equity loan (HEL) can help you maximize your home equity, whether you're looking to fund home improvement projects or consolidate debt.
Pennsylvania's home equity loan rates are below national averages — 7.1% APR for a 10-year term (7.7% nationally) and 7.4% APR for a 15-year term (7.9% nationally). We've compiled detailed insights on current home equity loan rates in Pennsylvania, including city-specific rates, top lenders, and tips on securing the best rates for using your home's equity.
Home Equity Loan Rates in Pennsylvania
The current home equity loan rates in Pennsylvania for 10-year loans average 7.1%, compared to 7.7% nationally. For 15-year loans, the average is 7.4%, while the national rate is 7.9%.
Updated: November 26, 2024
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Key Takeaways
Higher LTV ratios lead to higher rates. The average APR for a 15-year home equity loan in Pennsylvania with an 80% LTV is 7.3%, compared to 7.8% for a 90% LTV.
Home equity loan rates vary by city in Pennsylvania. For example, Portage has an average APR of 5.2% for 15-year loans, whereas Corry's is 12%.
Different lenders offer varying rates for the same loan types. S&T Bank's average APR is 5.1%, whereas KeyBank National Association's is 11.9%.
MoneyGeek examined 127 different banks and credit unions in Pennsylvania using S&P Global's SNL Depository Rates dataset to stay current on the latest home equity loan rates.
This data is accurate as of November 2024.
Current Home Equity Loan Rates in Pennsylvania
The current average APR for a 15-year home equity loan in Pennsylvania is 7.4%, but several factors might affect what lenders offer you. A higher credit score can lower your APR, while a larger loan amount might increase it. Repayment terms also play a role in determining your rate. Compare the current home equity loan rates in Pennsylvania across different loan terms in the table below.
10Year | 7.1% |
15Year | 7.4% |
5Year | 6.8% |
Interest rates for a home equity loan change daily. Keeping track of these changes can help you pay less in interest over the life of the loan, saving you money. Additionally, knowing the current rates lets you accurately plan your budget and future expenses, making sure you're borrowing within your means.
For example, a $50,000 home equity loan with a 15-year term at a 7.4% APR results in a monthly payment of $461 and a total interest of $32,920. In comparison, a 10-year loan with a 7.1% APR has a monthly payment of $583 and a total interest of $19,975.
Home equity loans and HELOCS are popular options for homeowners. Home equity loans and home equity lines of credit (HELOC) allow homeowners to tap into their home's equity. In Pennsylvania, home equity loans have fixed rates, averaging 7.1%, while HELOC rates in Pennsylvania are variable, averaging 8.3%.
Fixed rates mean consistent monthly payments, providing financial predictability. Variable rates can start lower but may increase, leading to higher payments over time. Understanding the impact of these rate structures on your finances is crucial when considering HELOC rates in Pennsylvania.
Home Equity Loan Rates by LTV Ratio
The rate you qualify for depends on your loan-to-value ratio, which measures how much you owe on your mortgage compared to your home's appraised value. To calculate your LTV ratio, divide your current mortgage balance by your home's appraised value and multiply by 100. For instance, if your home is valued at $300,000 and you owe $240,000, your LTV ratio is 80%.
A higher LTV ratio means greater risk to lenders, leading to higher rates. In Pennsylvania, the average APR of a 15-year equity loan with an LTV ratio of 80% is 7.3%, compared to 7.8% for an LTV ratio of 90%. Check the table below to see average home equity loan rates you might qualify for based on your LTV ratio.
- 10Year
- 15Year
- 5Year
7.0% | 7.5% |
Home Equity Loan Rates by City in Pennsylvania
Average APRs vary between cities in Pennsylvania. Cities with higher home values often have lower rates as the loans are seen as less risky. Additionally, cities with higher living costs may see slightly higher rates due to increased operational expenses.
In Pennsylvania, Blairsville has an average APR of 5.1%, while Red Hill has an average APR of 11.9%. Below is a table showing the cities in Pennsylvania and their average home equity loan rates for different terms.
- Abington
- Albion
- Aliquippa
- Allensville
- Allentown
- Allison Park
- Altoona
- Ambler
- Ambridge
- Annville
- Apollo
- Aspinwall
- Aston
- Beaver
- Beaver Falls
- Bedford
- Belle Vernon
- Bellefonte
- Bensalem
- Bentleyville
- Berlin
- Bethel Park
- Bethlehem
- Birdsboro
- Blairsville
- Bloomsburg
- Blue Bell
- Boothwyn
- Bradford
- Brentwood
- Bridgeville
- Bristol
- Brodheadsville
- Brookhaven
- Brookville
- Broomall
- Brownsville
- Bryn Mawr
- Butler
- California
- Camp Hill
- Canonsburg
- Canton
- Carbondale
- Carlisle
- Carmichaels
- Carnegie
- Chadds Ford
- Chalfont
- Chambersburg
- Chester
- Chester Springs
- Christiana
- Clarion
- Clarks Green
- Clarks Summit
- Claysville
- Clearfield
- Clymer
- Coatesville
- Collegeville
- Colmar
- Columbia
- Concordville
- Confluence
- Connellsville
- Conshohocken
- Conyngham
- Coraopolis
- Corry
- Coudersport
- Covington Township
- Cranberry
- Cranberry Township
- Cresco
- Cresson
- Cressona
- Curwensville
- Dallas
- Dallastown
- Danville
- Davidsville
- Delmont
- Denver
- Derry
- Devon
- Dickson City
- Dillsburg
- Dingmans Ferry
- Dover
- Downingtown
- Doylestown
- Dresher
- Drexel Hill
- DuBois
- Duncannon
- Duncansville
- Dunmore
- Dushore
- East Brady
- East Norriton
- East Stroudsburg
- Easton
- Ebensburg
- Eddystone
- Edinboro
- Effort
- Elizabeth
- Elizabethtown
- Elizabethville
- Elkins Park
- Elliottsburg
- Ellwood City
- Elysburg
- Emlenton
- Emmaus
- Enola
- Ephrata
- Erie
- Etters
- Everett
- Exeter
- Exton
- Eynon
- Factoryville
- Fairless Hills
- Fairview
- Feasterville
- Feasterville Trevose
- Flourtown
- Fogelsville
- Folsom
- Ford City
- Forest City
- Forks Township
- Fort Washington
- Forty Fort
- Frackville
- Franklin
- Frazer
- Fredericksburg
- Friedensburg
- Gallitzin
- Gap
- Gettysburg
- Gibsonia
- Gilbertsville
- Girard
- Glen Mills
- Gordonville
- Greencastle
- Greensburg
- Greenville
- Grindstone
- Grove City
- Halifax
- Hallstead
- Hanover
- Hanover Township
- Harborcreek
- Harleysville
- Harrisburg
- Harrisville
- Hastings
- Hatboro
- Hatfield
- Haverford
- Havertown
- Hazle Township
- Hazleton
- Hermitage
- Hershey
- Hollidaysburg
- Holmes
- Homestead
- Horsham
- Houston
- Hummelstown
- Huntingdon
- Huntingdon Valley
- Hustontown
- Imperial
- Indian Head
- Indiana
- Ingomar
- Irwin
- Jamison
- Jeannette
- Jefferson Hills
- Jenkintown
- Jersey Shore
- Johnstown
- Karns City
- Kennett Square
- King of Prussia
- Kingston
- Kittanning
- Knox
- Kutztown
- Lahaska
- Lakewood
- Lancaster
- Landisville
- Langhorne
- Lansdale
- Lansford
- Latrobe
- Lebanon
- Leechburg
- Lehighton
- Lemoyne
- Levittown
- Lewisberry
- Lewisburg
- Lewistown
- Ligonier
- Limerick
- Lititz
- Littlestown
- Liverpool
- Lock Haven
- Loganton
- Lower Burrell
- Macungie
- Malvern
- Manchester
- Mansfield
- Maple Glen
- Mars
- Martinsburg
- Marysville
- Masontown
- Matamoras
- McAdoo
- McConnellsburg
- McKees Rocks
- McKeesport
- McMurray
- Meadville
- Mechanicsburg
- Media
- Mercer
- Mercersburg
- Meyersdale
- Middleburg
- Middletown
- Mifflinburg
- Mifflintown
- Mill Hall
- Millersville
- Millheim
- Milton
- Minersville
- Monaca
- Monongahela
- Monroeville
- Montgomeryville
- Montoursville
- Montrose
- Moon Township
- Morrisville
- Moscow
- Mount Aetna
- Mount Carmel
- Mount Joy
- Mount Pleasant
- Mountain Top
- Muncy
- Munhall
- Murrysville
- Myerstown
- Nanticoke
- Natrona Heights
- Nazareth
- Nesquehoning
- New Alexandria
- New Bethlehem
- New Bloomfield
- New Britain
- New Castle
- New Cumberland
- New Holland
- New Kensington
- New Oxford
- New Stanton
- New Wilmington
- Newport
- Newtown
- Newtown Square
- Newville
- Norristown
- North Apollo
- North East
- North Huntingdon
- North Wales
- Northampton
- Northern Cambria
- Northumberland
- Nottingham
- Oakdale
- Oakmont
- Oaks
- Old Forge
- Olyphant
- Orbisonia
- Orefield
- Orwigsburg
- Oxford
- Palmyra
- Paoli
- Parkesburg
- Peckville
- Penn
- Pennsburg
- Perkasie
- Perryopolis
- Philadelphia
- Philipsburg
- Phoenixville
- Pipersville
- Pittsburgh
- Pittston
- Plumsteadville
- Plymouth
- Plymouth Meeting
- Port Allegany
- Port Trevorton
- Portage
- Portersville
- Pottstown
- Pottsville
- Prospect Park
- Punxsutawney
- Quakertown
- Quarryville
- Radnor
- Reading
- Red Hill
- Red Lion
- Reedsville
- Reynoldsville
- Rices Landing
- Richboro
- Richfield
- Ridgway
- Rimersburg
- Riverside
- Rockwood
- Rome
- Ronks
- Rostraver Township
- Royersford
- Russellton
- Saint Marys
- Saint Thomas
- Sarver
- Saxonburg
- Sayre
- Schnecksville
- Schuylkill Haven
- Scottdale
- Scranton
- Selinsgrove
- Seven Fields
- Sewickley
- Shamokin
- Shamokin Dam
- Sharon Hill
- Shavertown
- Sheffield
- Shenandoah
- Shickshinny
- Shillington
- Shippensburg
- Shrewsbury
- Sinking Spring
- Skippack
- Slippery Rock
- Somerset
- Souderton
- South Abington Township
- South Williamsport
- Southampton
- Spartansburg
- Spring Grove
- Spring House
- Spring Run
- Springfield
- State College
- Steelton
- Stroudsburg
- Sunbury
- Swiftwater
- Tamaqua
- Tannersville
- Tarentum
- Taylor
- Temple
- Thompsontown
- Thorndale
- Three Springs
- Titusville
- Towanda
- Trappe
- Tremont
- Trexlertown
- Trooper
- Troy
- Tunkhannock
- Tyrone
- Union City
- Uniontown
- University Park
- Upper Darby
- Vandergrift
- Wallingford
- Walnutport
- Warfordsburg
- Warminster
- Warren
- Warrington
- Washington
- Watsontown
- Wayne
- Waynesboro
- Waynesburg
- Wellsboro
- West Chester
- West Lawn
- West Mifflin
- West Point
- West Reading
- West View
- Wexford
- White Oak
- Whitehall
- Wilkes-Barre
- Williamsburg
- Williamsport
- Willow Grove
- Willow Street
- Wind Gap
- Winfield
- Wyncote
- Wynnewood
- Wyomissing
- Wysox
- Yatesville
- York
- Youngwood
- Zelienople
10Year | 7.8% |
15Year | 8.0% |
5Year | 7.4% |
Home Equity Loan Lenders in Pennsylvania
Home equity loan rates in Pennsylvania vary significantly between lenders, influenced by their individual policies and market strategies. For instance, S&T Bank offers the lowest average APR at 5.1%, while KeyBank National Association has the highest at 11.9%.
Comparing rates and terms from different lenders is an effective way to secure the lowest home equity loan rates. Explore the interactive table below to see which lenders offer the lowest rates in your city.
- Abington
- Albion
- Aliquippa
- Allensville
- Allentown
- Allison Park
- Altoona
- Ambler
- Ambridge
- Annville
- Apollo
- Aspinwall
- Aston
- Beaver
- Beaver Falls
- Bedford
- Belle Vernon
- Bellefonte
- Bensalem
- Bentleyville
- Berlin
- Bethel Park
- Bethlehem
- Birdsboro
- Blairsville
- Bloomsburg
- Blue Bell
- Boothwyn
- Boswell
- Bradford
- Brentwood
- Bridgeville
- Bristol
- Brodheadsville
- Brookhaven
- Brookville
- Broomall
- Brownsville
- Bryn Mawr
- Butler
- California
- Camp Hill
- Canonsburg
- Canton
- Carbondale
- Carlisle
- Carmichaels
- Carnegie
- Chadds Ford
- Chalfont
- Chambersburg
- Champion
- Chester
- Chester Springs
- Christiana
- Clarion
- Clarks Green
- Clarks Summit
- Claysville
- Clearfield
- Clymer
- Coatesville
- Collegeville
- Colmar
- Columbia
- Concordville
- Confluence
- Connellsville
- Conshohocken
- Conyngham
- Coraopolis
- Corry
- Coudersport
- Covington Township
- Cranberry
- Cranberry Township
- Cresco
- Cresson
- Cressona
- Curwensville
- Dallas
- Dallastown
- Danville
- Davidsville
- Delmont
- Denver
- Derry
- Devon
- Dickson City
- Dillsburg
- Dingmans Ferry
- Dover
- Downingtown
- Doylestown
- Dresher
- Drexel Hill
- DuBois
- Duncannon
- Duncansville
- Dunmore
- Dushore
- East Brady
- East Norriton
- East Stroudsburg
- Easton
- Ebensburg
- Eddystone
- Edinboro
- Effort
- Elizabeth
- Elizabethtown
- Elizabethville
- Elkins Park
- Elliottsburg
- Ellwood City
- Elysburg
- Emlenton
- Emmaus
- Enola
- Ephrata
- Erie
- Etters
- Everett
- Exeter
- Exton
- Eynon
- Factoryville
- Fairless Hills
- Fairview
- Feasterville
- Feasterville Trevose
- Fishertown
- Flourtown
- Fogelsville
- Folsom
- Ford City
- Forest City
- Forks Township
- Fort Washington
- Forty Fort
- Frackville
- Franklin
- Frazer
- Fredericksburg
- Friedensburg
- Gallitzin
- Gap
- Gettysburg
- Gibsonia
- Gilbertsville
- Girard
- Glen Mills
- Gordonville
- Greencastle
- Greensburg
- Greenville
- Grindstone
- Grove City
- Halifax
- Hallstead
- Hanover
- Hanover Township
- Harborcreek
- Harleysville
- Harrisburg
- Harrisville
- Hastings
- Hatboro
- Hatfield
- Haverford
- Havertown
- Hazle Township
- Hazleton
- Hermitage
- Hershey
- Hollidaysburg
- Holmes
- Homestead
- Horsham
- Houston
- Hummelstown
- Huntingdon
- Huntingdon Valley
- Hustontown
- Imperial
- Indian Head
- Indiana
- Ingomar
- Irwin
- Jamison
- Jeannette
- Jefferson Hills
- Jenkintown
- Jersey Shore
- Johnstown
- Karns City
- Kennett Square
- King of Prussia
- Kingston
- Kittanning
- Knox
- Kutztown
- Lahaska
- Lakewood
- Lancaster
- Landisville
- Langhorne
- Lansdale
- Lansford
- Latrobe
- Lebanon
- Leechburg
- Lehighton
- Lemoyne
- Levittown
- Lewisberry
- Lewisburg
- Lewistown
- Ligonier
- Lilly
- Limerick
- Lititz
- Littlestown
- Liverpool
- Lock Haven
- Loganton
- Lower Burrell
- Macungie
- Malvern
- Manchester
- Mansfield
- Maple Glen
- Markleysburg
- Mars
- Martinsburg
- Marysville
- Masontown
- Matamoras
- McAdoo
- McConnellsburg
- McKees Rocks
- McKeesport
- McMurray
- Meadville
- Mechanicsburg
- Media
- Mercer
- Mercersburg
- Meyersdale
- Middleburg
- Middletown
- Mifflinburg
- Mifflintown
- Mill Hall
- Millersville
- Millheim
- Milton
- Minersville
- Monaca
- Monongahela
- Monroeville
- Montgomeryville
- Montoursville
- Montrose
- Moon Township
- Morrisville
- Moscow
- Mount Aetna
- Mount Carmel
- Mount Joy
- Mount Pleasant
- Mountain Top
- Muncy
- Munhall
- Murrysville
- Myerstown
- Nanticoke
- Natrona Heights
- Nazareth
- Nesquehoning
- New Alexandria
- New Bethlehem
- New Bloomfield
- New Britain
- New Castle
- New Cumberland
- New Florence
- New Holland
- New Kensington
- New Oxford
- New Stanton
- New Wilmington
- Newport
- Newtown
- Newtown Square
- Newville
- Norristown
- North Apollo
- North East
- North Huntingdon
- North Wales
- Northampton
- Northern Cambria
- Northumberland
- Nottingham
- Oakdale
- Oakmont
- Oaks
- Old Forge
- Olyphant
- Orbisonia
- Orefield
- Orwigsburg
- Oxford
- Palmyra
- Paoli
- Parkesburg
- Peckville
- Penn
- Pennsburg
- Perkasie
- Perryopolis
- Philadelphia
- Philipsburg
- Phoenixville
- Pipersville
- Pittsburgh
- Pittston
- Plumsteadville
- Plymouth
- Plymouth Meeting
- Port Allegany
- Port Trevorton
- Portage
- Portersville
- Pottstown
- Pottsville
- Prospect Park
- Punxsutawney
- Quakertown
- Quarryville
- Radnor
- Reading
- Red Hill
- Red Lion
- Reedsville
- Reynoldsville
- Rices Landing
- Richboro
- Richfield
- Ridgway
- Rimersburg
- Riverside
- Rockwood
- Rome
- Ronks
- Rostraver Township
- Royersford
- Russellton
- Saint Marys
- Saint Thomas
- Sarver
- Saxonburg
- Sayre
- Schellsburg
- Schnecksville
- Schuylkill Haven
- Scottdale
- Scranton
- Selinsgrove
- Seven Fields
- Sewickley
- Shamokin
- Shamokin Dam
- Sharon Hill
- Shavertown
- Sheffield
- Shenandoah
- Shickshinny
- Shillington
- Shippensburg
- Shrewsbury
- Sinking Spring
- Skippack
- Slippery Rock
- Somerset
- Souderton
- South Abington Township
- South Williamsport
- Southampton
- Spartansburg
- Spring Grove
- Spring House
- Spring Run
- Springfield
- State College
- Steelton
- Stroudsburg
- Sunbury
- Swiftwater
- Tamaqua
- Tannersville
- Tarentum
- Taylor
- Temple
- Thompsontown
- Thorndale
- Three Springs
- Titusville
- Towanda
- Trappe
- Tremont
- Trexlertown
- Trooper
- Troy
- Tunkhannock
- Tyrone
- Union City
- Uniontown
- University Park
- Upper Darby
- Vandergrift
- Wallingford
- Walnutport
- Warfordsburg
- Warminster
- Warren
- Warrington
- Washington
- Watsontown
- Wayne
- Waynesboro
- Waynesburg
- Wellsboro
- West Chester
- West Lawn
- West Mifflin
- West Point
- West Reading
- West View
- Wexford
- White Oak
- Whitehall
- Wilkes-Barre
- Williamsburg
- Williamsport
- Willow Grove
- Willow Street
- Wind Gap
- Winfield
- Wyncote
- Wynnewood
- Wyomissing
- Wysox
- Yatesville
- York
- Youngwood
- Zelienople
S&T Bank | 5.1% |
Advantage Financial Federal Credit Union | 5.5% |
Ukrainian Selfreliance Federal Credit Union | 6.0% |
Freedom Credit Union | 6.3% |
Democracy Federal Credit Union | 6.4% |
TruMark Financial Credit Union | 6.6% |
Reliance Federal Credit Union | 6.9% |
Police and Fire Federal Credit Union | 7.2% |
The Bank of Princeton | 7.4% |
First Citizens Community Bank | 7.5% |
Ardent Federal Credit Union | 7.5% |
Navy Federal Credit Union | 7.6% |
American Heritage Federal Credit Union | 7.7% |
Philadelphia Federal Credit Union | 7.9% |
Franklin Mint Federal Credit Union | 8.2% |
TD Bank | 8.6% |
FedChoice Federal Credit Union | 8.9% |
Parke Bank | 9.3% |
PNC Bank | 10.1% |
Univest Bank and Trust Co. | 10.3% |
KeyBank National Association | 11.9% |
Including credit unions in your lender options can be beneficial due to their competitive home equity loan rates in Pennsylvania. While commercial banks offer an average APR of 7.4%, credit unions provide a lower rate of 6.9%. Be aware that credit unions may have stricter membership requirements.
How to Get the Best Home Equity Loan Rate in Pennsylvania
Getting the best possible home equity interest rates can significantly enhance your borrowing experience by lowering monthly payments and overall costs. For instance, a homeowner in Pennsylvania could save money for other goals by securing a favorable rate. To achieve the best home equity loan rates in Pennsylvania, consider these strategies:
Compare lenders
Lenders may offer different APRs for the same loan amount and credit profile. For instance, Freedom Credit Union has an average APR of 5.2%, while Univest Bank and Trust Co. offers 10.3%. Comparing different home equity loan lenders in Pennsylvania can help you find better rates.
Increase your home's equity
Having more equity in your home can result in more competitive rates from lenders. Pennsylvania homeowners can increase their home's equity by kitchen remodels or historical restorations.
Improve your credit score
Increasing your credit score can lead to more competitive home equity loan rates. Pay bills on time and reduce credit card debt to improve your credit score. The average credit score in Pennsylvania is 723, according to Experian.
Decrease debt-to-income ratio
A lower debt-to-income (DTI) ratio — the percentage of your monthly income that goes toward paying debts — can lead to better rates as lenders see you as a less risky borrower.
Debt-to-Income Ratio Calculator
Provide your income and recurring payments to calculate your DTI.
Monthly Income Before Taxes
Recurring Monthly Debts
Enter all applicable payments to ensure accurate results.
Your Results
FAQ About Home Equity Loan Rates in Pennsylvania
MoneyGeek addresses common questions about home equity loan rates for Pennsylvania homeowners. By providing clear, factual information, we help you understand how these rates are determined and what factors influence them.
What is the interest rate on a home equity loan in Pennsylvania?
As of November 2024, the average APR for a 5-year home equity loan in Pennsylvania is 6.8%, for a 10-year loan is 7.1%, and for a 15-year loan is 7.4%. The rates you qualify for may vary based on factors like your credit score.
How do you calculate your home equity in Pennsylvania?
To calculate your home equity, subtract the outstanding balance on your mortgage from your home's current market value. Understanding home equity requirements is essential.
Do home equity loan rates vary between cities in Pennsylvania?
Yes, home equity loan rates can vary between cities. For example, Blairsville has an average APR of 5.1%, while Red Hill's average APR is 11.9%.
Does a home equity loan in Pennsylvania have tax benefits?
Interest on a home equity loan may be tax-deductible if used for home improvements. Consult a tax professional to understand your specific situation.
What are possible drawbacks of securing a home equity loan in Pennsylvania?
Potential drawbacks include the risk of foreclosure if you can't repay the loan and the possibility of variable interest rates increasing over time.
How long does it take to get a home equity loan in Pennsylvania?
The process typically takes two to six weeks, depending on the lender and your financial situation.
How do you get a home equity loan in Pennsylvania?
To get a home equity loan, assess your eligibility for a home equity loan and meet the necessary credit score requirements. Then, apply with a lender of your choice.
What can I use my funds for? Are there any home equity loan use restrictions in Pennsylvania?
Funds from a home equity loan can be used for various purposes, such as home improvements, debt consolidation, or education expenses. However, some lenders may have specific restrictions.
Can you only take out a home equity loan in Pennsylvania on your primary residence?
While you can apply for a home equity loan on a primary residence, some lenders may offer options for second homes or investment properties. Consider a cash-out refinance if you're looking for alternatives.
What other home equity products can you consider if you want to tap into your home's equity in Pennsylvania?
Besides home equity loans, you can consider a HELOC or a cash-out refinance. Each type of loan has its own terms and benefits.
What's the difference between a HELOC and a home equity loan?
A HELOC offers a draw period during which you can borrow as needed and may include an annual fee. In contrast, a home equity loan provides a lump sum with fixed interest rates.
About Zachary Romeo, CBCA
Zachary Romeo is a certified Commercial Banking and Credit Analyst (CBCA), and the Head of Loans and Banking at MoneyGeek. Previously, he led production teams for some of the largest online informational resources in higher education, with over 13 years of experience in editorial production.
Romeo has a bachelor's degree in biological engineering from Cornell University. He geeks out on minimizing personal debt and helping others do the same through people-first content.
sources
- Experian. "What Is the Average Credit Score in the U.S.?." Accessed November 26, 2024.
- TransUnion. "Home Equity Trends Report — Q4 2023." Accessed November 26, 2024.