Best Travel Credit Cards for No Annual Fee in 2022

We love the American Express Delta SkyMiles Blue Card for more than its no-annual-fee feature. This card lets you earn 2x miles on dining and Delta purchases. All other purchases come with 1x miles.

An welcome offer gives you the ability to earn 10,000 bonus miles. All you need to do is spend at least $500 on purchases within the first three months.

This card comes with no international transaction fees, which makes it perfect for use when traveling overseas. Other travel benefits include getting 20% as a statement credit when you use your card on eligible Delta in-flight purchases and complimentary car rental loss and damage insurance.

Cardholders also stand to benefit through purchase and fraud protection in different scenarios.

Pros

• No annual fees
• Earn 10,000 bonus miles if you spend $500 on purchases in the first three months
• Earn 2x miles on Delta purchases and dining
• Earn 1x miles on all other purchases
• Redeem points for air travel, seat upgrades and Delta gift cards
• No blackout dates when redeeming points for Delta flights
• 20% back on eligible in-flight Delta purchases
• Pay no foreign transaction fees
• Car rental loss and damage insurance
• Purchase protection and extended warranty to safeguard your purchases
• Access to American Express Experiences
• Get emergency assistance through the Global Assist Hotline
• Fraud protection safeguards you from misuse of your card

• $0 annual fees
• 2x miles on dining and Delta purchases, and 1x miles on all other purchases
• Get 10,000 bonus miles upon spending $500 on purchases in the first three months
• Redeem your SkyMiles for air travel to more than 1,000 destinations
• Redeem for seat upgrades and Delta gift cards
• Reduce the cost of your flight by up to $50 for every 5,000 miles you redeem through the Pay with Miles program
• No foreign transaction fees
• Get complimentary car rental loss and damage insurance
• Get purchase protection and extended warranty
• Use the 24/7 Global Assist Hotline for emergency assistance and coordination services
• Fraud protection protects you from fraudulent transactions
• American Express Experiences gives you access to ticket presales and Card Member-only events.

Disclaimer: Credit card offers are constantly changing. We work hard to stay updated with the latest information, but the offers listed on our site may no longer be available.

We love the no-annual-fee American Express Hilton Honors Card because it lets you earn reward points faster when you spend across Hilton properties. It also comes with a sizeable spending-based welcome offer.

Eligible spending at hotels and resorts in the Hilton portfolio comes with 7x points. You earn 5x points on dining at U.S. restaurants, including takeout and delivery, as well as on groceries at U.S. supermarkets and on gas at U.S. gas stations. All other purchases come with 3x points.

This card is ideal for international use, as it charges no overseas transaction fees.

All cardholders get complimentary Hilton Honors Silver Status. This card offers car rental loss and damage insurance and access to Global Assist Hotline.

Pros

• No foreign transaction fee
• No annual fee
• Hilton Honors Silver Status
• Welcome bonus
• Hilton Honors status upgrade
• High points reward rate
• Car rental loss and damage insurance
• Global Assist Hotline
• Fraud protection
• Additional cards

• No fee on international transactions
• $0 annual fee
• Complimentary Hilton Honors Silver Status
• Upgrade to Hilton Honors Gold Status for spending $20,000 in a calendar year
• Earn 70,000 points and a free night award for spending $1,000 within three months
• Earn 7 points per dollar spent at Hilton hotels and resorts
• Earn 5 points per dollar spent at U.S. gas stations, grocery stores and restaurants
• Earn 3 points per dollar spent on other eligible purchases
• 24/7 assistance in case of an emergency
• Car rental loss and damage insurance
• No liability for fraudulent transactions
• Additional cards available

Disclaimer: Credit card offers are constantly changing. We work hard to stay updated with the latest information, but the offers listed on our site may no longer be available.

We love the no annual fee U.S. Bank Altitude Go Visa Signature Card not only because it lets you earn reward points faster when you spend on bonus categories, but also because of its intro offers. If you spend $1,000 on purchases in the first 90 days, you earn 20,000 bonus points, valued at $200. You may also benefit through the card’s 0% APR offer on purchases and balance transfers for the first 12 billing cycles.

This card offers 4x points on dining, takeout and restaurant delivery; 2x points on streaming services, and at grocery stores, grocery delivery, gas stations and EV charging stations; and 1x points on all other purchases. Redeeming your points instantly to shop almost anywhere is possible once you enroll in Real-Time Rewards.

Using this card outside of the U.S. is perfect because it comes with no foreign transaction fees. You also get a $15 credit for annual streaming service purchases from Netflix, Apple TV+, Apple Music, Hulu, Spotify and more.

Pros

• High rewards on dining-related purchases
• 0% introductory APR for the first 12 billing cycles
• No annual fee
• Annual bonus for streaming services
• Zero fraud liability

• Pay no interest on purchases for the first 12 months because of the intro 0% APR offer
• Earn 20,000 bonus points if you spend $1,000 in the first 90 days
• Earn 4x points on takeout, food delivery and dining
• Get a $15 credit once a year when you use your card to pay for eligible streaming services such as Netflix, Spotify and Amazon Music
• Redeem your reward points for cash back, gift cards, travel or merchandise
• Use the U.S. Bank mobile app to lock and unlock your card in case you lose or misplace it

Disclaimer: Credit card offers are constantly changing. We work hard to stay updated with the latest information, but the offers listed on our site may no longer be available.

We recommend this Citi Mastercard to American Airlines frequent flyers who wish to earn rewards without paying an annual fee. New cardholders get 10,000 bonus miles and a $50 statement credit if they spend $500 on purchases within the first three months.

You earn 2x miles per dollar on eligible American Airlines purchases and at grocery stores. All other purchases come with 1x miles. Further, you get to save 25% when you use your card to pay for in-flight food and beverage purchases on American Airlines flights.

Using this card outside of the U.S. might not be a good idea, given that it comes with a 3% foreign transaction fee.

Pros

• Higher rewards on groceries and American Airlines purchases
• No annual fees
• 25% discount on in-flight food and beverage purchases
• Easy-to-earn welcome bonus

• Earn two AAdvantage miles for each dollar spent on groceries and eligible American Airlines purchases
• Earn 10,000 American Airlines AAdvantage bonus miles and a $50 statement credit if you spend $500 in purchases within the first three months
• Redeem your miles for award flights on American Airlines to over 1,000 destinations across the globe
• Get access to Citi Concierge 24 hours a day, seven days a week for restaurant bookings, gift shopping and more

Disclaimer: Credit card offers are constantly changing. We work hard to stay updated with the latest information, but the offers listed on our site may no longer be available.

We feel the Capital One VentureOne Rewards Credit Card is best suited for people who wish to earn unlimited rewards that they may redeem for travel or other purchases.

No annual fees keep your costs to a minimum, as does not having to pay any international transaction fees.

New applicants can benefit through the card's intro APR and bonus miles.

Travel-specific coverage provides added peace of mind when you're traveling. Access to a host of culinary, sports and music events will ensure that you don't miss out on important events.

Pros

• No annual fees
• Earn 1.25 miles for every dollar
• Earn unlimited miles that remain valid for the life of your account
• Redeem miles in different ways
• Intro 0% APR offer
• No foreign transaction fees
• Access to premier events
• $0 fraud liability
• Virtual card numbers
• Use for balance transfers
• Set up an authorized user

• Pay no interest on purchases for the first 12 months because of the intro 0% APR offer.
• Earn a 20,000 miles bonus if you spend $500 on purchases within three months from account opening.
• Redeeming your miles for a statement credit toward travel and other purchases is simple.
• You may redeem your miles through more than 10 travel loyalty programs, such as Flying Blue, Club Premier, Asia Miles, Aeroplan, MilleMiglia, Emirates Skywards and Etihad Guest.
• Use your miles when you check out using PayPal or when you shop at Amazon.
• Pay no annual fees.
• Pay no fees when making purchases in foreign countries.
• APR for purchases applies on balance transfers.
• Get extra protection when traveling through auto rental collision damage waiver and travel accident insurance.
• Get additional warranty protection on eligible purchases at no extra cost.

Disclaimer: Credit card offers are constantly changing. We work hard to stay updated with the latest information, but the offers listed on our site may no longer be available.