Best Hotel Credit Cards for IHG Loyalists in 2023

We like the IHG® Rewards Premier Credit Card because it offers multiple benefits for IHG Rewards Club members. For starters, it has a good spend-based welcome bonus on offer. You earn 175,000 bonus points after spending $3,000 on purchases in the first three months. Plus, you also earn 10,000 bonus points and a $100 statement credit if you spend $20,000 on purchases and make at least one additional purchase every account anniversary year.

You earn up to 26X reward points when you spend at IHG properties. Spending on travel, dining and at gas stations comes with 5X points. All other eligible purchases earn 3X points. When it comes to redeeming your points, you get to choose from reward nights, online shopping, magazine subscriptions, airline miles, and more.

Once you get your IHG Rewards Club Premier Credit Card, you get IHG Rewards Club Platinum Elite status automatically. This qualifies you for a reward night after each account anniversary. When you use your points to pay for three or more nights, you get an additional reward night.

Not having to pay foreign transaction fees can lead to savings when you use this card outside of the U.S. Other benefits come in the form of Global Entry/TSA PreCheck fee credit, baggage delay insurance, lost luggage reimbursement, trip cancellation/trip interruption insurance and purchase protection.

The IHG Rewards Club Premier Credit Card comes with an $99 annual fee.

Pros

• Significant number of bonus points for the taking
• Complementary IHG Rewards program’s Platinum Elite status
• Use your points for reward nights or redeem them for other awards
• Reward nights
• Pay no foreign transaction fees
• Fee credit toward Global Entry/TSA PreCheck

• Earn 175,000 bonus points after spending $3,000 on purchases in the first three months.
• Stand to earn 10,000 bonus points each year by spending $20,000 on purchases and making one additional purchase.
• Earn up to 26X points when you stay at IHG hotels (10x points as an IHG Rewards Club Premier cardholder, 10x points as an IHG Rewards Club member and 5x points as a Platinum Elite status holder).
• Earn 5X points when you spend on travel, dining and at gas stations
• Get elevated to IHG Rewards Platinum Elite status automatically.
• Get a free reward night after every account anniversary.
• Qualify for an added free night when you use reward points to pay for stays of three or more nights.
• Get protection when you’re traveling through trip cancellation/trip interruption insurance, lost luggage reimbursement and baggage delay insurance.
• Safeguard your purchases against damage and theft (up to $500 per claim) for 120 days through purchase protection.
• Get a $100 credit as reimbursement for Global Entry/TSA PreCheck fees every four years.

Disclaimer: Credit card offers are constantly changing. We work hard to stay updated with the latest information, but the offers listed on our site may no longer be available.

We recommend the no-annual-fee IHG® Rewards Traveler Credit Card to people who frequently stay at properties that are part of the InterContinental Hotels Group and wish to earn reward points faster. You earn up to 17X points per dollar at IHG Hotels and Resorts. Purchases at restaurants, gas stations and grocery stores come with 2X points, and you get 1X points on all other purchases.

If you spend $10,000 or more on purchases in a calendar year, you get Gold Elite Status that remains valid until the end of the following year. If you redeem your points for stays of four or more nights, you get a free reward night. This card is perfect to use outside of the U.S. as it comes with no foreign transaction fees.

Additional benefits include purchase protection and travel insurance coverage.

Pros

• No annual fee
• No foreign transaction fees
• Points expiration period extension
• High reward rate
• Numerous hotel redemption options

• No annual fee
• No foreign transaction fee
• Earn 120,000 bonus points after spending $2,000 on purchases in the first 3 months from account opening.
• Up to 17x points per dollar on category-based spending
• Points may expire if you do not have 12 months of consecutive activity on your card and do not spend enough to qualify for Gold Elite status
• Benefits and rewards may vary by location

Disclaimer: Credit card offers are constantly changing. We work hard to stay updated with the latest information, but the offers listed on our site may no longer be available.