MoneyGeek's Take

Best Chase Credit Cards for Travel in 2022

The best Chase credit cards for travel give you the ability to earn rewards or cash back. If you’re a frequent user of any particular airline or group of hotels, you might benefit by getting a co-branded Chase travel credit card.

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This article is part of our larger series on Best Travel Credit Cards

Chase travel credit cards let you earn rewards or cash back. However, the rewards/cash back earn rate is not the same across all cards. It’s also common for these cards to come with welcome bonus offers for new cardholders.

While some of the top Chase travel credit cards charge annual fees, a few don’t. Examples of cards from this category that come without annual fees include the Chase Freedom Unlimited Credit Card and the Chase Freedom Flex Credit Card.

Other aspects that require your attention when narrowing down on a suitable Chase travel credit card include intro APR offers, regular APRs and added benefits. Additionally, depending on the card you get, you might need to pay foreign transaction fees when you use it outside of the country.

This article is part of our larger series on
Best Travel Credit Cards

MoneyGeek's Take: Top 5 Chase Credit Cards for Travel

Quick Summary

The rewards or cash back rates you earn vary based on the Chase credit card you get, as does the annual fee you might need to pay. In addition, some of these cards come without foreign transaction fees. We’ve selected the top five Chase travel credit cards after accounting for these aspects as well as APRs, welcome offers and added perks. We include information on what the other good cards from this category have to offer further down the page.


  • Chase IHG Rewards Club Premier

    A fantastic card for earning rewards when you stay at IHG hotels and resorts.


    • Good–ExcellentCredit Needed
    • $89Annual Fee
    • 1–25 Points per $1*Rewards Rate
    • 25xRewards Rate at Hotels
    • 2xRewards Rate on Groceries

    Terms, rates and fees apply

    Compare this credit card with other top-rated cards from our partners.

  • Chase Freedom Unlimited

    An excellent no-annual-fee card that lets you earn unlimited cash back


    • ExcellentCredit Needed
    • $0Annual Fee
    • 1.5–5% Cash BackRewards Rate
    • 3xRewards Rate on Dining
    • 5xRewards Rate on Air Travel

    Terms, rates and fees apply

    Compare this credit card with other cards with lower interest rates.

  • Chase Aer Lingus Visa Signature

    A travel card with a great welcome bonus for frequent Aer Lingus travelers


    • Good–ExcellentCredit Needed
    • $95Annual Fee
    • 1–5 Avios per $1Rewards Rate
    • 3xRewards Rate on Air Travel
    • 2xRewards Rate at Hotels

    Terms, rates and fees apply

    Compare this credit card with other top-rated cards from our partners.

  • Chase British Airways Visa Signature

    A good choice for British Airways loyalists looking to earn Avios


    • Good–ExcellentCredit Needed
    • $95Annual Fee
    • 1–5 Avios per $1Rewards Rate
    • 3xRewards Rate on Air Travel
    • 2xRewards Rate at Hotels

    Terms, rates and fees apply

    Compare this credit card with other top-rated cards from our partners.

  • Chase Iberia Visa Signature

    A good travel card for Iberia loyalists looking to earn Avios


    • Good–ExcellentCredit Needed
    • $95Annual Fee
    • 1–5 Avios per $1Rewards Rate
    • 3xRewards Rate on Air Travel
    • 2xRewards Rate at Hotels

    Terms, rates and fees apply

    Compare this credit card with other top-rated cards from our partners.

Summary of the Best Chase Cards for Travel

Go through this Chase travel card comparison table to determine how all the top alternatives measure up against each other based on factors such as annual fees, welcome offers, APRs and rewards/cash back rates.

Apply for one of the credit cards below on our partner's site CardRatings.com
  • Credit Card
    Best For
    Avg. Reward Rate
    Annual Fee
    Credit Needed
  • Chase IHG Rewards Club Premier
    A fantastic card for earning rewards when you stay at IHG hotels and resorts.
    1–25 Points per $1*
    $89
    Good–Excellent
  • Chase Freedom Unlimited
    An excellent no-annual-fee card that lets you earn unlimited cash back
    1.5–5% Cash Back
    $0
    Excellent
  • Chase Aer Lingus Visa Signature
    A travel card with a great welcome bonus for frequent Aer Lingus travelers
    1–5 Avios per $1
    $95
    Good–Excellent
  • Chase British Airways Visa Signature
    A good choice for British Airways loyalists looking to earn Avios
    1–5 Avios per $1
    $95
    Good–Excellent
  • Chase Iberia Visa Signature
    A good travel card for Iberia loyalists looking to earn Avios
    1–5 Avios per $1
    $95
    Good–Excellent
  • Chase Freedom Flex
    An easy-to-use cash back card with quarterly rotating bonus categories
    1–5% Cash Back*
    $0
    Good–Excellent
  • Chase United Explorer
    A good miles-earning rewards credit card with some perks and no foreign transaction fees
    1–2 Miles per $1*
    $95
    Good–Excellent
  • Chase Marriott Bonvoy Bold
    Great no annual fee card for earning points at Marriot properties
    1–2 Points per $1
    $0
    Good–Excellent
  • Chase IHG Rewards Club Traveler
    Great card for earning points fast for IHG loyalists
    1–2 Points per $1
    $0
    Good–Excellent
  • Chase United Gateway
    A great no-annual-fee rewards card for people who fly United
    1 Mile per $1
    $0
    Good–Excellent
  • Chase Southwest Rapid Rewards Plus
    The best starter card for the Southwest Airlines flyer
    1–2 Points per $1*
    $69
    Good–Excellent
  • Chase Marriott Bonvoy Boundless
    An excellent card for earning reward points and free nights at Marriott hotels
    2 Points per $1
    $95
    Good–Excellent
  • Chase World of Hyatt
    A great rewards card for travelers who like staying at Hyatt Hotels and Resorts
    1–2 Points per $1
    $95
    Good–Excellent
  • Chase Sapphire Preferred
    A very good rewards card with no foreign transaction fees and comprehensive travel cover
    1–2 Points per $1
    $95
    Excellent
  • Chase Southwest Rapid Rewards Premier
    A great miles rewards card with no foreign transaction fee for frequent Southwest customers
    1–2 Points per $1*
    $99
    Good–Excellent
  • Chase United Club Infinite
    An excellent card for earning United’s MileagePlus miles
    1–4 Miles per $1*
    $525
    Excellent
  • Chase Sapphire Reserve
    An outstanding travel card with flexible redemption points
    1–3 Points per $1
    $550
    Excellent
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MONEYGEEK PRO TIP

Keep in mind that Chase has a 5/24 Rule, which limits your eligibility to receive a new credit card. If you've opened up five or more new credit cards in the last 24 months, you will most likely be declined for a new Chase credit card. -- Lee Huffman, credit card expert at BaldThoughts.com.

About Our Rankings

Our experts comb through the entire MoneyGeek database each month and select all the Chase cards that offer travel rewards. The in-depth comparison that follows to select the best of the lot focuses on parameters such as annual fees, APRs, welcome offers, rewards/cash back rates and foreign transaction fees.

If you think you might benefit more by getting a travel card through a different card issuer, consider taking a look at our selection of all the top travel credit cards.

Top Rating Criteria for Chase Cards

lowInterestAPR
APR (Avg Value)
annualFee
Annual Fee (Avg Value)
rewards
Has Rewarding Welcome Offer

How to Compare Chase Credit Cards & Intro Offers

There are many Chase travel credit cards to choose from, which is why you need to compare your options based on different factors.

1

Co-branded or not

If your travels involve using any particular group of hotels or airlines more than others, you may benefit by getting a co-branded Chase travel credit card. Some of the top examples include the IHG Rewards Club Premier Card, the Aer Lingus Visa Signature Card, the British Airways Visa Signature Card, the Iberia Visa Signature Card, the Marriott Bonvoy Bold Card and the World of Hyatt Card.

2

Annual fees

Determine if you might earn enough rewards/cash back and make ample use of a card’s benefits before getting one that charges an annual fee. Some no-annual-fee Chase travel cards include the Freedom Unlimited Credit Card, the Freedom Flex Credit Card, the IHG Rewards Club Traveler Credit Card and the United Gateway Credit Card.

3

APR

Chase travel credit cards tend to charge higher APRs than its cards without rewards/cash back. If you plan to carry outstanding balances on your card from one month to the next, you might be better off looking at what low APR cards from Chase have to offer.

4

Welcome offer

The best Chase credit cards for travel typically come with welcome bonus offers for new cardholders. For instance, you may stand to get a predetermined amount of reward points or cash back if you spend at least a preset amount within a stipulated time frame. Some of these cards come with introductory 0% APR offers for purchases and/or balance transfers too.

5

Rewards/cash back rate

The rewards/cash back rate may vary based on the card you get. For example, the IHG Rewards Club Premier Credit Card offers up to 25x points per dollar on spending at IHG Hotels and Resorts. It changes to up to 15x points with the no-annual-fee IHG Rewards Club Traveler Credit Card.

6

Foreign transaction fees

If you intend to use your Chase travel credit card outside of the U.S., look for one that comes without foreign transaction fees. Otherwise, you may be charged up to 3% extra on every international transaction. Some of the Chase travel cards that do away with this fee include the United Gateway Credit Card, the IHG Rewards Club Traveler Credit Card, the British Airways Visa Signature Card and the Iberia Visa Signature Card.

7

Added perks/features

If you get a co-branded card, you may expect brand-specific benefits. For instance, the IHG Rewards Club Premier Credit Card comes with a free anniversary reward night each year. The British Airways Visa Signature Card, on the other hand, offers up to $600 reward flight statement credits each year. Other benefits you may get include free checked bags, automatic or accelerated elite status, purchase protection and travel insurance coverage.

Further Reading

About the Author


expert-profile

Rajiv Baniwal has been writing about different financial topics for over 15 years. Meticulous in his research, he makes sure he provides accurate and up-to-date information. His areas of expertise include mortgages, personal loans, credit cards, insurance and international money transfers.