Best Chase Credit Cards for Travel in 2023

We like the IHG® Rewards Premier Credit Card because it offers multiple benefits for IHG Rewards Club members. For starters, it has a good spend-based welcome bonus on offer. You earn 175,000 bonus points after spending $3,000 on purchases in the first three months. Plus, you also earn 10,000 bonus points and a $100 statement credit if you spend $20,000 on purchases and make at least one additional purchase every account anniversary year.

You earn up to 26X reward points when you spend at IHG properties. Spending on travel, dining and at gas stations comes with 5X points. All other eligible purchases earn 3X points. When it comes to redeeming your points, you get to choose from reward nights, online shopping, magazine subscriptions, airline miles, and more.

Once you get your IHG Rewards Club Premier Credit Card, you get IHG Rewards Club Platinum Elite status automatically. This qualifies you for a reward night after each account anniversary. When you use your points to pay for three or more nights, you get an additional reward night.

Not having to pay foreign transaction fees can lead to savings when you use this card outside of the U.S. Other benefits come in the form of Global Entry/TSA PreCheck fee credit, baggage delay insurance, lost luggage reimbursement, trip cancellation/trip interruption insurance and purchase protection.

The IHG Rewards Club Premier Credit Card comes with an $99 annual fee.

Pros

• Significant number of bonus points for the taking
• Complementary IHG Rewards program’s Platinum Elite status
• Use your points for reward nights or redeem them for other awards
• Reward nights
• Pay no foreign transaction fees
• Fee credit toward Global Entry/TSA PreCheck

• Earn 175,000 bonus points after spending $3,000 on purchases in the first three months.
• Stand to earn 10,000 bonus points each year by spending $20,000 on purchases and making one additional purchase.
• Earn up to 26X points when you stay at IHG hotels (10x points as an IHG Rewards Club Premier cardholder, 10x points as an IHG Rewards Club member and 5x points as a Platinum Elite status holder).
• Earn 5X points when you spend on travel, dining and at gas stations
• Get elevated to IHG Rewards Platinum Elite status automatically.
• Get a free reward night after every account anniversary.
• Qualify for an added free night when you use reward points to pay for stays of three or more nights.
• Get protection when you’re traveling through trip cancellation/trip interruption insurance, lost luggage reimbursement and baggage delay insurance.
• Safeguard your purchases against damage and theft (up to $500 per claim) for 120 days through purchase protection.
• Get a $100 credit as reimbursement for Global Entry/TSA PreCheck fees every four years.

Disclaimer: Credit card offers are constantly changing. We work hard to stay updated with the latest information, but the offers listed on our site may no longer be available.

We're in love with the Chase Freedom Unlimited® because it comes with no annual fee and gives you the ability to earn unlimited rewards. In the first three months of account opening, you can earn a $200 bonus after you spend $500 on purchases. Additionally, spending a minimum of $12,000 on groceries in the first year (except at Walmart and Target) can earn you an easy $600 cash back. Another plus is that the cash back rewards you earn don't expire for the life of the card.

An intro 0% APR on purchases for the first 15 months enables you to make big-ticket purchases without having to pay interest — provided you repay the entire amount during the intro period. Cardholders can also eliminate interest on existing debt with a balance transfer. You'll enjoy 15 months with no interest to pay off your transferred balances After the promo period expires, you might benefit by getting a low ongoing rate depending on your credit score.

Complimentary purchase and travel protection might come in handy in various scenarios, such as if you miss your flight or an item is damaged or stolen after you buy it.

If you use Lyft to get around, you stand to benefit even more — by earning 5% cash back until March 2025.

Pros

• No annual fees
• 0% APR on purchases for 15 months from account opening, then a variable APR of 19.49% –28.24%
• Intro bonus cash back offer
• Earn 5% cash back on travel purchases through Chase Ultimate Rewards
• Earn 3% cash back on dining-related purchases
• Earn 3% cash back on drugstore purchases
• Earn 1.5% cash back on all other purchases
• You may earn unlimited cash back that never expires
• Redeem rewards for cash back, for gift cards, for travel or through Amazon.com
• Get complimentary purchase and travel coverage

• Pay $0 annual fee for the life of your card
• Pay no interest on purchases for the first 15 months, after which a creditworthiness-dependant APR of 19.49% –28.24% applies
• Travel purchases through Chase Ultimate Rewards earn 5% cash back
• Spending at restaurants, on takeout and through other eligible delivery services, as well as drugstore purchases, earn 3% cash back
• All other purchases earn 1.5% cash back
• You get to earn unlimited cash back rewards, and they don't expire as long as your account remains active
• Different ways to redeem your cash back include receiving a statement credit, withdrawing it through a direct deposit, using it to get gift cards or using it to pay for travel
• Zero liability protection, 24/7 fraud protection, purchase protection and extended warranty protection are in place to provide extra peace of mind
• Feel better when traveling by knowing that you have access to travel and emergency assistance services, trip cancellation/interruption insurance and auto rental collision damage coverage.

Disclaimer: Credit card offers are constantly changing. We work hard to stay updated with the latest information, but the offers listed on our site may no longer be available.

We recommend this credit card from Chase to Aer Lingus frequent flyers who wish to capitalize on their spending by earning Avios points faster. You earn 3 Avios points per dollar on flight purchases with Aer Lingus, Iberia and British Airways and 2 Avios points per dollar on hotel accommodation booked directly through hotels and 1 Avios point on all other purchases.

You and all authorized cardholders on your account get priority boarding on Aer Lingus flights that depart from and return to the U.S. from Ireland. Spending $30,000 on purchases in a year brings with it a complimentary economy companion ticket that remains valid for 12 months. You also stand to earn a sizable spend-based welcome bonus.

The Aer Lingus Visa Signature® Card comes with purchase protection and basic travel insurance coverage. Using this card outside of the U.S. is ideal as it does not charge foreign transaction fee. However, it comes with a $95 annual fee.

Pros

• No foreign transaction fee
• Earn up to 100,000 Avios. Earn 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening and earn an additional 25,000 Avios after spending $20,000 in the first 12 months of account opening.
• Earn 3x Avios per dollar spent on airline tickets at select airlines
• Earn 2x Avios per dollar spent on hotel reservations
• Earn 1x Avios per dollar spent on other purchases
• Get a companion ticket for spending $30,000 within a year
• Contactless payments
• Priority boarding on Aer Lingus flights

• No foreign transaction fee
• Get an annual companion ticket on spending $30,000
• Priority boarding on Aer Lingus flights
• Earn 3x Avios per dollar on making purchases with partner airlines
• Earn 2x Avios per dollar on hotel reservations
• Earn 1x Avios per dollar on all other purchases
• Redeem Avios to book flights with Aer Lingus and other partner airlines

Disclaimer: Credit card offers are constantly changing. We work hard to stay updated with the latest information, but the offers listed on our site may no longer be available.

If you use British Airways frequently, you might benefit by getting the British Airways Visa Signature® Card. You earn 3 Avios points per $1 spent on flight purchases through British Airways, Aer Lingus and Iberia, and 2 Avios points per $1 spent on hotel accommodation.

You get a 10% discount on British Airways flights that originate in the U.S. when you book through the Chase-specified website. If you spend $30,000 on purchases in a year, you get a complimentary Travel Together Ticket that remains valid for two years. You also get to earn up to $600 Reward Flight Statement Credits each year.

While this card comes with no foreign transaction fee, it charges a $95 annual fee. Additional benefits include purchase protection, extended warranty, baggage delay insurance and lost luggage reimbursement.

Pros

• Generous welcome offer
• Potential to earn high Avios points
• No foreign transaction fees
• Great travel-specific features
• No penalty APR

• Potential to earn 100,000 Avios points as a welcome bonus. Earn 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening and earn an additional 25,000 Avios after spending $20,000 in the first 12 months of account opening.
• 10% discount while booking British Airways flights
• Earn up to $600 statement credits every year
• Earn 3x Avios per dollar spent on airline tickets at select airlines
• Earn 2x Avios per dollar spent on hotel reservations
• Earn 1x Avios per dollar spent on other purchases
• Spend Avios points with oneworld Alliance partners

Disclaimer: Credit card offers are constantly changing. We work hard to stay updated with the latest information, but the offers listed on our site may no longer be available.

We feel that the Iberia Visa Signature® Card might work well for people who are frequent Iberia flyers. While this card comes with an annual fee, it offers 10% discount when you book flights through iberia.com/Chase10. You also stand to get a $1,000 discount voucher to use toward two tickets on the same flight each year by spending $30,000 on purchases in a year.

This card offers higher reward points. You earn 3 Avios points per $1 on purchases made directly with Iberia, British Airways and Aer Lingus, you earn 3 Avios points per $1 on hotel accommodations booked directly through hotels. And 1 Avios point on all other purchases.

Using this card outside of the U.S. makes sense as it comes with no foreign transaction fees.

Pros

• Generous welcome offer of Avios points
• High rate of earning Avios points
• Low surcharges from Iberia
• Visa Signature benefits
• No foreign transaction fees
• Travel-specific features

• 100,000 Avios welcome offer. Earn 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening and earn an additional 25,000 Avios after spending $20,000 in the first 12 months of account opening.
• Possible to earn a $1,000 discount voucher
• 10% discount on flights booked with Iberia

Disclaimer: Credit card offers are constantly changing. We work hard to stay updated with the latest information, but the offers listed on our site may no longer be available.