What is the average credit score needed to get approved for a Southwest Rapid Rewards® Priority Credit Card?

With a minimum credit score of 670, you have the best approval odds for Southwest credit cards.

Is the Southwest Rapid Rewards® Priority Credit Card application process lengthy? Can you prequalify?

You can get pre-approved for all the Chase cards through Chase's pre-qualification application. The pre-approval process is a good way to find out which Chase cards fit your needs.

What information is needed to apply for a Southwest Rapid Rewards® Priority Credit Card?

You'll need to provide your name, address, date of birth, mother's maiden name, contact details and Social Security number.

Does the Southwest Rapid Rewards® Priority Credit Card have good customer service or satisfaction?

Yes, they rank high in customer satisfaction and their call center is available 24/7.

Does the Southwest Rapid Rewards® Priority Credit Card have a mobile app or the option to pay or manage your account online?

Yes, you can use the Chase mobile app to monitor your expenses, track your credit score and make payments.

Does the Southwest Rapid Rewards® Priority Credit Card raise credit limits automatically or charge for limit increases?

There are four ways to increase your credit limit. You can apply for a new card, request a credit limit increase, receive an automatic credit limit increase or respond to a targeted credit limit increase offer.

Does the Southwest Rapid Rewards® Priority Credit Card offer the option to freeze your credit/account or have other security features?

Yes, you can deactivate your card in the event of theft or misplacement and reactivate it when you are sure that your card is safe.

Does Chase offer other credit cards besides the Southwest Rapid Rewards® Priority Credit Card?

Yes, Chase offers many different credit cards for personal and business use in addition to the Southwest Rapid Rewards® Priority Credit Card.

MoneyGeek’s Take

Southwest Rapid Rewards® Priority Credit Card Review

The Southwest Rapid Rewards® Priority Credit Card has a solid rewards program and lets customers use their points to book flights. If you're searching for a credit card to take with you overseas, the Southwest Airlines Rapid Rewards is a good option. You could benefit most from the card bonuses if you travel with the airline on a frequent basis.

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

Southwest Rapid Rewards® Priority Credit Card
A great card for Southwest frequent flyers
- 1–2 Points per $1Rewards Rate
- 21.24% – 28.24% VariableAPR
- $149Annual Fee
- Good–ExcellentRecommended Credit
The Southwest Rapid Rewards® Priority Credit Card is a gem for travelers, particularly those frequently flying Southwest. Right out of the gate, it rewards you with an impressive welcome bonus, and the perks don't stop there. Every year, you'll be gifted anniversary points and a travel credit with Southwest. If you're abroad, you can use this card without any worries about foreign transaction fees. While it does come with an annual fee, the card's generous rewards, especially on Southwest purchases, can easily offset that. Whether you're catching a flight or just commuting, this card ensures you're always earning.
Pros
Sizable welcome offer
Up to 3X points per dollar on category-based spending
7,500 bonus points each year
$75 annual Southwest travel credit
Four availability-based upgraded boardings per year
25% back on in-flight purchases
No foreign transaction fees

Cons
Annual fee
No priority boarding or airport lounge access
Balance transfer and cash advance fee
Annual fee of $149
Spend-based welcome bonus
3X points per dollar on Southwest purchases
2X points per dollar on multiple bonus categories
1X points per dollar on all other purchases
7,500 bonus points every year
$75 annual Southwest travel credit
Four upgraded boardings per year, based on availability
25% savings on in-flight purchases
No foreign transaction fees
Purchase protection and extended warranty
Baggage delay insurance and lost luggage reimbursement
Disclaimer: Credit card offers are constantly changing. We work hard to stay updated with the latest information, but the offers listed on our site may no longer be available.
Terms, rates and fees apply
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WHY TRUST OUR REVIEWS

When evaluating credit cards, we adhere to a well-defined and standardized methodology. Collecting information from the Consumer Finance Protection Bureau's database, standardizing data points for easy comparison, predicting average expenditure profiles, assessing long-term worth and performing frequent re-rankings are all part of our process.

The Southwest Rapid Rewards® Priority Credit Card is ideal for people who like to travel. With a generous sign-up bonus of 60,000 bonus points plus a 30% off promo code after spending $3,000 on purchases in the first 3 months from account opening, you’ll earn 3X points per $1 spent on Southwest purchases and 2X points per $1 spent on Rapid Rewards hotel and car rental partner purchases. The Southwest Rapid Rewards priority credit card offers you a $75 annual Southwest travel credit, 25% off in-flight refreshments and Wi-Fi and up to four free upgraded boardings each year. You’ll also get one point for every $1 you spend on other purchases.

Southwest Rapid Rewards® Priority Credit Card Overview

The Southwest Rapid Rewards® Priority Credit Card has a robust rewards program that gives cardholders the opportunity to maximize their rewards.

Quick Take

Annual fee of $149
Spend-based welcome bonus
3X points per dollar on Southwest purchases
2X points per dollar on multiple bonus categories
1X points per dollar on all other purchases
7,500 bonus points every year
$75 annual Southwest travel credit
Four upgraded boardings per year, based on availability
25% savings on in-flight purchases
No foreign transaction fees
Purchase protection and extended warranty
Baggage delay insurance and lost luggage reimbursement

Important Card Details

Before applying for any credit card, it’s important to understand the terms and conditions to ensure it’s the right card for you.

Annual Fees
This card’s annual fee is on the high side, which costs $149 per year. Regardless of how expensive it is, the card does have some perks that make it worthwhile if you fly Southwest more than once per year.
Foreign Transaction Fees
Purchases made outside the United States, including online purchases, are not subject to a foreign transaction fee.
High Regular APR
The Southwest Rapid Rewards® Priority Credit Card's ongoing APR stands between 20.99% – 27.99% variable, which is higher than other credit cards that are not rewards-based and have only introductory APRs.

Additional Benefits

There are other features of the Southwest Rapid Rewards® Priority Credit Card that may make it a worthwhile addition to your wallet.

How the Southwest Rapid Rewards® Priority Credit Card Compares To Other Cards

Despite its annual fee, the Southwest Rapid Rewards® Priority Credit Card’s benefits and features outweigh the cost for frequent Southwest users. This is why people who travel often consider the annual fee worthwhile compared to other cards in the same category. However, if you’re not a frequent Southwest customer, other cards could be a better fit for your needs.

How the Southwest Rapid Rewards® Priority Credit Card Compares

Southwest Rapid Rewards® Priority Credit Card

Annual Fee: $149
Purchase APR: 20.99% – 27.99% Variable
Welcome Bonus: 60,000 bonus points plus a 30% off promo code after spending $3,000 on purchases in the first 3 months from account opening.
International Transaction Fee: $0
Mini Verdict: Best for people who travel on Southwest often and want many perks and bonuses.

United Explorer Card

Annual Fee: $0 Intro for First Year, then $95
Purchase APR: 21.49% – 28.49% Variable
Welcome Bonus: 50,000 bonus miles after you spend $1,000 on purchases in the first 3 months
International Transaction Fee: $0
Mini Verdict: Ideal for people who are looking to save on credit cards and don't travel frequently.

Frequently Asked Questions

sources

Southwest. "Rapid Rewards Consumer Credit Cards." Accessed December 14, 2021.
Consumer Finance Protection Bureau. "Credit card agreement database." Accessed December 14, 2021.

*Rates, fees or bonuses may vary or include specific stipulations. The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. We recommend visiting the card issuer’s website for the most up-to-date information available.
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