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- World of Hyatt Credit Card
A great rewards card for travelers who like staying at Hyatt Hotels and Resorts
- 1–2 Points per $1Rewards Rate
- 21.49% – 28.49% VariableAPR
- $95Annual Fee
- Good–ExcellentRecommended Credit
MoneyGeek follows a meticulous review process where we gather data from the Consumer Finance Protection Bureau’s database, standardize data points for fair comparison, determine the long-term value of cards and re-rank our cards periodically.
In this review of the World of Hyatt Credit Card, we take a look at its features and benefits to determine if the card makes sense for you. The card comes with an annual free night certificate that can be used at many Hyatt hotels and resorts. It also includes a complimentary World of Hyatt “Discoverist” status. The quick reward accumulation rate and valuable redemptions ensure that you can quickly reach elite status with Hyatt.
World of Hyatt Credit Card Overview
With the Chase World of Hyatt credit card, you can earn up to 9x reward points for purchases at Hyatt properties while earning 2x reward points for other expenses, including air travel, local transit and fitness club memberships. For other purchases, you earn 2x points during the first six months and then 1x after that. You also get automatic Discoverist status in the World of Hyatt loyalty program.
You can redeem your points at attractive rates at Hyatt properties in the form of rooms and dining rewards. You can also transfer points to several airline partners, redeem points for dining and spa experiences and use your reward points to upgrade your stays.
>>MORE: CHASE ULTIMATE REWARDS: PROGRAM GUIDE
Quick Take
- Get the World of Hyatt Discoverist status for the life of your card.
- Stand to earn up to 60,000 bonus points as a new cardholder. 30,000 bonus points if you spend $3,000 in the first 3 months. Plus up to 30,000 more bonus points, with 2 points per $1 spent on purchases that earn 1 point, up to $15,000 in the first 6 months
- Earn 2 points per $1 when dining out, on flight tickets purchased directly from airlines, on local transit and commuting and on gym/fitness club memberships.
- Earn 9 points per $1 at Hyatt stays and experiences as a World of Hyatt member.
- Get one night's free stay at any category 1–4 Hyatt hotel or resort every year.
- Get an extra night's free stay if you spend at least $15,000 in a calendar year.
- Get five qualifying night credits towards your next tier status each year.
- Get two additional qualifying night credits each time you spend $5,000.
- Get room upgrades depending on your membership status.
- This card comes with baggage delay insurance, lost luggage reimbursement, trip cancellation/trip interruption insurance and purchase protection.
- Access to the Visa Signature Concierge service gives you easy means to book tickets, make reservations and discover local offers.
Important Card Details
Regular APR
The World of Hyatt Credit Card comes with a fairly high variable APR of 21.49% – 28.49% . For cash advances, there is a variable APR of 29.99% while the penalty APR is 29.99% variable.
Cash Back Reward Rate
With this card, you can earn up to nine reward points for every $1 spent at Hyatt with four points coming from your credit card account and five coming from your World of Hyatt membership. You also earn 2x points for transit, dining, fitness club, and flight purchases made on the card.
Other Charges
The card comes with an annual fee of $95 and the balance transfer fee is $5 or 5% of the transfer amount, whichever is greater. There are no foreign transaction fees.
Additional Benefits
With the World of Hyatt Credit Card, you get several additional benefits and features, including:
- Elite status perks: Since the card comes with Discoverist elite status with World of Hyatt, you get to enjoy several perks. These include expedited check-ins, preferred room bookings, late checkouts, 10% bonus points on eligible purchases, free premium internet and more.
- Travel insurance features: With the card, you get several travel insurance features that can make your trips safer. These include trip interruption and cancellation insurance, travel accident insurance, baggage delay insurance, secondary auto rental coverage and reimbursements for trip delays and lost luggage.
- No foreign transaction fees: You can put this card at the front of your wallet when you’re traveling abroad since there are no fees charged while making international purchases.
- Purchase protections: For eligible purchases, you get purchase protection coverage for up to 120 days on eligible items with a limit of $500 per claim and $50,000 per account.
- Security features: You can use the Chase app to lock your card and prevent unauthorized use. You can also use Chase Credit Journey to get regular credit reports and monitor your credit standing.
How the World of Hyatt Credit Card Compares To Other Cards
The World of Hyatt Credit Card presents excellent value for users who have an existing loyalty to the Hyatt brand or want to get elite status with the World of Hyatt membership program. However, you should also look at other alternatives to get a better idea about which card would be right for you.
In-Depth Credit Card Comparisons:
How the World of Hyatt Credit Card Compares
World of Hyatt Credit Card
- Annual Fee: $95
- Reward Rate: 1x–9x reward points
- Free Stays: Maximum 2 nights per year
- Discoverist status with Hyatt
- Best for: Travelers with loyalty to Hyatt
Marriott Bonvoy Boundless® Credit Card
- Annual Fee: $95
- Reward Rate: 1x–17x reward points
- Free Stays: Maximum 3 nights per year
- Silver Elite status with Marriott
- Best for: Travelers with loyalty to Marriott
Frequently Asked Questions
sources
- Chase. "World of Hyatt Credit Card." Accessed August 29, 2021.
- Consumer Finance Protection Bureau. "Credit card agreement database." Accessed August 29, 2021.
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