The Marriott Bonvoy Boundless® Credit Card is for travelers who want to amp up their earning and redemption rewards from Marriott-branded hotels. The 2x earning on all purchases is a simple and easy way to quickly earn points for redemptions at participating Marriott properties. This card has a relatively high APR on purchases, balance transfers and cash advances. However, the lack of transaction fees means you’ll want to carry this card in your wallet when you’re traveling abroad.
MoneyGeek’s Take
Marriott Bonvoy Boundless® Credit Card Review
Updated: June 10, 2024
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Marriott Bonvoy Boundless® Credit Card
Rewards Rate
Earn 6 points per dollar at Marriott Bonvoy hotels...APR
21.49% – 28.49% VariableAnnual Fee
$95Recommended Credit
670-850 (Good to Excellent)- We feel the Marriott Bonvoy Boundless® Credit Card is a great option for people who stay at Marriott properties because of its generous welcome offers.You earn 6X points per dollar spent at Marriott Bonvoy hotels, 3X points per dollar on the first $6,000 spent in the combined categories of groceries, gas and dining per year. All other purchases come with 2X points. Your points remain valid as long as you use your card to make at least one purchase every 24 months.As a Marriott Bonvoy Boundless cardholder, you get to enjoy a free night award on each account anniversary, subject to some terms and conditions.Using this card outside of the U.S. is perfect as it comes with no foreign transaction fees. You can travel in peace knowing that you have access to complimentary baggage delay insurance, lost luggage reimbursement and trip delay reimbursement.If you use this card at Marriott properties often enough, offsetting its $95 annual fee should be easy.
All information about the Marriott Bonvoy Boundless® Credit Card has been collected independently by Moneygeek.com and has not been reviewed by the issuer."
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Marriott Bonvoy Boundless® Credit Card Overview
With the Marriott Bonvoy Boundless® Credit Card, for a limited time offer you have the potential to earn 5 free nights after spending $5,000 in purchases during the first three months of activating your account (each night is worth up to 50,000 points).
Quick Take
- Limited time offer! Earn five Free Nights (valued at 50,000 points for each night) after spending $5,000 on purchases within the first three months of account opening.
- Earn 6X points per dollar spent at Marriott Bonvoy hotels, 3X points on up to a combined total spending of $6,000 on dining and at gas stations and grocery stores per year.
- Earn 2X points on all other purchases.
- Redeem points for free nights, for Lyft rides, for shopping or for car rentals
- Transferring your reward points to partner airline frequent flyer programs is an option
- You qualify for a free award night each year at properties with redemption levels of up to 35,000 points. These night awards start at 7,500 points. They remain valid for 12 months. In some cases, resort fees might apply.
- You may receive up to 15 Elite Night credits each year.
- Other than free nights, you may redeem your points for booking flight tickets and car rentals.
- You have the option of sharing your points with other members of the Marriott Bonvoy program and of pooling your points across multiple accounts.
- All cardholders may benefit through trip delay reimbursement, lost luggage reimbursement and baggage delay insurance.
- No Foreign Transaction Fees. Your points don't expire as long as you make purchases on your card every 24 months.
- Member FDIC
Important Card Details
Cardholders pay various fees with the Chase Marriott Bonvoy Boundless card. While the card does not have foreign transaction fees, you will need to pay an annual fee as well as a balance transfer and cash advance fee. With its variable APR on purchases and balance transfers, you may need to ensure that you do not delay in making your monthly payments as this will result in high interest.
Variable APR on purchases and balance transfer
The Marriott Bonvoy Boundless® Credit Card comes with a fairly high variable APR ranging from 21.49% – 28.49% depending on your creditworthiness. This APR applies to purchases as well as balance transfers. However, cash advances have an APR of 2%.
Balance Transfer Fee
Marriott Bonvoy Boundless® Credit Card customers pay $5 or 5% of the transaction amount for transferring cash from another card, whichever is higher. That means if you transfer $100, you will pay $5.
Cash Advance Fee
The cash advance fee for this card is $10 or 5% of the advance amount, depending on which is higher. Therefore, if you request a cash advance of $100, you will pay a fee of $10.
Annual Fee
With this card, you will be charged an annual fee of $95.
Late Fee
You will pay up to $40 for making your payments past the due date. You will also get a penalty APR of 29.99%.
Additional Benefits
Beyond the points you can get with this card, the Marriott Bonvoy Boundless® Credit Card offers other benefits and features. Read through them to understand if the card is right for you.
- Balance transfers: The card allows you to transfer outstanding balances from other cards. However, due to its high APR on balance transfers, you may want to avoid using this feature.
- Contactless pay: The Marriott Bonvoy Boundless® Credit Card supports contactless pay. You will only need to tap your card to the checkout terminal to settle your transactions.
- Purchase Protection: You will get coverage for your new purchases against theft and damage for a maximum of 120 days against theft and damage. The limits for these are $500 per claim and $50,000 per account.
- Customer Service: You will receive complimentary Visa signature concierge services. That means you will receive help with finding the best sports and entertainment events as well as making dinner reservations.
- Baggage delay reimbursement: Cardholders get reimbursement for important purchases such as clothes and toiletries if their baggage delays for more than six hours, up to $100 per day for five days. For lost or damaged luggage, you get coverage of up to $3,000.
- Elite Night Credits: Each year, you will get 15 elite night credits.
How the Marriott Bonvoy Boundless® Credit Card Compares To Other Cards
The Marriott Bonvoy Boundless® Credit Card stands out among other Marriot Bonvoy cards because of its generous rewards, including five free nights for meeting the threshold for qualifying purchases, up to 17 total points per $1 spent in a Marriott hotel and automatic Silver Elite status after each account anniversary. However, some people may prefer other options depending on the features they want in a card.
In-Depth Credit Card Comparisons:
How the Marriott Bonvoy Boundless® Credit Card Compares
Marriott Bonvoy Boundless® Credit Card
- Annual Fee: $95
- Purchase APR: 21.49% – 28.49% variable
- Balance Transfer Fee: 5%
- Foreign transaction fee: $0
- Cash Advance Fee: $10 or 5%
- Hotel reward rate: 6X
- Cash Back Reward: None
- Best For: Overseas travel with a focus on the hotel benefits
IHG One Rewards Traveler Credit Card
- Annual Fee: $0
- Purchase APR: 21.49% - 28.49% variable
- Balance Transfer Fee: 5%
- Foreign transaction fee: $0
- Cash Advance Fee: 5%
- Hotel reward rate: 17X
- Cash Back Reward: None
- **Best For:**Ideal for travelers seeking a card with no annual fees but with more hotel rewards than the Marriott Bonvoy Boundless® Credit Card.
Frequently Asked Questions
What is the average credit score needed to get approved for the Marriott Bonvoy Boundless® Credit Card?
You need a good or excellent credit score to get approved for a Marriott Bonvoy Boundless® Credit Card.
Does the Marriott Bonvoy Boundless® Credit Card report to all three credit bureaus?
Yes, this card reports to all three credit bureaus.
Is the Marriott Bonvoy Boundless® Credit Card application process lengthy? Can you prequalify?
The Marriott Bonvoy Boundless® Credit Card application process is quite simple. You can submit the application online via the Chase website.
What information is needed to apply for the Marriott Bonvoy Boundless® Credit Card?
Your name, mailing address, financial information such as your gross income and contact information are needed during the application process.
Does the Marriott Bonvoy Boundless® Credit Card have a mobile app or the option to pay or manage your account online?
There is a Marriott Bonvoy Boundless® Credit Card mobile app where cardholders can check their card status, book relevant amenities and contact customer support.
Does the Marriott Bonvoy Boundless® Credit Card raise credit limits automatically or charge for limit increases?
Your Marriott Bonvoy Boundless® Credit Card credit limit won’t change automatically. However, your status automatically changes to Silver elite after your account’s anniversary.
Does the Marriott Bonvoy Boundless® Credit Card offer the option to freeze your credit/account or have other security features?
Marriott Bonvoy Boundless® Credit Card does not have the option to freeze your account. The contactless pay feature ensures the security of all transactions made using the card.
Does the Marriott Bonvoy Boundless® Credit Card offer other credit cards besides Marriott Bonvoy Boundless® Credit Card?
Several other Chase Marriott Bonvoy cards exist aside from this card. They include the IHG® Rewards Traveler Credit Cards, card, Marriott Bonvoy Bold® Credit Card and many others.
About Doug Milnes, CFA
Doug Milnes is a CFA charter holder with over 10 years of experience in corporate finance and the Head of Credit Cards at MoneyGeek. Formerly, he performed valuations for Duff and Phelps and financial planning and analysis for various companies. His analysis has been cited by U.S. News and World Report, The Hill, the Los Angeles Times, The New York Times and many other outlets.
Milnes holds a master’s degree in data science from Northwestern University. He geeks out on helping people feel on top of their credit card use, from managing debt to optimizing rewards.
*Rates, fees or bonuses may vary or include specific stipulations. The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. We recommend visiting the card issuer’s website for the most up-to-date information available.
Editorial Disclosure: Opinions, reviews, analyses and recommendations are the author’s alone and have not been reviewed, endorsed or approved by any bank, credit card issuer, hotel, airline, or other entity. Learn more about our editorial policies and expert editorial team.
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Editorial Disclosure: Opinions, reviews, analyses and recommendations are the author’s alone and have not been reviewed, endorsed or approved by any bank, credit card issuer, hotel, airline, or other entity. Learn more about our editorial policies and expert editorial team.
Advertiser Disclosure: MoneyGeek has partnered with CardRatings.com and CreditCards.com for our coverage of credit card products. MoneyGeek, CardRatings and CreditCards.com may receive a commission from card issuers. To ensure thorough comparisons and reviews, MoneyGeek features products from both paid partners and unaffiliated card issuers that are not paid partners.