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  • Marriott Bonvoy Boundless® Credit Card

    An excellent card for earning reward points and free nights at Marriott hotels

    • 2 Points per $1Rewards Rate
    • 21.49% – 28.49% VariableAPR
    • $95Annual Fee
    • Good–ExcellentRecommended Credit

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The Marriott Bonvoy Boundless® Credit Card is for travelers who want to amp up their earning and redemption rewards from Marriott-branded hotels. The 2x earning on all purchases is a simple and easy way to quickly earn points for redemptions at participating Marriott properties. This card has a relatively high APR on purchases, balance transfers and cash advances. However, the lack of transaction fees means you’ll want to carry this card in your wallet when you’re traveling abroad.

Marriott Bonvoy Boundless® Credit Card Overview

With the Marriott Bonvoy Boundless® Credit Card, you have the potential to earn 3 free nights after spending $3,000 in purchases during the first three months of activating your account (each night is worth up to 50,000 points). You also get 10X total points for making combined purchases of up to $2,500 on groceries, meals and gas within the first six months of getting your card. You also get several other rewards.

Quick Take

  • Earn three free night awards (each night valued at up to 50,000 points) by spending $3,000 on purchases in the first three months.
  • Earn 10x points during the first six months on up to a combined total spending of $2,500 at gas stations, restaurants and grocery stores.
  • Spending at Marriott properties comes with up to 17x points (10x points toward your Marriott Bonvoy membership, 6x points toward your Marriott Bonvoy Boundless card and 1x points on account of your complimentary Silver Elite status).
  • You get 2x points on all other purchases.
  • Redeem points for free nights, for Lyft rides, for shopping or for car rentals
  • Transferring your reward points to partner airline frequent flyer programs is an option
  • You qualify for a free award night each year at properties with redemption levels of up to 35,000 points. These night awards start at 7,500 points. They remain valid for 12 months. In some cases, resort fees might apply.
  • You may receive up to 15 Elite Night credits each year.
  • Other than free nights, you may redeem your points for booking flight tickets and car rentals.
  • You have the option of sharing your points with other members of the Marriott Bonvoy program and of pooling your points across multiple accounts.
  • All cardholders may benefit through trip delay reimbursement, lost luggage reimbursement and baggage delay insurance.

Important Card Details

Cardholders pay various fees with the Chase Marriott Bonvoy Boundless card. While the card does not have foreign transaction fees, you will need to pay an annual fee as well as a balance transfer and cash advance fee. With its variable APR on purchases and balance transfers, you may need to ensure that you do not delay in making your monthly payments as this will result in high interest.

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    Variable APR on purchases and balance transfer

    The Marriott Bonvoy Boundless® Credit Card comes with a fairly high variable APR ranging from 20.49% – 27.49% depending on your creditworthiness. This APR applies to purchases as well as balance transfers. However, cash advances have an APR of 2%.

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    Balance Transfer Fee

    Marriott Bonvoy Boundless® Credit Card customers pay $5 or 5% of the transaction amount for transferring cash from another card, whichever is higher. That means if you transfer $100, you will pay $5.

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    Cash Advance Fee

    The cash advance fee for this card is $10 or 5% of the advance amount, depending on which is higher. Therefore, if you request a cash advance of $100, you will pay a fee of $10.

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    Annual Fee

    With this card, you will be charged an annual fee of $95.

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    Late Fee

    You will pay up to $40 for making your payments past the due date. You will also get a penalty APR of 29.99%.

Additional Benefits

Beyond the points you can get with this card, the Marriott Bonvoy Boundless® Credit Card offers other benefits and features. Read through them to understand if the card is right for you.

  • Balance transfers: The card allows you to transfer outstanding balances from other cards. However, due to its high APR on balance transfers, you may want to avoid using this feature.
  • Contactless pay: The Marriott Bonvoy Boundless® Credit Card supports contactless pay. You will only need to tap your card to the checkout terminal to settle your transactions.
  • Purchase Protection: You will get coverage for your new purchases against theft and damage for a maximum of 120 days against theft and damage. The limits for these are $500 per claim and $50,000 per account.
  • Customer Service: You will receive complimentary Visa signature concierge services. That means you will receive help with finding the best sports and entertainment events as well as making dinner reservations.
  • Baggage delay reimbursement: Cardholders get reimbursement for important purchases such as clothes and toiletries if their baggage delays for more than six hours, up to $100 per day for five days. For lost or damaged luggage, you get coverage of up to $3,000.
  • Elite Night Credits: Each year, you will get 15 elite night credits.

How the Marriott Bonvoy Boundless® Credit Card Compares To Other Cards

The Marriott Bonvoy Boundless® Credit Card stands out among other Marriot Bonvoy cards because of its generous rewards, including three free nights for meeting the threshold for qualifying purchases, up to 17 total points per $1 spent in a Marriott hotel and automatic Silver Elite status after each account anniversary. However, some people may prefer other options depending on the features they want in a card.

In-Depth Credit Card Comparisons:
How the Marriott Bonvoy Boundless® Credit Card Compares

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Marriott Bonvoy Boundless® Credit Card

  • Annual Fee: $95
  • Purchase APR: 20.49% – 27.49% variable
  • Balance Transfer Fee: 5%
  • Foreign transaction fee: $0
  • Cash Advance Fee: $10 or 5%
  • Hotel reward rate: 6X
  • Cash Back Reward: None
  • Best For: Overseas travel with a focus on the hotel benefits
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IHG® Rewards Traveler Credit Card

  • Annual Fee: $0
  • Purchase APR: 20.49% – 27.49% variable
  • Balance Transfer Fee: 5%
  • Foreign transaction fee: $0
  • Cash Advance Fee: 5%
  • Hotel reward rate: 15X
  • Cash Back Reward: None
  • **Best For:**Ideal for travelers seeking a card with no annual fees but with more hotel rewards than the Marriott Bonvoy Boundless® Credit Card.

Frequently Asked Questions

*Rates, fees or bonuses may vary or include specific stipulations. The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. We recommend visiting the card issuer’s website for the most up-to-date information available.
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