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- Marriott Bonvoy Bold® Credit Card
Great no annual fee card for earning points at Marriot properties
- 1–2 Points per $1Rewards Rate
- 21.49% – 28.49% VariableAPR
- $0Annual Fee
- Good–ExcellentRecommended Credit
To determine the best credit cards, MoneyGeek utilized a detailed step-by-step assessment process. The first step was to obtain the relevant credit card information from the Consumer Finance Protection Bureau. We then generate standard data points and ideal spend profiles, outline the bonuses offered by each card option and carry out a continuous assessment of the information relating to each card every month.
The Marriott Bonvoy Bold is a strong, beginner-friendly points card with a good earning capacity. You earn double points on purchases made on travel purchases such as airfare, taxis, and trains, all without an annual fee. Another benefit of the Marriott Bonvoy Bold® Credit Card is its contactless pay capability. You only need to tap the card to a checkout terminal to make your payments. That makes the card more secure when used to settle your accommodation, travel and other related expenses. Moreover, cardholders do not pay international transaction fees.
Marriott Bonvoy Bold® Credit Card Overview
Marriott Bonvoy Bold® Credit Card customers are usually entitled to various bonuses and rewards.
>>MORE: CHASE ULTIMATE REWARDS: PROGRAM GUIDE
Quick Take
- Card users can earn unlimited points
- Only eligible purchases can apply to the $2,000 spend bonus
- Additional terms and conditions may apply
Important Card Details
While this card offers a sign-up bonus to new cardmembers, it is essential to mention that individuals who have the Premier credit card and Boundless credit card from Marriott Bonvoy in the past 24 months are not eligible to receive the bonus. However, the card is an ideal option for individuals seeking to supplement their rewards without an additional annual fee.
Variable APR on Purchases
The Marriott Bonvoy Bold® Credit Card has a variable APR of between 20.99% – 27.99% on all purchases. The rates depend on each market’s prime rates and the customer’s creditworthiness. The same APR rates apply for balance transfers as well as the My Chase Loan feature, although promotional offers with fixed APRs may be available on some accounts once in a while.
Penalty APR
Marriott Bonvoy Bold® Credit Card customers may also pay a penalty APR of up to 29.99% if they fail to make the minimum payment by the due date or if the payment is returned as unpaid. Most cardholders avoid this penalty since it may last indefinitely if it’s applied to their accounts.
My Chase Plan Fee
This is a fixed monthly rate charged on each eligible purchase transaction per month. For this card, the fee is 1.72% of the transaction cost, and this amount remains constant until you complete payment for your plan.
Balance transfer Fee
The Marriott Bonvoy Bold® Credit Card balance transfer fee is $5 or 5% of the amount transferred depending on whichever amount is higher. For instance, if you transfer $50 from another card to your Marriott Bonvoy Bold® Credit Card, you will pay $5 since 5% of $50 is $2.50, which is less than $5.
Late payment Fees
Marriott Bonvoy charges $40 as the late fee for the Marriott Bonvoy Bold® Credit Card as well as a return payment fee of the same amount.
Cash Advance Fee
You will pay $10 or 5% of the amount taken as cash advance based on whichever is greater.
Additional Benefits
There are several other features associated with this card besides its benefits and rewards.
How the Marriott Bonvoy Bold® Credit Card Compares To Other Cards
The Marriott Bonvoy Bold® Credit Card is one of the few cards that combine travel and purchase coverage with no annual fees. If you have good to excellent credit, you can make use of the card to enjoy various rewards. However, other cards may be better suited to your needs.
In-Depth Credit Card Comparisons:
How the Marriott Bonvoy Bold® Credit Card Compares
Marriott Bonvoy Bold® Credit Card
- Annual fee: $0
- Purchase APR: 20.99% – 27.99% variable
- Sign up bonus: Earn 50,000 points after you spend $1,000 in your first 6 months, plus 50,000 points after you stay 6 eligible paid nights at hotels participating in Marriott Bonvoy® through 1/31/24.
- Balance transfer fee: $5 or 5%
- Foreign transaction fee: $0
- Cash back fee: $10 or 5% on all purchases
- Best For: Travelers and loyal customers to Marriott Bonvoy
Hilton Honors American Express Card
- Annual fee: $0
- Purchase APR: 20.74% - 29.74% variable
- Sign up bonus: Earn 70,000 Hilton Honors Bonus Points and a Free Night Reward after you spend $1,000 in purchases on the Card in the first 3 months of Card Membership. Offer expires 7/19/2023.
- Balance transfer fee: $5 or 5%
- Foreign transaction fee: $0
- Cash back fee: $10 or 5% on all purchases
- Best For: Travelers seeking to earn more points on signup, and who are loyal to the Hilton chain of hotels
Frequently Asked Questions
sources
- Chase Credit Cards. "Marriott Bonvoy Bold: Hotel and Travel Credit Card." Accessed September 3, 2021.
- Marriott Bonvoy. "Marriott Bonvoy Credit Cards." Accessed September 3, 2021.
- J.D. Power. "2020 U.S. Credit Card Satisfaction Study." Accessed September 3, 2021.
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