The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.


  • British Airways Visa Signature® Card

    A good choice for British Airways loyalists looking to earn Avios


    • 1–5 Avios per $1Rewards Rate
    • 21.49% – 28.49% VariableAPR
    • $95Annual Fee
    • Good–ExcellentRecommended Credit

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In this review of the British Airways Visa Signature® Card credit card, we take a look at its features to help you determine if this is the right credit card for you. This co-branded British Airways card can be a good option for those who spend heavily on international travel and dining. With an excellent bonus offer and a generous rewards scheme, you can quickly earn points for travel. You can also use this card to fast-track your loyalty status with the British Airways membership program.

British Airways Visa Signature® Card Overview

The benefits that come with the British Airways Visa Signature® Card include a welcome offer of 75,000 Avios points after spending $5,000 or more with your card within the first three months of opening your account. Further, you can earn 3x Avios points for every dollar spent with British Airways and partner airlines like Iberia and Aer Lingus. Hotel bookings earn 2x Avios per dollar. For all other purchases, you get 1x points per dollar spent. You can redeem your points in many ways, including:

Quick Take

  • 75,000 Avios points as a welcome bonus
  • 10% discount while booking British Airways flights
  • Earn up to $600 statement credits every year
  • Earn 3x Avios per dollar spent on airline tickets at select airlines
  • Earn 2x Avios per dollar spent on hotel reservations
  • Earn 1x Avios per dollar spent on other purchases
  • Spend Avios points with Oneworld Alliance partners

Important Card Details

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    Regular APR

    The British Airways Visa Signature® Card comes with a moderately high variable APR of 21.24% – 28.24%. There is no introductory APR offer with this card. For cash advances, there is a variable APR of 29.99%. However, there is no penalty APR associated with this card, although any late fee will still apply.

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    Annual Fee

    The card charges an annual fee of $95.

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    Other Charges

    For balance transfers, the card charges $5 or 5% of the amount of the transfer, whichever is greater. For cash advances, the charge is $10 or 5% of each transaction, whichever is greater.

Additional Benefits

With the Chase British Airways Visa Signature card, you can expect several other features and benefits, including:

  • Access to events: As a cardholder, you have access to special events and experiences through Above and Beyond events. These can include luxury hotel stays, special tours and more.
  • Reimbursement for lost luggage: If any of your luggage, including checked and carry-on luggage, is lost or damaged during transit, you can claim reimbursement to offset the loss up to $3,000 per passenger.
  • Delay insurance: If your baggage gets delayed by more than six hours, you are eligible for a daily reimbursement of $100 for essential purchases for a maximum of three days.
  • Zero foreign transaction fees: If you travel frequently to international locations, you can use this card for foreign purchases without worry, as there is no fee for foreign transactions.
  • Other benefits: With this card, you also get purchase protection coverage, secondary rental car insurance and extended warranty support for purchases made with the card.
  • Security features: The card comes with zero liability protection for fraud. You will not be liable for fraudulent purchases as long as you report any suspected fraud immediately.
  • Customer experience: Chase earned an excellent score on the Credit Card Satisfaction Study 2020 conducted by J.D. Power. This means that you can expect a seamless customer experience. The card also supports touch-to-pay technology.

How the British Airways Visa Signature® Card Compares To Other Cards

While the British Airways Visa Signature® Card provides good value for frequent fliers who prefer British Airways, you can compare it with competing cards to ascertain whether this would be a good choice for you.

How the British Airways Visa Signature® Card Compares

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British Airways Visa Signature® Card

  • Annual Fee: $95
  • APR: 21.24% – 28.24% variable
  • International Transaction Fee: 0%
  • Welcome Offer: Earn up to 75,000 Avios. Earn 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening
  • Best for: Frequent international travelers using British Airways and partners
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Chase Sapphire Preferred Card

  • Annual Fee: $95
  • APR: 21.24% – 28.24% variable
  • International Transaction Fee: 0%
  • Welcome Offer: 60,000 Chase Reward Points
  • Best for: Frequent international travelers who want more freedom with rewards

Frequently Asked Questions

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*Rates, fees or bonuses may vary or include specific stipulations. The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. We recommend visiting the card issuer’s website for the most up-to-date information available.
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