The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.
- Alliant Visa Signature Card
A great no-annual-fee card with cash back and added perks
- 1.5% – 2.5% Cash BackRewards Rate
- 17.24% – 27.24% VariableAPR
- $0Annual Fee
- Good–ExcellentRecommended Credit
At MoneyGeek, we follow a six-step process to review credit cards. Our methodology involves collecting credit card information, standardizing data points, analyzing potential cardholder profiles, considering annual and introductory bonuses, establishing the card values and reviewing data monthly to reprocess rankings.
The Alliant Cashback Visa Signature Credit Card offers 2.5% cash back on the first $10,000 you spend on qualifying eligible purchases. To access this perk, cardholders must meet the minimum requirement for Alliant’s Tier One rewards, which includes having an Alliant High-Rate Checking account with an average daily balance of $1,000 or more.
If you don’t meet this requirement, you can qualify for its Tier Two rewards, which let you earn 1.5% cash back on all other qualifying purchases.
>>MORE: ALLIANT MEMBERSHIP REQUIREMENTS: HOW TO BECOME AN ALLIANT MEMBER
Alliant Visa Signature Card Overview
MoneyGeek explains the Alliant Visa Signature Card’s benefits and rewards to help you understand if this card is a good option for you.
Quick Take
- No annual and foreign transaction fees
- Qualify for Tier One Rewards and earn 2.5% cash back on purchases of up to $10,000 each billing cycle
- Earn 1.5% cash back on all purchases if you qualify for Tier Two Rewards
- Works with Apple Pay, Google Pay and Samsung Pay
- $0 fraud liability guarantee
- Purchase security and extended warranty protection
- Auto rental collision damage waiver and travel accident insurance
Important Card Details
Understanding the Alliant Visa Signature Card's fine print will give you an idea of this card's fees and other charges. This can help you save money in the long run.
Regular APR
This card charges a variable APR of 17.24% – 27.24% on purchases, which is low compared to other cards.
Annual Fee
This card doesn’t charge an annual fee.
Foreign Transaction Fee
With this card, you don’t have to pay a fee for foreign transactions. This makes it a great option to use when traveling internationally.
Late Payment Fee
You can expect to pay up to $27 in late payment fees on missing a payment with this card.
Balance Transfer Fee
With the Alliant Visa Signature Card, you have to pay a 3% amount of each transaction in balance transfer fees when you transfer your balance from another card for consolidating high-interest debt or any other purpose.
Additional Benefits
MoneyGeek explains other features of the Alliant Visa Signature Card to help you figure out if applying for this card is the right decision for you.
- Identity Theft Coverage: The Alliant Visa Signature Card provides reimbursement of up to $5,000 if your personal identity gets stolen.
- Purchase Security: This card offers purchase protection, which helps you pay for loss or damage to an eligible purchase for the first ninety days.
- Auto Rental Collision Damage Waiver: This perk helps you save money on rental insurance by covering any loss or damage to your rental vehicle.
- Travel Accident Insurance: You can get up to $250,000 in travel accident insurance by paying for a trip with this card.
How the Alliant Visa Signature Card Compares To Other Cards
The Alliant Visa Signature Card compares well against other cards of the same category. It offers a high 2.5% cash back rate in Tier One Rewards and a 1.5% cash back in Tier Two Rewards. It also doesn’t charge an annual fee or a foreign transaction fee, making it a great option for use while traveling internationally. Its purchase APR is also lower than other cards.
How the Alliant Visa Signature Card Compares
Alliant Visa Signature Card
- Annual fee: $0
- Purchase APR: 17.24% – 27.24% variable
- International transaction fee: $0
- Rewards rate: 2.5% in Tier One Rewards, 1.5% in Tier Two Rewards
- Best for: Individuals looking to earn cash back rewards with a card that doesn’t charge an annual fee.
Capital One Quicksilver Cash Rewards Credit Card
- Annual fee: $0
- Purchase APR: 19.99% – 29.99% variable
- International transaction fee: $0
- Rewards rate: Unlimited 1.5% cash back on every purchase.
- Best for: Individuals looking to earn cash back rewards with a card that offers a hefty welcome bonus.
Frequently Asked Questions
Editorial Disclosure: Opinions, reviews, analyses and recommendations are the author’s alone and have not been reviewed, endorsed or approved by any bank, credit card issuer, hotel, airline, or other entity. Learn more about our editorial policies and expert editorial team.
Advertiser Disclosure: MoneyGeek has partnered with CardRatings.com and CreditCards.com for our coverage of credit card products. MoneyGeek, CardRatings and CreditCards.com may receive a commission from card issuers. To ensure thorough comparisons and reviews, MoneyGeek features products from both paid partners and unaffiliated card issuers that are not paid partners.