The Chase Sapphire Preferred and Capital One Venture Rewards cards have similar features, including a welcome bonus of 60,000 points, an annual fee of $95 and no foreign transaction fees.

To establish the best card for your needs, you can compare the cost, features and benefits of Chase Sapphire Preferred and Capital One Venture Rewards. For instance, the Capital One Venture Rewards card offers better rewards and more flexible redemption methods. In contrast, the Chase Sapphire Preferred card provides you with more travel benefits, such as better insurance coverage.

Comparison Overview: Chase Sapphire Preferred vs. Capital One Venture

  • Chase Sapphire Preferred
    Capital One Venture
  • Has Annual Fee
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  • Has Balance Transfer Offer
  • Has APR Offer
  • Cash Back Rewards
  • Travel Rewards
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Chase Sapphire Preferred At a Glance

The Chase Sapphire Preferred credit card is a good option for frequent travelers who wish to earn unlimited rewards on their purchases. Cardholders can redeem their points for travel, gift cards or in the form of cash. The card also has a generous welcome offer of 60,000 points for cardholders who spend at least $4,000 within three months of opening the account — that’s equivalent to $750 toward travel if redeemed through Chase Ultimate Rewards. The annual fee for the card is $95.


  • Chase Sapphire Preferred

    A very good rewards card with no foreign transaction fees and comprehensive travel cover


    • ExcellentCredit Needed
    • $95Annual Fee
    • 1–2 Points per $1Rewards Rate
    • 2xRewards Rate on Air Travel
    • 2xRewards Rate on Dining

    Terms, rates and fees apply

    Compare this credit card with other cards with lower interest rates.

Capital One Venture At a Glance

The Capital One Venture Rewards card provides you with unlimited rewards redeemable in various ways, including transfers to loyalty programs. The card has an annual fee of $95 and no international transaction fees. Cardholders who spend at least $3,000 on purchases within three months receive an early spend bonus of 60,000 points. They can also add an authorized user to the card at no additional fee.


  • Capital One Venture

    A great rewards card that lets you earn unlimited miles


    • Good-ExcellentCredit Needed
    • $95Annual Fee
    • 2 Miles per $1Rewards Rate
    • 2xRewards Rate on Air Travel
    • 2xRewards Rate at Hotels

    Terms, rates and fees apply

    Compare this credit card with other top-rated cards from our partners.

Comparison Summary

MoneyGeek compared the differences between the Chase Sapphire Preferred and Capital One Venture Rewards cards. You can use our breakdown to determine the better travel rewards card for your needs.

  • Card Detail
    Comparison Summary
  • Rewards

    Both cards offer generous rewards to cardholders.

    With Chase Sapphire Preferred, you will earn 3X points for every dollar spent on dining, takeout, online grocery shopping and other eligible delivery purchases. You will also get one point for every dollar spent on other purchases, plus 25% more value for points redeemed through the Chase Ultimate Rewards plan. On travel, cardholders earn 5X points on Ultimate Rewards purchases and 2X points on other travel purchases.

    With the Capital One Venture Rewards card, you will receive 2X miles per dollar spent on all purchases and 5X miles on hotel and rental car purchases made through Capital One Travel. You also get a $100 statement credit for Global Entry/TSA PreCheck fees once every four years. The card also grants access to various sports, dining and music events.

    Winner: Capital One Venture Rewards

  • Welcome Bonus

    Both the Chase Sapphire Preferred and Capital One Venture Rewards provide new cardholders with a welcome offer.

    Chase Sapphire Preferred cardholders earn 60,000 points if they spend $4,000 in the first three months.

    However, Capital One Venture Rewards cardholders get 60,000 points if they spend $3,000 within the same duration.

    Winner: Capital One Venture Rewards

  • Travel Coverage and Purchase Protection

    If you have the Chase Sapphire Preferred card, you will receive travel protection such as rental car insurance, baggage delay insurance, trip delay reimbursement, trip cancellation insurance plus other travel and emergency assistance services. Additionally, you will get purchase protection and extended warranty protection to safeguard your purchases.

    With the Capital One Venture Rewards card, you will also receive travel accident insurance, rental car insurance and extended warranty protection. You will also get $0 fraud liability protection against unauthorized purchases.

    Winner: Chase Sapphire Preferred

  • Transaction fees

    Both the Chase Sapphire Preferred and Capital One Venture Rewards feature cash advance and balance transfer fees.

    The Chase Sapphire Preferred has a cash advance rate of $10 or 5% of the transaction amount, plus a balance transfer fee of $5 or 5% of the transfer amount, whichever is greater.

    The Capital One Venture Rewards has a cash advance rate of $10 or 3% of the amount, whichever is greater. Additionally, cardholders pay 3% of each amount as the balance transfer fee.

    Winner: Capital One Venture Rewards

  • Transfer Partners

    Both cards allow you to transfer points to external partners. However, the Capital One Venture Rewards card has fewer partners, including AerClub, British Airways Executive Club, Emirates Skywards, JetBlue TrueBlue, Singapore Airlines KrisFlyer, Virgin Atlantic Flying Club, IHG Rewards Club, Marriott Bonvoy and World of Hyatt.

    On the other hand, Chase Sapphire Preferred has many more partners, including Accor Live Limitless, Aeromexico Club Premier, Air France KLM Flying Blue, Air Canada Aeroplan, Asia Miles, Avianca LifeMiles, British Airways Avios, Emirates Skywards, Etihad Guest, Infinity MileageLands, Finnair Plus, Qantas Frequent Flyer, Singapore Airlines KrisFlyer, TAP Air Portugal Miles&Go and Turkish Airlines Miles&Smiles.

    Winner: Chase Sapphire Preferred

Which Card Should You Get?

When choosing between the Chase Sapphire Preferred and Capital One Venture Rewards cards, it is advisable to consider your spending habits and needs.

Who Should Consider the Chase Sapphire Preferred?

The Chase Sapphire Preferred is a solid travel credit card for individuals who wish to earn generous rewards and redeem them in a wide variety of ways. The card has an annual fee of $95 and no international transaction fees, making it ideal for frequent travelers.

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    International travelers will benefit from the card’s generous rewards and flexible redemption options, including a $50 statement credit every account anniversary for hotel stays booked through the Chase Ultimate Rewards portal.

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    Those who wish to break up large card purchases into monthly payments without paying additional interest fees would benefit from the My Chase Plan.

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Who Should Consider the Capital One Venture?

The Capital One Venture Rewards card is best suited for those seeking to earn travel rewards on purchases. This card also has a $95 annual fee and no international transaction fees.

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    Individuals who want to earn unlimited rewards and spend these directly on travel can transfer their points to external partners.

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    Travelers who book hotels and use rental car services frequently will rack up 5X miles per dollar on these purchases when made through Capital One Travel.

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EXPERT OPINION

These two cards are close competitors as they offer similar benefits and features. However, the Chase Sapphire Preferred offers slightly better benefits as you can earn more than 2x miles per dollar on several popular categories. Additionally, the card offers a comprehensive travel insurance policy for all cardholders.

Other Helpful Decision-Making FAQs

Because information is vital in selecting the best credit card for your needs, MoneyGeek responds to these commonly asked questions about the Chase Sapphire Preferred vs. Capital One Venture Rewards to help you make the best choice.

Still Not Sure About These Cards? Consider These Options

The Chase Sapphire Preferred and Capital One Venture Rewards are excellent cards for international travelers interested in valuable rewards. If you’re not satisfied with the features of the two cards, you may consider checking out other recommended travel and rewards cards.

Learn more about credit cards in general

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*Rates, fees or bonuses may vary or include specific stipulations. The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. We recommend visiting the card issuer’s website for the most up-to-date information available.
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