Is the Delta SkyMiles® Blue American Express Card better than the Delta SkyMiles® Gold American Express Card?

This depends on what you’re looking for in a credit card. Both cards don’t charge an international transaction fee and have solid spending categories to earn Delta SkyMiles. If you prefer a card without an annual fee, then the Delta SkyMiles Blue Card may be a better option since the Delta SkyMiles Gold Card has an annual fee of $99 after the first year.

Can you get the Delta SkyMiles® Blue American Express Card if you have the Delta SkyMiles® Gold American Express Card?

You can have both American Express credit cards, but keep in mind the 2/90 rule from American Express. This rule doesn’t allow for cardmembers to be approved for more than two American Express cards in a 90-day period.

Can you transfer points from the Delta SkyMiles® Blue American Express Card to the Delta SkyMiles® Gold American Express Card?

All of the points earned on these cards will be automatically deposited in your Delta SkyMiles account.

Can you switch from the Delta SkyMiles® Blue American Express Card to the Delta SkyMiles® Gold American Express Card?

Yes, you can change your card by contacting American Express.

What’s harder to get, the Delta SkyMiles® Blue American Express Card or the Delta SkyMiles® Gold American Express Card?

Generally, you can get both cards with ease if you pre-qualify. You can apply through American Express’s online application form on their website. However, both cards require at a least a good credit score.

How much do you have to spend for the Delta SkyMiles® Blue American Express Card vs the Delta SkyMiles® Gold American Express Card to get the welcome bonus?

For the Delta SkyMiles® Blue American Express Card, you’ll need to spend $500 within the first three months of opening your account to earn 10,000 bonus miles. On the other hand, once Delta SkyMiles® Gold American Express Cardholders spend $2,000 in the first six months, they can earn 75,000 bonus miles.

Delta SkyMiles® Blue American Express Card vs. Delta SkyMiles® Gold American Express Card: Which Is Best for You?

Regular travelers looking to earn Delta SkyMiles way may like either the Delta SkyMiles® Blue American Express Card or Delta SkyMiles® Gold American Express Card. MoneyGeek compared both American Express miles rewards credit cards to help you find the best option.

Advertising & Editorial DisclosureLast Updated: 12/12/2022

Reviewed By

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

It’s ideal to compare the Delta SkyMiles® Blue American Express Card and Delta SkyMiles® Gold American Express Card rewards, features and fees to figure out which card best suits your needs.

Both American Express cards are great for earning Delta miles that can be redeemed with the airline for free flight. Although both cards don’t charge foreign transaction fees, the Delta SkyMiles Blue Card has no annual fee but the Delta SkyMiles Gold Card charges $99 after the first year.

OUR COMPARISON AT A GLANCE

Comparison Overview
Delta SkyMiles® Blue American Express Card at a Glance
Delta SkyMiles® Gold American Express Card at a Glance
Comparison Summary
Which Card Should You Get?

Comparison Overview: Delta SkyMiles® Blue American Express Card vs. Delta SkyMiles® Gold American Express Card

Delta SkyMiles® Blue American Express Card
Delta SkyMiles® Gold American Express Card
Has Annual Fee
Has Balance Transfer Offer
Has APR Offer
Cash Back Rewards
Travel Rewards
Hotel Benefits
Airline Benefits
Has Rewarding Welcome Offer
Has Foreign Transaction Fee
Recommended Credit
Good–Excellent
Good–Excellent

Delta SkyMiles® Blue American Express Card At a Glance

The Delta SkyMiles® Blue American Express Card has no annual fee and earns 2x miles on Delta purchases and dining with 1x miles for all other purchases. The card has no foreign transaction fees and can earn a welcome offer of 10,000 bonus miles when you spend a minimum of $500 within the first three months.

Delta SkyMiles® Blue American Express Card
A great miles rewards card with no annual fees
- Good–ExcellentRecommended Credit
- $0Annual Fee
- up to 2 Miles per $1*Rewards Rate
- 2xRewards Rate on Air Travel
- 2xRewards Rate on Dining
Pros
No annual fees
Earn 10,000 bonus miles if you spend $1000 on purchases in the first six months
Earn 2X miles on Delta purchases and restaurants worldwide
Earn 1X miles on all other purchases
Redeem points for air travel, seat upgrades and Delta gift cards
No blackout dates when redeeming points for Delta flights
20% back on eligible in-flight Delta purchases
Pay no foreign transaction fees
Car rental loss and damage insurance
Purchase protection and extended warranty to safeguard your purchases
Access to American Express Experiences
Get emergency assistance through the Global Assist Hotline
Fraud protection safeguards you from misuse of your card

Cons
Cash advance fee
Penalty APR applies in cases of late and returned payments
$0 annual fee
2X miles on Delta purchases
2X miles on dining at restaurants worldwide and on takeout and deliveries in the U.S.
1X miles on all other purchases
Earn 10,000 bonus miles upon spending $1000 on purchases in the first six months
Redeem your SkyMiles for air travel to more than 1,000 destinations
Redeem for seat upgrades and Delta gift cards
Reduce the cost of your flight by up to $50 for every 5,000 miles you redeem through the Pay with Miles program
No foreign transaction fees
Get complimentary car rental loss and damage insurance
Get purchase protection and an extended warranty
Use the 24/7 Global Assist Hotline for emergency assistance and coordination services
Fraud protection protects you from fraudulent transactions
American Express Experiences gives you access to ticket presales and Card Member-only events.
Disclaimer: Credit card offers are constantly changing. We work hard to stay updated with the latest information, but the offers listed on our site may no longer be available.
Terms, rates and fees apply
Compare this credit card with other top travel rewards cards from our partners.

Delta SkyMiles® Gold American Express Card At a Glance

With the Delta SkyMiles® Gold American Express Card, cardholders can earn 75,000 bonus miles when they spend $2,000 in the first three months of card membership. As you spend, you will earn 2x miles at supermarkets, restaurants and on Delta purchases and 1x miles on all other purchases. The card has no foreign transaction fees and the $99 annual fee is waived for your first year.

Delta SkyMiles® Gold American Express Card
A great credit card for individuals looking for basic travel perks and more opportunities to earn miles
- Good–ExcellentRecommended Credit
- $99Annual Fee
- 1–2 Miles per $1Rewards Rate
- 2xRewards Rate on Air Travel
- 2xRewards Rate on Dining
Pros
No foreign transaction fee
$100 Delta flight credit
Free first checked bag
Priority boarding
Up to 20% savings on in-flight purchases

Cons
Annual fee of $99 after the first year
No luxury travel benefits
Earn double miles on purchases made directly with Delta and a few other categories
Pay part or all of your ticket costs using miles
Global Assist Hotline
Purchase protection against theft or accidental damage
Extended warranty of one additional year
Dispute resolution for fraudulent or incorrect charges
Disclaimer: Credit card offers are constantly changing. We work hard to stay updated with the latest information, but the offers listed on our site may no longer be available.
Terms, rates and fees apply
Compare this credit card with other top-rated cards from our partners.

Comparison Summary

To help you choose the best airline credit card for your needs, MoneyGeek listed differences between the Delta SkyMiles® Blue American Express Card and Delta SkyMiles® Gold American Express Card.

Card Detail
Comparison Summary
Purchase Protection
Both the Delta SkyMiles® Blue American Express Card and Delta SkyMiles® Gold American Express Card offer protection that covers against theft or accidental damage with certain purchases within 90 days of purchase.
Winner: Tie
Welcome Bonus
The Delta SkyMiles® Blue American Express Card allows cardholders to earn 10,000 bonus miles when they spend $500 within the first three months of opening their account.
If Delta SkyMiles® Gold American Express Cardholders spend $1,000 in purchases within the first three months, they will earn 70,000 bonus miles.
Winner: Delta SkyMiles Gold Card
Rewards
With the Delta SkyMiles® Blue American Express Card, cardholders can redeem SkyMiles for seat upgrades and Delta gift cards, which is a feature on all Delta credit cards.
The Delta SkyMiles® Gold American Express Card offers priority boarding, a baggage insurance plan, car rental loss and damage insurance and an opportunity to earn 2x miles on Delta purchases and restaurants.
Winner: Delta SkyMiles® Gold American Express Card
Annual Fee
The Delta SkyMiles® Blue American Express Card has no annual fee while the annual fee of the Delta SkyMiles® Gold American Express Card is waived for the first year. However, for succeeding years, Delta SkyMiles Gold Cardholders must pay $99 per year.
Winner: Delta SkyMiles® Blue American Express Card

Which Card Should You Get?

It’s always best to assess your situation to know whether the Delta SkyMiles Blue Card or Delta SkyMiles Gold Card fits your needs when choosing a miles rewards credit card.

Who Should Consider the Delta SkyMiles® Blue American Express Card?

If you’re a frequent flier looking for simple rewards and a low-cost credit card, you should consider the Delta SkyMiles® Blue American Express Card since it has no annual fee or foreign transaction fee, and earns 2x miles per dollar on Delta and dining purchases.

This card doesn’t charge for foreign transaction fees, which is ideal for individuals who travel abroad often.
You can also lessen the cost of your flight up to $50 whenever you redeem 5,000 miles through the issuer’s Pay with Miles program.
≫ More: Read Our Full Review

Who Should Consider the Delta SkyMiles® Gold American Express Card?

Individuals who want to earn miles with daily purchases may find value in the Delta SkyMiles® Gold American Express Card which offers no foreign transaction fees and the ability to earn miles for your everyday expenses.

Even if you don’t travel often, you can earn 2x miles at restaurants and U.S. gas stations. You can also earn 1x mile per dollar for other eligible purchases.
This card offers purchase protection, baggage insurance coverage, rental car insurance and a Global Assist hotline which you can contact while abroad for assistance.
≫ More: Read Our Full Review

EXPERT OPINION

The Delta SkyMiles Blue Card offers very little value to cardholders. Even if you only fly once or twice per year on Delta, the Delta SkyMiles Gold Card is the better option. You have more features, broader spending categories, a $100 Delta credit when you spend $10,000 in a calendar year, and a free checked bag when you fly on the airline.

Other Helpful Decision-Making FAQs

Choosing the right credit card isn’t always easy. MoneyGeek answers some commonly asked questions so you can learn more about the Delta SkyMiles® Blue American Express Card and Delta SkyMiles® Gold American Express Card.

Still Not Sure About These Cards? Consider These Options

If you’re still unsure after browsing the rewards and features of Delta SkyMiles Blue Card and Delta SkyMiles Gold Card, consider other airline credit cards or even travel credit cards.

View All Credit Cards

Learn more about credit cards in general

sources

American Express. "Welcome to Membership Rewards!." Accessed January 7, 2022.

*Rates, fees or bonuses may vary or include specific stipulations. The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. We recommend visiting the card issuer’s website for the most up-to-date information available.
Editorial Disclosure: Opinions, reviews, analyses and recommendations are the author’s alone and have not been reviewed, endorsed or approved by any bank, credit card issuer, hotel, airline, or other entity. Learn more about our editorial policies and expert editorial team.
Advertiser Disclosure: MoneyGeek has partnered with CardRatings.com and CreditCards.com for our coverage of credit card products. MoneyGeek, CardRatings and CreditCards.com may receive a commission from card issuers. To ensure thorough comparisons and reviews, MoneyGeek features products from both paid partners and unaffiliated card issuers that are not paid partners.