Best Personal Loans in San Antonio, TX

River City Federal Credit Union in San Antonio, Texas, is the best personal loan lender with a MoneyGeek score of 94 out of 100 due to its quality service, competitive interest rates and credibility and transparency about its loan terms. Similarly, Laurel Road is the best lender for online personal loans with a MoneyGeek score of 93 out of 100, due to its strong customer service.

We prioritized local lenders and assessed them on factors like interest rates, loan terms, loan application process and speed of loan funding to identify the best city recommendations. If you're looking for national lenders, we compiled our top picks among the best personal loans in Texas.

The median annual household income in San Antonio, Texas in 2022 was $58,829 as reported by the United States Census Bureau. Regardless of whether your actual income is above or below this median value, what matters is your ability to afford the monthly loan payments. Use our personal loan calculator to estimate your monthly loan payments and the total cost of the loan by entering the loan amount, rate and terms.

For example, if you take a $10,000 personal loan with a 10% interest rate and a three-year repayment term, your monthly payment would be $323, which adds up to $3,876 per year. This represents 7% of the median annual household income in San Antonio, Texas.

Borrowers in San Antonio, Texas seeking the best personal loans may appreciate the in-person service that national lenders provide, with several options readily available in the city. These lenders include PenFed, Truist, Wells Fargo and PNC, each offering its own array of loan products and services to meet various financial needs.

We addressed common questions regarding top personal loans in San Antonio, Texas, offering insights to assist your decision-making process.