In Philadelphia, you might find that you are charged a much higher interest rate or are given a higher loan amount offer compared to other cities in Pennsylvania. This is likely because Philadelphia is one of the largest metropolitan areas in the United States; typically, interest rates are higher in larger cities.
Aside from the specific rates in your location, MoneyGeek reviewed more than 30 data points to assess personal loans in Philadelphia and choose the best ones for specific borrower types. Whether you have good or bad credit scores, want to consolidate your debt or upgrade your home, we found the best personal loan lenders in Philadelphia that offer the most favorable terms and rates.
MoneyGeek ranked Truist as the best overall personal loan lender in Philadelphia. Upstart and SoFi were ranked as the best personal loan lenders for those with bad and good credit, respectively. While Upgrade and Best Egg were selected as the top loan lenders for debt consolidation and home improvement.