Best Personal Loans in Tulsa, OK

Oklahoma Central Credit Union is the best personal loan lender in Tulsa, Oklahoma, with a MoneyGeek score of 95 out of 100. It is federally insured by the NCUA, ensuring your funds are protected. It also holds an A+ BBB rating, reflecting its trustworthiness and customer satisfaction. There is no prepayment penalty, allowing you to pay off your loan early without extra costs. However, membership is needed to apply, which might deter some potential borrowers. The borrowing limit is $25,000, possibly insufficient for those needing larger loan amounts.

Laurel Road is the best online lender for personal loans in Tulsa, Oklahoma, with a MoneyGeek score of 93 out of 100. The lender offers personal loans ranging from $5,000 to $45,000 with repayment terms of 36 to 60 months. It provides a 0.25% autopay discount and does not charge origination fees. However, the starting loan amount is relatively high, which may not suit those in need of smaller loans. It also applies a late fee of 5% or $28.

Tinker Federal Credit Union is the runner-up for the best personal loans in Tulsa, Oklahoma, with a MoneyGeek score of 94 out of 100. It is federally insured by the NCUA and has a BBB rating of A+, ensuring reliability and trustworthiness. However, membership is needed to apply, which might limit accessibility. The borrowing limit is $35,000, which may not suffice for larger financial needs.

Oklahoma's Credit Union in Tulsa, Oklahoma, is a strong choice for personal loans, with a MoneyGeek score of 94 out of 100. It is federally insured by the NCUA and has an A+ BBB rating, which instills confidence in its safety and reliability. However, membership is needed to apply for a loan. The credit union also doesn't allow prequalification, which may affect planning. Despite these considerations, the credit union’s commitment to same-day funding and the option to skip a loan payment make it an appealing option for those needing quick and flexible personal financing.

Tulsa Teachers Credit Union is another good choice for personal loans in Tulsa, Oklahoma, with a MoneyGeek score of 92 out of 100. This lender is federally insured by the NCUA, providing assurance of safety and security. It doesn't charge prepayment penalties, allowing you to pay off your loan ahead of schedule without extra costs. However, it's exclusive to credit union members, requiring you to join before applying for a loan. It also lacks an option to prequalify, making it harder to compare rates without affecting your credit score.