MoneyGeek’s Pick on Best Personal Loan Lender in Nebraska: LightStream

MoneyGeek analyzed more than 30 factors to determine the best personal loan companies in Nebraska. We looked at factors like gross income, interest rates, minimum credit score and more. We’ve listed our top picks for different borrower profiles.

Best Overall Personal Loan Lender in Nebraska: LightStream

  • LightStream

    • 4.49% to 20.49%APR Range
    • 660Minimum Credit Score
    • $5,000 to $100,000Loan Amount Range
    • 24 to 84 monthsRepayment Terms
    • Same DayTime to Receive Funds


Best Personal Loan Lender for Bad Credit in Nebraska: Upstart

  • Upstart

    • 3.22% to 35.99%APR Range
    • 300Minimum Credit Score
    • $1,000 to $50,000Loan Amount Range
    • 36 to 60 monthsRepayment Terms
    • Next DayTime to Receive Funds


Best Personal Loan Lender for Good Credit in Nebraska: SoFi

  • SoFi

    • 5.74% to 20.28%APR Range
    • 680Minimum Credit Score
    • $5,000 to $100,000Loan Amount Range
    • 12 to 60 monthsRepayment Terms
    • Two DaysTime to Receive Funds


Best Personal Loan Lender for Debt Consolidation in Nebraska: Upgrade

  • Upgrade

    • 5.94% to 35.47%APR Range
    • 560Minimum Credit Score
    • $1,000 to $50,000Loan Amount Range
    • 36 to 60 monthsRepayment Terms
    • Same DayTime to Receive Funds


Best Personal Loan Lender for Home Improvement in Nebraska: Best Egg

  • Best Egg

    • 4.99% to 35.99%APR Range
    • 700Minimum Credit Score
    • $2,000 to $50,000Loan Amount Range
    • 36 to 60 monthsRepayment Terms
    • Next DayTime to Receive Funds

    Best Egg

How to Choose the Best Personal Loan Lender in Nebraska for You

In Nebraska, personal loan debts average out to $24,901. Personal loans can help you with expenses for unseen emergencies or post-secondary education. When assessing your application, lenders consider factors such as your income, current debts, employment history and more.

If you need help in your personal loan journey, MoneyGeek listed key steps to help you out.


Ask Yourself the Important Questions

It’s never too early to start asking yourself questions that will help you discern what kind of personal loan you need. Figure out what qualifications your preferred lender requires and assess if their loan packages fit your needs. The following questions can help you make a good financial decision.

  • How much funding do you need?
  • What is your credit score?
  • Can you afford the monthly payment?
  • How much debt do you already have?

Do Your Research

It’s best to shop around and compare different lenders. Personal loans usually require a two- to four-year commitment. Therefore, you should be ready for the responsibilities a personal loan entails. Lenders may also have certain qualifications and restrictions about funding usage, so consider your unique situation and what you need the loan for.

To save you some time, MoneyGeek gathered information about personal loans in Nebraska. In case our recommendations don’t meet your needs, there are many alternatives in Nebraska for you.



It’s completely alright to take a few days off after doing your research. This will help you make a more objective decision when deciding which lender is best for you. MoneyGeek advises revisiting your choices after a day or two.


Read the Fine Print

Sometimes, small yet important details are overlooked in a personal loan. It’s beneficial to thoroughly read the fine print, especially in the long run. Look at the lender’s late fees, origination fees or other important requirements. This can help you narrow your options down to one or two lenders.



After you’ve chosen a lender and noted all their requirements, you can apply for your personal loan. Generally, lenders will ask for your address verification, proof of income and identification to be included in your application. Depending on which is most comfortable and available, you can apply online, visit or call your lender.

What to Do if You Can’t Get a Personal Loan in Nebraska

While loans may not get approved, it shouldn’t stop you from applying for a personal loan in Nebraska. A lender can deny an application for various reasons, whether it’s your credit score, gross income or employment history.

We recommend you reach out to your lender and ask for the specific reason your application was denied. It may be possible to modify your loan by decreasing the amount or repayment terms.

If that doesn’t work, try applying for a loan with another company. You should only do this after you’ve improved the factor that caused your loan to be denied by the first lender. You might receive a more favorable response.

A payday loan sounds appealing at first, but it has huge disadvantages. Payday loans have quick payback terms along with astoundingly high interest rates.

Frequently Asked Questions About Personal Loans in Nebraska

It’s important to find the best personal loan in Nebraska for you and your needs. To help you get started, MoneyGeek answered commonly asked questions about personal loans.

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We reviewed more than 30 personal loan lenders using 35+ individual data points across six key categories: loan affordability, accessibility, consumer friendliness, customer service, flexibility and lender transparency.

Within each ranking criteria category, we considered several individual data points that we feel carry the most weight when choosing a personal loan lender. These factors include APR ranges, available loan amount, minimum credit score, minimum income amount, application fees and disbursement time.

Here at MoneyGeek, we value you, the consumer, so we also factor in each lender’s customer support, business ratings and additional features that could make your experience easier and more accessible — like prequalification, payment options and mobile apps.

After careful consideration and calculation, our picks are decided and chosen with your best interest in mind. Our personal loan recommendations and expert tips are meant to help you make the best decision when choosing a lender that meets your needs.


The content on this page is accurate as of the posting/last updated date; however, some of the rates mentioned may have changed. We recommend visiting the lender's website for the most up-to-date information available.

Editorial Disclosure: Opinions, reviews, analyses and recommendations are the author’s alone and have not been reviewed, endorsed or approved by any bank, lender or other entity. Learn more about our editorial policies and expert editorial team.