MoneyGeek's Picks for Best Personal Loan Lenders in Hollywood, FL

MoneyGeek analyzed Hollywood personal loans based on more than 30 criteria, including minimum credit score requirements, origination and late fees, mobile app availability and loan amount maximums.

After comparing several personal loan companies in Hollywood, we discovered that Truist has the best rates and conditions for most applicants.

Best Overall Personal Loan Lender in Hollywood: Truist

  • Truist

    • 8.14% to 18.99%APR Range
    • NoneMinimum Credit Score
    • $3,500 to $50,000Loan Amount Range
    • 6 to 60 monthsRepayment Terms
    • Next DayTime to Receive Funds


Best Personal Loan Lender for Bad Credit in Hollywood: Upstart

  • Upstart

    • 3.22% to 35.99%APR Range
    • 300Minimum Credit Score
    • $1,000 to $50,000Loan Amount Range
    • 36 to 60 monthsRepayment Terms
    • Next DayTime to Receive Funds


Best Personal Loan Lender for Good Credit in Hollywood: SoFi

  • SoFi

    • 5.74% to 20.28%APR Range
    • 680Minimum Credit Score
    • $5,000 to $100,000Loan Amount Range
    • 12 to 60 monthsRepayment Terms
    • Two DaysTime to Receive Funds


Best Personal Loan Lender for Debt Consolidation in Hollywood: Upgrade

  • Upgrade

    • 5.94% to 35.47%APR Range
    • 560Minimum Credit Score
    • $1,000 to $50,000Loan Amount Range
    • 36 to 60 monthsRepayment Terms
    • Same DayTime to Receive Funds


Best Personal Loan Lender for Home Improvement in Hollywood: Best Egg

  • Best Egg

    • 4.99% to 35.99%APR Range
    • 700Minimum Credit Score
    • $2,000 to $50,000Loan Amount Range
    • 36 to 60 monthsRepayment Terms
    • Next DayTime to Receive Funds

    Best Egg

Where to Start: How to Choose the Best Personal Loan Lender in Hollywood for You

Before applying for a loan, it's important to evaluate your current debt levels and credit history. Many lenders consider credit ratings below the 713 Florida average.

Looking for personal loans in Hollywood? MoneyGeek recommends the following steps to narrow down your options.


Ask Yourself the Important Questions

Personal loans can be helpful, but you want to avoid getting in over your head financially. Ask yourself the following questions:

  • Is my credit score high enough for my desired lender?
  • Can I afford to make these payments each month?
  • Are there any additional fees?

Do Your Research

Based on your unique situation, MoneyGeek can walk you through the necessary steps to apply for a personal loan. Nevertheless, we encourage you to look into possibilities in addition to our recommended providers, particularly if you have unique needs.

Compare the APR ranges of several lenders where you're based. Applying for a loan can temporarily drop your credit score, so it's crucial to do your homework before applying.



It's a good idea to see if prequalification is an option on the lender's website before committing to a loan. Depending on the circumstances, a soft credit check could give you more time to weigh your chosen lenders.

Getting a personal loan is a major decision that can have long-lasting effects on your finances. As such, you should seriously consider the available options before proceeding.


Read the Fine Print

Be cautious and read the fine print when calculating your loan repayments. Fees associated with prepayment, early repayment and late payments impact the total cost of your personal loan.



Once you are ready to apply, gather the information you need. Some basics include proof of identity, income documents and proof of residence.

Some financial institutions only exist online. Determine whether you are more comfortable visiting the lender's physical office or calling them if you have questions about your personal loan.

What to Do if You Can’t Get a Personal Loan in Hollywood

A lender may deny your loan application due to factors such as a low credit score, inconsistent income or missing information. If a lender turns down your loan application, find out why. In some cases, you can ask for a shorter loan term or a smaller loan amount to reverse their decision.

If your credit is less than ideal, you should work on raising it before reapplying. Remember that applying with multiple lenders can harm your credit score. Other options include lenders that accept co-signers or co-applicants with higher scores.

If you need money urgently, you may be tempted by payday loans. MoneyGeek advises against these. Payday loans come with high interest rates, making them challenging to repay.

Frequently Asked Questions About Personal Loans in Hollywood

Finding the right loan can take time and research. MoneyGeek has you covered by answering some of the most common concerns about applying for personal loans in Hollywood.

Our Personal Loan Methodology

MoneyGeek's mission is to connect borrowers with the best personal loan companies. Interest rates, fees, availability, customer service alternatives and lender transparency were just some of the 35 data items we analyzed across more than 30 personal loan companies.

Many variables are important, and we looked at them when evaluating the best personal loan providers. Interest rate levels, loan amounts, minimum credit score and income needed, financing times and other factors all play a role.

Since your complete satisfaction is our first goal, we take into account not only the lender's company ratings and customer service but also whether or not it provides prequalification, online applications and mobile apps.


The content on this page is accurate as of the posting/last updated date; however, some of the rates mentioned may have changed. We recommend visiting the lender's website for the most up-to-date information available.

Editorial Disclosure: Opinions, reviews, analyses and recommendations are the author’s alone and have not been reviewed, endorsed or approved by any bank, lender or other entity. Learn more about our editorial policies and expert editorial team.