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Best Debt Consolidation Loans in Nebraska of 2024
Updated: December 28, 2023
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- Best Overall Debt Consolidation Loan Lender in Nebraska
- Runner-Up for Best Overall Debt Consolidation Loan Lender in Nebraska
- Best Debt Consolidation Loan Lender for Bad Credit in Nebraska
- Best Debt Consolidation Loan Lender for Good Credit in Nebraska
- How to Choose the Right Personal Loan for You
- What to Do if You Can’t Get a Debt Consolidation Loan in Nebraska
- Calculate Your Monthly Payment
- Frequently Asked Questions About Personal Loans in Nebraska
Best Debt Consolidation Loan Lenders in Nebraska
MoneyGeek examined more than 30 different datasets to determine which providers offer the best debt consolidation loans in Nebraska. This study took into account a variety of factors: APR ranges, minimum credit scores, repayment schedules, loan amounts, origination and late fees, loan distribution dates, Better Business Bureau (BBB) ratings and prepayment penalties, among other details.
Considering Nebraska's average credit score is 726, MoneyGeek rated Upgrade as the best overall debt consolidation loan provider in the state. Depending on your individual financial goals and profile, different lenders may provide better debt consolidation options.
Best Overall Debt Consolidation Loan in Nebraska: Upgrade
Runner-Up for Best Debt Consolidation Loan in Nebraska: LightStream
Best Debt Consolidation Loan for Bad Credit in Nebraska: Upstart
Best Debt Consolidation Loan for Good Credit in Nebraska: SoFi
What to Do if You Can’t Get a Debt Consolidation Loan in Nebraska
Several factors can cause a lender to reject a debt consolidation loan application in Nebraska. These include poor credit, excessive debt-to-income ratios, and insufficient income. MoneyGeek suggests asking the lender why your loan application was rejected to see whether there are options for correcting any issues.
If you can't convince the lender to alter its decision or if you need the money immediately, you can apply for a loan from another provider. However, it’s best first to fix the problem that caused your rejection.
MoneyGeek warns against payday loans with high interest rates and short repayment periods. They can quickly sink you further into debt.
Calculate Your Monthly Payment
Borrowers typically pay off debt consolidation loans in monthly payments with interest. Use the MoneyGeek debt consolidation loan calculator below to determine whether you have enough funds to cover this monthly expense.
FAQs About Debt Consolidation Loans in Nebraska
The best lender in Nebraska for your debt consolidation needs will depend on your particular circumstances as well as numerous credit and income factors. Below MoneyGeek answers frequently asked questions about debt consolidation loans in Nebraska.
sources
- Better Business Bureau. "LightStream." Accessed June 29, 2022.
- Better Business Bureau. "Upgrade, Inc." Accessed June 23, 2022.
- Better Business Bureau. "Upstart." Accessed June 30, 2022.
- LightStream. "Debt Consolidation." Accessed June 30, 2022.
- SoFi. "ConsolidateYour Credit Card Debt With Lower Interest and no Fees." Accessed June 30, 2022.
- Upgrade. "Consolidate Your Debt." Accessed June 29, 2022.
- Upstart. "Consolidate Your Debt." Accessed June 30, 2022.
The content on this page is accurate as of the posting/last updated date; however, some of the rates mentioned may have changed. We recommend visiting the lender's website for the most up-to-date information available.
Editorial Disclosure: Opinions, reviews, analyses and recommendations are the author’s alone and have not been reviewed, endorsed or approved by any bank, lender or other entity. Learn more about
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