Best Personal Loans in Bridgeport, CT

Sikorsky Credit Union is the best personal loan provider in Bridgeport, Connecticut, with a MoneyGeek score of 97 out of 100. Federally insured by the National Credit Union Administration (NCUA) since 1948, it has two local branches for easy access. With an APR starting at 9.44%, it provides competitive rates for borrowers.

However, there's no prequalification process, requiring a full application to access rate information. It also doesn't offer rate discounts.

Laurel Road is the best online personal loan provider in Bridgeport, Connecticut, with a MoneyGeek score of 94 out of 100. It offers loans from $5,000 to $45,000 with repayment terms of 36 to 60 months. Borrowers can get a 0.25% discount for autopay, which can reduce the interest rate for those who set up automatic payments. It also doesn't charge any origination fees.

However, its high minimum loan amount may not work for those needing smaller loans. Borrowers should also watch out for the 5% or $28 late fee, which can add up if they miss payments.

Bridgeport Police Federal Credit Union is the runner-up for personal loans in Bridgeport, Connecticut, with a MoneyGeek score of 92 out of 100. Federally insured by the NCUA since 1954, it allows co-borrowers, enhancing flexibility in loan applications. Its loan payment calculator helps borrowers manage their finances.

However, it charges a $30 late fee for missed payments and a skip-a-payment fee of up to $55. Its website has limited loan information.

St. Vincent's Medical Center Federal Credit Union is a solid option for personal loans in Bridgeport, Connecticut, with a MoneyGeek score of 85 out of 100. Federally insured by the NCUA since 1971, it offers a 0.50% rate discount and accepts co-borrowers and co-signers.

However, the maximum loan amount is $7,500. There's no option to apply online, which may limit convenience for some borrowers.