MoneyGeek evaluated personal loan lenders in San Francisco based on more than 30 data points, including loan affordability and accessibility, minimum credit score and income requirements, APR ranges and terms, disbursement time, origination and late fees, service quality and Better Business Bureau (BBB) ratings.
According to our research, LightStream is the best overall San Francisco lender. Your needs, on the other hand, will decide which lender is the best fit for you. For those with good credit, SoFi is the best lender in the city, while those with bad credit should go with Upstart. The best lenders for debt consolidation and home renovation are Upgrade and Best Egg respectively.