MoneyGeek evaluated several personal loan lenders in Oakland based on more than 30 data points, including loan affordability and accessibility, APR ranges and terms, disbursement time, origination and late fees, minimum credit score and income requirements, customer service quality and Better Business Bureau (BBB) ratings.
Based on our evaluation, we found that Truist is the best lender for personal loans in Oakland. SoFi is the best lender in the city if you have good credit, while Upstart is the best if you have bad credit. Upgrade and Best Egg also offer the best personal loans for debt consolidation and home improvement, respectively. Although these are our top choices, the best lender for you will ultimately depend on your specific needs.