Most Oxnard insurance providers offer the same core coverages for home insurance plans. As a result, price is an important determinant in helping you choose a home insurance policy.
On average, the two companies provide the cheapest homeowners insurance in Oxnard based on a policy that provides $500,000 in basic dwelling coverage are:
- Universal North America: $1,178 per year
- AAA: $1,182 per year
The most affordable insurance providers for luxury homes protected by a $2 million dwelling coverage on a homeowners insurance policy in Oxnard are, on average:
- ASI: $4,119 per year
- Allstate: $5,079 per year
Remember, the level of coverage you select affects the cost of your home insurance policy. You can use the table below to see how the home insurance rates in Oxnard change when you adjust the dwelling coverage.