While comparing the home insurance companies in Nashville, you will find that most of them offer similar core coverages. As a result, cost is a significant factor when considering a home insurance policy.
For average Nashville homeowners, the following are the cheapest insurance companies based on a policy providing $250,000 in basic dwelling coverage:
- Allstate: $1,665 per year
- Erie: $1,684 per year
On average, the cheapest homeowners insurance companies in Nashville for luxury homes covered by a $2 million dwelling coverage are:
- USAA: $7,403 per year (only serving current and former military members and families)
- Allstate: $8,836 per year
Keep in mind that the level of coverage you choose impacts the cost of your home insurance policy. You can use the table below to understand how Nashville's home insurance rates change when you adjust the dwelling coverage.