Wyoming's best home insurance companies are State Farm, AMCO Insurance, Allstate and Foremost. State Farm excels in customer service, AMCO leads in affordability, and Foremost tops in coverage options. Compare all our top picks below.
Best Homeowners Insurance in Wyoming
Updated: June 24, 2025
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Key Takeaways
Based on our 2025 research, the top three home insurance providers in Wyoming are State Farm, AMCO Insurance and Allstate.
State Farm offers the best overall home insurance for most Wyoming homeowners. For those with bad credit, State Farm could be a more suitable option.
To choose the best option, determine your coverage needs, research costs and company details and compare multiple quotes.
Who Are the Best Home Insurance Companies in Wyoming?
| State Farm | 94 | 1 | 1 | 2 |
| AMCO Insurance | 65 | 2 | 4 | 4 |
| Allstate | 60 | 3 | 2 | 2 |
| Foremost Insurance | 46 | 4 | 3 | 1 |
*Our ratings consider various combinations of coverage levels, home features and homeowner details to identify the best overall options. Rankings may differ based on your specific profile. The tables below use the same methodology.
Best Homeowners Insurance Companies by Category
Though our rankings reflect the best overall providers, what’s best for you may differ based on your home type or personal needs. Below, we highlight the top insurers across major categories.
| State Farm | 94 | Best Overall |
| State Farm | 94 | Best for Older Homes |
| State Farm | 94 | Best for Newer Homes |
| State Farm | 94 | Best for High-Fire-Risk Areas |
| State Farm | 94 | Best for Bad Credit |
| State Farm | 94 | Best With a Claims History |
Best Wyoming Home Insurance Reviews
Explore the top home insurance providers in Wyoming, with leaders excelling in affordability, customer service, and coverage options, all evaluated by MoneyGeek scores.
State Farm: Best for Affordability and Customer Service
State Farm is the most affordable home insurance provider for most Wyoming homeowners. According to J.D. Power, it also ranks above the national average in customer service, placing seventh in customer satisfaction and eighth in claims satisfaction. State Farm offers underground utility coverage and extended replacement cost reimbursement to cover potential increases in repair costs.
Data filtered by:Results filtered by:
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Coverage Level:$250K Dwelling / $125K Personal Property / $200K Liability
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Deductible:1000
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Credit Tier:Good
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Claims History:Claim free for 5+ years
| Newer Homes | $81 | $974 |
| Newer Homes in High-Fire-Risk Areas | $81 | $974 |
| Older Homes | $130 | $1,564 |
| Older Homes in High-Fire-Risk Areas | $130 | $1,564 |
Foremost: Best for Coverage
While Foremost is the least affordable provider in Wyoming with a lower customer experience rating, the company does have the most extensive add-on coverage selection in the state. They offer many unique coverage selections not offered by any other providers on our list including new car replacement, diminishing deductible and rideshare coverages.
Data filtered by:Results filtered by:
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Coverage Level:$100K Dwelling / $50K Personal Property / $100K Liability
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Deductible:1000
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Credit Tier:Below Fair
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Claims History:1 claim in past 5 years
| Newer Homes | $84 | $1,013 |
| Newer Homes in High-Fire-Risk Areas | $116 | $1,392 |
| Older Homes | $131 | $1,577 |
| Older Homes in High-Fire-Risk Areas | $181 | $2,168 |
How to Find the Best Home Insurance in Wyoming
Selecting the right insurance coverage can be tricky, so we've made a straightforward guide to help you choose what's best for your needs.
- 1
Determine your coverage needs
Decide on the coverage level you need. Consider your home's value, the personal belongings inside, and local risk factors like wildfire and flooding that might influence your coverage needs.
- 2
Research costs and discounts
Check how much home insurance costs in Wyoming to understand the potential expenses. Look for possible discounts, such as bundling with other policies or installing home safety devices.
- 3
Find the best providers for you
Once you have an idea about coverage, research to find the best and cheapest home insurance in Wyoming, focus on customer service quality, competitive pricing and the availability of endorsements that fit your needs.
- 4
Compare multiple providers through all means
Obtain quotes from online platforms, agent, and phone calls to find the most suitable option for your circumstances.
- 5
Review and finalize your policy choice
Review the policy details thoroughly once you've compared all options and selected a provider. Check all coverage amounts, discounts, and terms align with your requirements
Best Homeowners Insurance in Wyoming: Bottom Line
State Farm, AMCO Insurance and Allstate are the best-rated homeowners insurance providers in Wyoming. Still, researching and comparing providers can help you find the right fit for your specific needs.
Best Home Insurance in Wyoming: FAQ
Explore our FAQ section to find answers about choosing the right home insurance provider in Wyoming.
Which company is best for home insurance in Wyoming?
State Farm is the best homeowners insurance provider in Wyoming because of its top rankings in affordability, customer service, and coverage options. AMCO Insurance, Allstate, and Foremost Insurance are also commendable choices in Wyoming.
Who has the most affordable homeowners insurance in Wyoming?
The most affordable homeowners insurance in Wyoming varies based on individual circumstances. However, the average cost in Wyoming is $1,171 annually.
How do you get the best homeowners insurance in Wyoming?
To find the best home insurance in Wyoming, decide on your coverage needs beforehand, research costs and providers, and compare multiple options.
How We Decided the Best Home Insurance in Wyoming: Our Methodology
We rated the best homeowners insurance providers in Wyoming using this methodology:
- Affordability (55%): Providers scored higher if they were more affordable across various factors. We also evaluated the range of discounts offered.
- Customer satisfaction (30%): Scores were based on ratings from sites like Trustpilot, app reviews and industry sources like J.D. Power. This included the buying process, policy management and claims handling.
- Coverage (15%): We assessed the number of add-on options, unique features and availability by state.
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.