When comparing Buffalo's home insurance companies, you'll find that the core coverages they offer are similar. This is one good reason to prioritize costs while looking for a home insurance policy.
The following are the cheapest companies for Buffalo homeowners, on average, based on a policy providing $250,000 in basic dwelling coverage:
- Travelers: $635 per year
- Nationwide: $660 per year
And, the cheapest homeowners insurance companies in Buffalo for luxury homes needing a dwelling coverage of $2 million are:
- Nationwide: $4,604 per year
- Travelers: $4,647 per year
The cost of your home insurance policy changes based on the level of coverage you select. The table below shows how Buffalo's home insurance rates vary for various dwelling coverages.