The Best Vermont Medicare Supplement Plans (2024)

Medical Supplement plans in Vermont cost an average of $158 per month for 65-year-olds and $165 per month for 75-year-olds.

The majority of people who are eligible for Medicare choose Plan F or Plan G because they provide the most comprehensive coverage. In Vermont, the average monthly cost of Plan F and Plan G are $167.53 and $165.70, respectively.

Plan N is the next most popular option and it provides comparable coverage with the exception of excess charges. On average, Plan N costs $181.20 per month in Vermont.

MoneyGeek focused on ranking the top options for these plans based on our methodology. Using our guide, you can learn more about finding the best Medicare Supplement plan.

Blue Cross Blue Shield of Vermont offers the best Medigap Plan G in Vermont. Its average cost is $183.51 per month. According to MoneyGeek’s methodology, Blue Cross Blue Shield of Vermont scored 80 out of 100.

MoneyGeek’s rankings are limited to companies that provide online quotations. You can also explore other companies that offer Medicare Supplement plans in Vermont that do not have online quotes.

On average, a Medigap Plan G in Vermont costs $165.70. Humana has the cheapest Plan G in Vermont, priced at roughly $138.80 per month, while UnitedHealthcare has the most expensive Plan G, which costs around $201.80 per month. The price of a Plan G varies according to your age when you purchased a plan, your current age, discounts and medical underwriting factors.

In Vermont, 11 companies offer Plan G, but not all of them have quotes available online. To help you find the best company for you, MoneyGeek collected the contact information of all these companies. We have also provided their pricing methods to let you know which company will cost more depending on your age.

Plan G and other Medigap policies are standardized and are required to provide distinct benefits. Part B deductible is not part of Plan G coverage. It only covers 80% of international travel expenses. Additional benefits, such as the Foreign Travel Emergency, can be added to your plans.

The best Medigap Plan F in Vermont is from Blue Cross Blue Shield of Vermont. It costs an average of $154.65 per month. Blue Cross Blue Shield of Vermont received a score of 80 out of 100 based on our methodology.

MoneyGeek based its rankings on online quotes from companies and is limited only to these companies. Other Medicare Supplement providers are available in Vermont, but they do not provide online quotes.

The average cost of Plan F in Vermont is $167.50 per month. The cheapest company for Plan F is Humana which costs around $152 per month. The most expensive company is UnitedHealthcare, with a rate of approximately $242.50 per month. The difference in their prices is roughly $90.50 per month. The cost of Plan F varies according to your age at the time of purchase, your current age, discounts and medical underwriting factors.

There are 11 companies that offer Plan F in Vermont, but only some of these companies provide online quotes. MoneyGeek has gathered all of these companies' contact information as well as their pricing methods to show you how age affects the price of your plan.

All Medigap policies, including Plan F, are standardized and must have specific benefits. Only 80% of the foreign travel exchange is covered by this plan. Other than the mandatory benefits, plans may contain optional benefits. Foreign Travel Emergency is an example of these extra benefits.

Humana is the best Medigap Plan N provider in Vermont, with an average monthly premium of $168.65 on average. Based on MoneyGeek’s methodology, Humana received a perfect score of 100.

The best Medicare supplement plans in Vermont are ranked by MoneyGeek based on companies that provide online estimates. Other companies are available, although they do not provide online quotes.

In Vermont, the average monthly cost of Plan N is $181.20. UnitedHealthcare is the cheapest company for Plan N, at roughly $173.50 per month. Blue Cross Blue Shield of Vermont is the most expensive company, with a monthly fee of around $183.90. The price difference between these providers is approximately $10.40 per month. Plan N costs vary depending on when you bought your plan, your current age, discount and other medical underwriting factors.

Plan N is offered by 11 companies in Vermont. However, not all of them provide online rates. MoneyGeek has compiled all of the contact information of each company to help you find the right one for you. We have also collected their pricing techniques to show you how the price of a plan changes according to age.

Plan N, like all Medigap policies, is standardized and has a set of benefits that must be met. Part B deductibles and excess costs are not covered by Plan N. Additionally, this plan only covers 80% of the foreign travel exchange market. Plans may provide additional benefits on top of mandatory ones, such as the SilverSneakers fitness program.

Other plan types are available in Vermont. These include Plans A, B, C, D, K and L. However, only a few people purchase these plans because their policies are less comprehensive. If you have only been eligible for Medicare after January 1, 2020, you will not be able to get Plan C in Vermont or in other states.

MoneyGeek has identified the best companies for each plan type, but only for those with available quotes online. We were able to get quotes from UnitedHealthcare, Blue Cross Blue Shield of Vermont and Humana.

Humana is the best company for Plan A and Plan B. Blue Cross Blue Shield of Vermont is our top pick for Plan C and Plan D. UnitedHealthcare is the best option for Plan K and Plan L.

Medicare Supplement plans in Vermont are a complex topic. To help you understand them more, MoneyGeek compiled and analyzed pricing data for Vermont plan types and generated a comparison chart.

Medigap policies offer varying levels of coverage. Plus, the availability of a certain plan type may depend on the time you become eligible for Medicare. Plan F and Plan C, for example, are not available to new enrollees even though they are the most comprehensive plans. Instead, Plan G and Plan D have taken their place. Our chart can help you compare Medicare Supplement plan coverage and average pricing in Vermont.

The cost of your Medicare Supplement plan in Vermont depends on the company and the type of your plan. UnitedHealthcare has the cheapest rates for Plan A, Plan K, Plan L and Plan N. Humana is the cheapest company for Plan B, Plan F and Plan G. Blue Cross Blue Shield of Vermont offers the cheapest policies for Plan C and Plan D.

The only pricing style in Vermont is community-rated. With this style, age does not play a role in the pricing of a plan. Instead, the prices are consistent among all policyholders and prices only vary depending on the plan.

The following are some of the most common questions about Medicare Supplement plans in Vermont:

MoneyGeek collected data from the biggest Medicare Supplement/Medigap providers in Vermont for 65-year-olds and 75-year-olds. Plans were only rated as one of the best if we could obtain an accurate quote from the provider online.

MoneyGeek’s scoring system weighted affordability 75% and benefits 25%. A Medigap provider received 5% for every benefit, up to a maximum of 25%.