The Best Nevada Medicare Supplement Plans (2024)

The average monthly cost of Medigap plans in Nevada is $142 for a 65-year-old and $227 for a 75-year-old. Plan F and Plan G are the most popular because they offer the most comprehensive coverage.

Plan G costs an average of $132.70 per month in Nevada for a 65-year-old, while Plan F costs $260.94 per month for a 75-year-old. You can only purchase Plan F if you were eligible for Medicare before 2020. Plan N, which costs $146.20 per month on average, is the next most popular plan since it offers similar coverages except for Medicare Part B excess charges.

MoneyGeek ranked the best options for these three plans based on average premiums and benefits. To learn more about different types of plans and coverages, you can refer to how to find the best Medicare supplement plan.

Aetna offers the best Medigap Plan G in Nevada at an average cost of $140.91 per month. Aetna also has a high deductible version of Plan G, which costs $52.76 per month.

MoneyGeek ranked the best providers in Nevada only where online quotes were available. There may be other providers in Nevada for Plan G Medigap that do not offer online quotes.

Plan G Medigap plans in Nevada cost an average of $161.60 per month. However, it is important to compare Medicare supplement plans in Nevada because rates can vary widely depending on the provider.

For instance, Aetna’s Plan G is the cheapest in Nevada at $96.80 per month, while the most expensive option, UnitedHealthcare, costs $162.10 monthly for a similar plan, which is a difference of $65.30.

The cost of Plan G Medigap in Medigap may also vary depending on other factors, including your current age, how old you are when you buy and medical underwriting factors.

Thirty-three companies in Nevada offer Plan G Medigap, but not all of these providers have online quote options. MoneyGeek collected contact information for all providers in Nevada to help you find the best company for your needs. We also highlighted the providers’ pricing methods so you can learn which companies tend to charge more depending on age.

All Medigap policies have certain core benefits that are standardized across all providers. When you purchase Plan G, it will not include coverage for Medicare Part B deductibles.

Some providers may also include additional benefits apart from the standard coverages. For example, Aetna offers emergency foreign travel expenses coverage, which can be useful if you travel outside the country frequently.

Cigna is the best provider for Plan F Medigap in Nevada at $210.12 per month. MoneyGeek rankings are only for companies where online quotes were available, so there may be other providers in Nevada who do not offer online quotes but have cheaper rates for Medigap Plan F.

Plan F in Nevada costs an average of $260.90 per month. Rates tend to vary depending on the company, so it is important to compare Medicare supplement plans in Nevada if you want to get the best rates.

Cigna’s Plan F is the cheapest in Nevada at $210.12 per month. This is $163.88 cheaper than the most expensive option, UnitedHealthcare, which costs an average of $374 per month.

Other factors that may impact Plan F costs include your age at enrollment, your current age, if you qualify for discounts and medical underwriting factors.

In Nevada, you can buy Plan F from 34 companies but not all of them may offer quotes online. MoneyGeek collected contact information for all Plan F providers in Nevada to help you compare and find the best company for your profile. We also broke down the different pricing methods used by providers to help you figure out which companies may charge you more as you get older.

In Nevada and other states, all Medigap policies, including Plan F, are standardized and must have at least certain coverages. Plan F offers comprehensive protection, but it will only cover up to 80% of your emergency foreign travel expenses.

Some providers may offer additional benefits with their Plan F. For example, Cigna offers members access to a health information line and discounts on select fitness and health programs through its healthy rewards program.

The best Plan N in Nevada is offered by Cigna at an average cost of $105.39 per month. MoneyGeek rankings are only for providers where online quotes were available, so there may be more providers available in Nevada that do not have online quotes.

On average you will pay $179 for Plan N in Nevada. However, actual rates tend to vary depending on the provider. Cigna is the cheapest for Plan N with average rates of $105.40. Humana is the most expensive option at $170.30. This means you could save an average of $64.90, depending on the plan you select.

How much you pay for Plan N in Nevada may also depend on how old you are when you purchase the plan, your age, medical underwriting factors and applicable discounts.

There are 32 providers in Nevada that offer Plan N Medigap. Some providers may not offer online quotes, but we collected contact data for all companies to help you compare quotes and coverages to get the best fit. MoneyGeek also highlights the providers' pricing methods so you can understand which companies tend to charge more depending on age.

All Medicare supplement plans in Nevada and other states are standardized and must have certain minimum benefits. Plan N typically offers comprehensive protection, but it does not include coverage for Medicare Part B deductibles or excess charges. Plan N also will only cover up to 80% of foreign travel medical expenses.

Plans may also come with additional benefits apart from the standardized coverages. For instance, Cigna’s Plan N has a healthy rewards program that you can take advantage of to get discounts on health and wellness services.

Apart from Plans F, G and N, you can also buy other Medigap Plans in Nevada, including Plan A, B, C, K and L. However, these other plans are not as popular since they do not offer comprehensive coverage.

MoneyGeek ranked the best providers in Nevada for each plan type where quotes were available. Based on our ratings, Cigna is the best company for plans C and N, UnitedHealthcare is the best company for Plans A, K, and L, Aetna is best for Plans B and G while Humana is best for Plan C.

If you are newly eligible for Medicare after January 1, 2020, you will not be able to buy Plan C in Nevada or any other state.

To help you understand Medicare supplements in Nevada, MoneyGeek created an easy comparison chart for the different plan types in Nevada. We also collected and analyzed pricing data.

Different Medigap plans offer different levels of coverage, but some plan types will only be available depending on when you became eligible for Medicare. Plan F and Plan C were the most comprehensive Medigap plans but they cannot be bought by new enrollees. These plans have been replaced by Plan G and Plan D.

You can use the chart below to compare coverages and average rates.

The cost of Medigap plans in Nevada can vary greatly depending on the plan type and company. Cigna is the cheapest option for Plan F and Plan N, while UnitedHealthcare is cheapest for Plan K, L and A. Aetna is cheapest for Plan B and Plan G, while Humana is cheapest for Plan B and Plan B and C.

The pricing methods used by providers in Nevada include:

• Attained age: This is the most common pricing method for Medigap plans in Nevada. This pricing method bases premiums on your age, so you will pay higher premiums for your plan as you get older.
• Issue age: Issue-age pricing method calculates premiums based on your age when you purchase the plan. If you enroll at a younger age, your premiums will be lower compared to someone who enrolls at an older age. Premiums remain consistent and will not change based on age.
• Community rated: Community rated pricing does not factor in age, so everyone pays the same monthly premium regardless of age.

We have answered some of the most common questions asked about Medicare supplement plans in Nevada to help you learn more about Medigap.

MoneyGeek collected data from the biggest Medicare Supplement/Medigap providers in Nevada for 65-year-olds and 75-year-olds. Plans were only rated as one of the best if we could obtain an accurate quote from the provider online.

MoneyGeek’s scoring system weighted affordability 75% and benefits 25%. A Medigap provider received 5% for every benefit, up to a maximum of 25%.