In Michigan, Medicare Supplement plans vary in price and are much more expensive if you are older. A 65-year-old policyholder pays an average of $113 per year, while a 75-year-old pays an average of $208 per year.
To be able to purchase a Medicare Supplement plan in Michigan, you will need to be qualified for Medicare first. Out of 10 options, Plans F, G and N are the most popular as they have the most comprehensive coverage.
On average, Plan F costs $245.61 per year, while Plan G costs $115.10 annually. Only those eligible for Medicare before 2020 can buy these plans. Plan N, the next most popular plan type, costs $115.80 on average. This plan carries the same coverage as F and G, except for Part B excess charges.
To find the best Medicare Supplement plans in Michigan, MoneyGeek ranks all insurers based on average premiums and benefits. Check out how to find the best Medicare Supplement plan if you want to know more about other plan types.
Best Medicare Supplement Plans in Michigan
Best Medicare Supplement Plan G in Michigan
Priority Health is the best insurer that offers Medigap Plan G in Michigan. On average, a policy from Priority Health costs $127.19 per month.
MoneyGeek’s methodology only includes companies that provide online quotes. There may be other Medicare Supplement plan providers in Michigan with better offers requiring a phone call to provide a quote.

Priority Health
- MoneyGeek Score: 100 out of 100
- Average Monthly Rate: $127.19
The average monthly cost of Plan G in Michigan is $153.9. Therefore, monthly premiums for Priority Health’s Plan G are significantly lower than the average.
Aside from household, hearing and vision discounts, Priority Health plans come with Assist America, an emergency travel service that provides medical help while in a foreign country. In addition to medical referrals, it also provides support with monitoring, repatriation and more.
Navigate to learn more about Medigap Plan G in Michigan, including how much it costs on average, which providers are available and what it covers.
The Cost of Medicare Supplement Plan G in Michigan
In Michigan, Medicare Supplement Plan G costs $153.9 on average. Depending on your age, provider and discounts, rates may be lower or higher.
For example, Plan G from Blue Cross Blue Shield of Michigan is the cheapest at $101.60. That’s a difference of around $28.50 from the average cost of UnitedHealthcare, the most expensive company in Michigan offering the same plan.
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- CompanySample Monthly Rate
- Blue Cross Blue Shield of Michigan$102
- PriorityHealth$127
- UnitedHealthcare$130
Providers Offering Plan G in Michigan
In Michigan, there are a total of 44 companies offering Plan G. However, only a few companies provide online quotes.
To find the best Medicare Supplement plan providers in Michigan, MoneyGeek gathered contact information and examined pricing methods for each provider.
Providers Offering Plan G in Michigan
Company | Contact Number | Pricing Style |
---|---|---|
Aetna | 800-358-8749 | Attained Age |
Liberty Bankers | 1-833-504-0331 | Attained Age |
Assured Life | 877-223-3666 | Attained Age |
Bankers Fidelity | 1-866-458-7504 | Attained Age |
Blue Cross Blue Shield of Louisiana | (225) 295-3307 | Attained Age |
Central States Health and Life Co. of Omaha | 800-826-6587 | Attained Age |
Cigna | 1-855-891-9368 | Attained Age |
Colonial Penn | 1-877-877-8052 | Attained Age |
elipsLife | (877)969-5675 | Attained Age |
Federal Life | 800-960-1390 | Attained Age |
GPM Health and Life | 866-242-7573 | Attained Age |
Globe Life | 1-888-678-3403 | Attained Age |
Americo | 888-220-7074 | Attained Age |
GTL | 1-800-338-7452 | Attained Age |
HAP | (800) 422-4641 | Attained Age |
Humana | 1-800-457-4708 | Attained Age |
The IHC Group | 1-866-951-0679 | Attained Age |
Manhattan Life | 800-877-7703 | Attained Age |
McLaren Health Plan | (888) 327-0671 | Attained Age |
Medico | (800) 228-6080 | Attained Age |
Mutual of Omaha | (855) 977-6312 | Attained Age |
Nassau | 860-403-5000 | Attained Age |
National Guardian Life Insurance | 800-548-2962 | Attained Age |
National General | 888-781-0585 | Attained Age |
Oxford Life | (866) 641-9999 | Attained Age |
Pan American Life | 1-877- 939-4550 | Attained Age |
Paramount | 1-800-462-3589 | Attained Age |
Pekin Insurance | 1-800-322-0160 | Attained Age |
New Era | 1-877-417-7555 | Attained Age |
Physicians Mutual | 1-800-325-6300 | Attained Age |
PriorityHealth | 877-777-4280 | Attained Age |
Royal Arcanum | 1-888-272-2686 | Attained Age |
Propserity Life Group | 1-800-848-5433 | Attained Age |
State Farm | 800-782-8332 | Attained Age |
USAA | 800-531-8722 | Attained Age |
Union Security Insurance | 1-833-552-0827 | Attained Age |
United American | (800) 331-2512 | Attained Age |
UCT | 800.848.0123 | Attained Age |
Kemper | 1-800-654-9106 | Attained Age |
Crum + Forester | 973-490-6600 | Attained Age |
WPS Health | 888-915-5108 | Attained Age |
UnitedHealthcare | 1-888-378-0849 | Community |
Everence | (800) 348-7468 | Issue-Age Pricing |
Transamerica | 800-797-2643 | Issue-Age Pricing |
What Does Plan G Cover?
All Medigap policies, including Plan G, have standardized coverage lists and requirements. Plan G covers almost all benefits, except for Part B deductibles.
Priority Health also offers household discounts and foreign travel emergency assistance in their plans, in addition to the standard Plan G coverages.
Required Benefits of Plan G in Michigan
Medigap Benefit | Does Plan G Cover? |
---|---|
Part A co-insurance and hospital costs up to an additional 365 days after Medicare benefits are used up | Yes |
Part B co-insurance or copayment | Yes |
Blood (first 3 pints) | Yes |
Part A hospice care co-insurance or copayment | Yes |
Skilled nursing facility care co-insurance | Yes |
Part A deductible | Yes |
Part B deductible | No |
Part B excess charge | Yes |
Foreign travel exchange (up to plan limits) | 80% |
Best Medicare Supplement Plan F in Michigan
The best Medigap Plan F in Michigan is from Priority Health, which has an average cost of $274.81 per month.
In finding the best insurer for this plan type, MoneyGeek only considered companies that provide online quotes. There may be other Medicare Supplement plan providers in Michigan that offer better rates and plans.

Priority Health
- MoneyGeek Score: 100 out of 100
- Average Monthly Rate: $274.81
The average cost of Plan F in Michigan is $245.60 per month. At $274.81 per month, Priority Health’s Plan F is slightly more expensive than average.
Some of the additional unique benefits you can get from Priority Health include household, hearing and vision discounts, along with emergency travel service while in a foreign country.
Navigate to learn more about Medigap Plan F in Michigan, including how much it costs on average, which providers are available and what it covers.
The Cost of Medicare Supplement Plan F in Michigan
In Michigan, Medicare Supplement Plan F costs $245.60 on average. Your premiums may be lower or higher based on various factors like age, provider discounts and medical underwriting.
Just choosing the cheapest provider can already help you save money. For example, Plan F from Blue Cross Blue Shield of Michigan is the cheapest at $207.50 on average. That’s around $85.10 cheaper than the $292.60 average cost from UnitedHealthcare, the most expensive insurer in Michigan for the same plan.
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- CompanySample Monthly Rate
- Blue Cross Blue Shield of Michigan$208
- PriorityHealth$275
- UnitedHealthcare$293
Providers Offering Plan F in Michigan
MoneyGeek only gathered quotes from insurers with online quote tools. While there are a total of 44 companies that offer Plan F in Michigan, our findings are limited to Medicare Supplement plan insurers with quotes online.
MoneyGeek gathered contact information from every Medicare Supplement plan provider in Michigan, outlining each provider's pricing methodologies so you can determine which option is best for your needs.
Providers Offering Plan F in Michigan
Company | Contact Number | Pricing Style |
---|---|---|
Aetna | 800-358-8749 | Attained Age |
Liberty Bankers | 1-833-504-0331 | Attained Age |
Assured Life | 877-223-3666 | Attained Age |
Bankers Fidelity | 1-866-458-7504 | Attained Age |
Blue Cross Blue Shield of Louisiana | (225) 295-3307 | Attained Age |
Central States Health and Life Co. of Omaha | 800-826-6587 | Attained Age |
Cigna | 1-855-891-9368 | Attained Age |
Colonial Penn | 1-877-877-8052 | Attained Age |
elipsLife | (877)969-5675 | Attained Age |
Federal Life | 800-960-1390 | Attained Age |
GPM Health and Life | 866-242-7573 | Attained Age |
Globe Life | 1-888-678-3403 | Attained Age |
Americo | 888-220-7074 | Attained Age |
GTL | 1-800-338-7452 | Attained Age |
HAP | (800) 422-4641 | Attained Age |
Humana | 1-800-457-4708 | Attained Age |
The IHC Group | 1-866-951-0679 | Attained Age |
Manhattan Life | 800-877-7703 | Attained Age |
McLaren Health Plan | (888) 327-0671 | Attained Age |
Medico | (800) 228-6080 | Attained Age |
Mutual of Omaha | (855) 977-6312 | Attained Age |
Nassau | 860-403-5000 | Attained Age |
National Guardian Life Insurance | 800-548-2962 | Attained Age |
National General | 888-781-0585 | Attained Age |
Oxford Life | (866) 641-9999 | Attained Age |
Pan American Life | 1-877- 939-4550 | Attained Age |
Paramount | 1-800-462-3589 | Attained Age |
Pekin Insurance | 1-800-322-0160 | Attained Age |
New Era | 1-877-417-7555 | Attained Age |
Physicians Mutual | 1-800-325-6300 | Attained Age |
PriorityHealth | 877-777-4280 | Attained Age |
Royal Arcanum | 1-888-272-2686 | Attained Age |
Propserity Life Group | 1-800-848-5433 | Attained Age |
State Farm | 800-782-8332 | Attained Age |
USAA | 800-531-8722 | Attained Age |
Union Security Insurance | 1-833-552-0827 | Attained Age |
United American | (800) 331-2512 | Attained Age |
UCT | 800.848.0123 | Attained Age |
Kemper | 1-800-654-9106 | Attained Age |
Crum + Forester | 973-490-6600 | Attained Age |
WPS Health | 888-915-5108 | Attained Age |
UnitedHealthcare | 1-888-378-0849 | Community |
Everence | (800) 348-7468 | Issue-Age Pricing |
Transamerica | 800-797-2643 | Issue-Age Pricing |
What Does Plan F Cover?
Plan F is the most comprehensive Medicare Supplement plan available, covering all Part A and B coinsurance, deductibles and excess charges. Depending on your provider, they may offer additional benefits. Priority Health, for example, includes household discounts and foreign travel emergency assistance in their plans.
Required Benefits of Plan F in Michigan
Medigap Benefit | Does Plan F Cover? |
---|---|
Part A co-insurance and hospital costs up to an additional year after Medicare benefits are used up | Yes |
Part B co-insurance or copayment | Yes |
Blood (first 3 pints) | Yes |
Part A hospice care co-insurance or copayment | Yes |
Skilled nursing facility care co-insurance | Yes |
Part A deductible | Yes |
Part B deductible | Yes |
Part B excess charge | Yes |
Foreign travel exchange (up to plan limits) | 80% |
Best Medicare Supplement Plan N in Michigan
In Michigan, the best Medigap Plan N is from UnitedHealthcare at an average cost of $109.19 per month. Note, however, that MoneyGeek only ranked companies that provide online quotes. There may be Medicare Supplement plan providers in Michigan who do not have online quotes that offer better rates and plans for your needs.

UnitedHealthcare
- MoneyGeek Score: 100 out of 100
- Average Monthly Rate: $109.19
UnitedHealthcare’s Plan N is significantly cheaper than $154.80 per month, the average cost of Plan N in Michigan. In addition to household, hearing and vision discounts, it also comes with an emergency travel service while you’re in a foreign country.
Navigate to learn more about Medigap Plan N in Michigan, including how much it costs on average, which providers are available and what it covers.
The Cost of Medicare Supplement Plan N in Michigan
In Michigan, Medicare Supplement Plan N costs $154.80 on average. Based on age, provider discounts and medical underwriting factors, these average rates may be lower or higher than your actual rate.
Between the cheapest and most expensive providers, there’s a difference of around $17.60 per month. On average, Plan N from UnitedHealthcare is the cheapest at $109.20 for 65-year-olds, while Blue Cross Blue Shield of Michigan is the most expensive at $126.80.
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- CompanySample Monthly Rate
- UnitedHealthcare$109
- PriorityHealth$111
- Blue Cross Blue Shield of Michigan$127
Providers Offering Plan N in Michigan
In Michigan, there are a total of 44 companies offering Plan N. However, not all of them provide online quote tools for their plans.
To find the best option, MoneyGeek collected contact information from all Medicare Supplement plan providers in Michigan to investigate their pricing methods.
Providers Offering Plan N in Michigan
Company | Contact Number | Pricing Style |
---|---|---|
Aetna | 800-358-8749 | Attained Age |
Liberty Bankers | 1-833-504-0331 | Attained Age |
Assured Life | 877-223-3666 | Attained Age |
Bankers Fidelity | 1-866-458-7504 | Attained Age |
Blue Cross Blue Shield of Louisiana | (225) 295-3307 | Attained Age |
Central States Health and Life Co. of Omaha | 800-826-6587 | Attained Age |
Cigna | 1-855-891-9368 | Attained Age |
Colonial Penn | 1-877-877-8052 | Attained Age |
elipsLife | (877)969-5675 | Attained Age |
Everence | (800) 348-7468 | Attained Age |
Federal Life | 800-960-1390 | Attained Age |
GPM Health and Life | 866-242-7573 | Attained Age |
Globe Life | 1-888-678-3403 | Attained Age |
Americo | 888-220-7074 | Attained Age |
GTL | 1-800-338-7452 | Attained Age |
HAP | (800) 422-4641 | Attained Age |
Humana | 1-800-457-4708 | Attained Age |
The IHC Group | 1-866-951-0679 | Attained Age |
Manhattan Life | 800-877-7703 | Attained Age |
McLaren Health Plan | (888) 327-0671 | Attained Age |
Medico | (800) 228-6080 | Attained Age |
Mutual of Omaha | (855) 977-6312 | Attained Age |
Nassau | 860-403-5000 | Attained Age |
National Guardian Life Insurance | 800-548-2962 | Attained Age |
National General | 888-781-0585 | Attained Age |
Oxford Life | (866) 641-9999 | Attained Age |
Pan American Life | 1-877- 939-4550 | Attained Age |
Paramount | 1-800-462-3589 | Attained Age |
Pekin Insurance | 1-800-322-0160 | Attained Age |
New Era | 1-877-417-7555 | Attained Age |
Physicians Mutual | 1-800-325-6300 | Attained Age |
PriorityHealth | 877-777-4280 | Attained Age |
Royal Arcanum | 1-888-272-2686 | Attained Age |
Propserity Life Group | 1-800-848-5433 | Attained Age |
State Farm | 800-782-8332 | Attained Age |
USAA | 800-531-8722 | Attained Age |
Union Security Insurance | 1-833-552-0827 | Attained Age |
United American | (800) 331-2512 | Attained Age |
UCT | 800.848.0123 | Attained Age |
Kemper | 1-800-654-9106 | Attained Age |
Crum + Forester | 973-490-6600 | Attained Age |
WPS Health | 888-915-5108 | Attained Age |
UnitedHealthcare | 1-888-378-0849 | Community |
Transamerica | 800-797-2643 | Issue-Age Pricing |
What Does Plan N Cover?
Plan N covers almost all standard coverage and benefits, except for Part B deductibles and excess charges. It covers up to 80% of foreign travel exchange plans within your plan limits.
UnitedHealthcare plans offer several unique benefits in addition to the standard coverage list. The unique Renew Active feature provides free access to premium gyms, and UnitedHealthcare offers dental, vision and hearing discounts as well.
Required Benefits of Plan N in Michigan
Medigap Benefit | Does Plan N Cover? |
---|---|
Part A co-insurance and hospital costs up to an additional year after Medicare benefits are used up | Yes |
Part B co-insurance or copayment | Yes |
Blood (first 3 pints) | Yes |
Part A hospice care co-insurance or copayment | Yes |
Skilled nursing facility care co-insurance | Yes |
Part A deductible | Yes |
Part B deductible | No |
Part B excess charge | No |
Foreign travel exchange (up to plan limits) | 80% |
Best Medicare Supplement Plans in Michigan: Other Plan Types
Besides Plans F, G and N, there are seven other plan types approved by Medicare. However, these plans are less popular due to having less comprehensive coverage.
Based on affordability and coverage, the best Medicare Supplement provider in Michigan for most letter plans is UnitedHealthcare, while Priority Health is our top pick for all others. In addition, Blue Cross Blue Shield of Michigan also offers quotes online for Medigap plans in Michigan.
If you’ve been approved for Medicare after January 1, 2020, you will not be able to purchase Plan C in Michigan or elsewhere.
The Best Medicare Supplement in Michigan - Alternate Plans
Plan Type | Best Plan | Monthly Cost |
---|---|---|
A | UnitedHealthcare | $79.60 |
B | UnitedHealthcare | $135.42 |
C | Priority Health | $261.70 |
D | Priority Health | $123.66 |
F | Priority Health | $274.81 |
G | Priority Health | $127.19 |
K | UnitedHealthcare | $52.15 |
L | UnitedHealthcare | $96.99 |
N | UnitedHealthcare | $109.19 |
How to Find the Best Medicare Supplement Plans in Michigan
Medigap insurance plans in Michigan can be a confusing topic. MoneyGeek collected and analyzed various plans with different pricing options. We compared this in a chart to help you more easily find the best Medicare Supplement plans in Michigan.
Michigan Medicare Supplement Plans Comparison Chart
All 10 plan types have different eligibility requirements and varying levels of coverage.
New enrollees, for example, are not eligible for plan types F and C but will be able to purchase Plans G and D.
MoneyGeek’s chart compares coverages and average rates for these plan types.
Medicare Supplement Comparison Chart
Coverage | A | B | C | D | F | G | K | L | M | N |
---|---|---|---|---|---|---|---|---|---|---|
Part A co-insurance and hospital costs up to an additional 365 days after Medicare benefits are used up | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
Part B co-insurance or copayment | Yes | Yes | Yes | Yes | Yes | Yes | 50% | 75% | Yes | Yes |
Blood (first 3 pints) | Yes | Yes | Yes | Yes | Yes | Yes | 50% | 75% | Yes | Yes |
Part A hospice care co-insurance or copayment | Yes | Yes | Yes | Yes | Yes | Yes | 50% | 75% | Yes | Yes |
Skilled nursing facility care co-insurance | No | No | Yes | Yes | Yes | Yes | 50% | 75% | Yes | Yes |
Part A deductible | No | Yes | Yes | Yes | Yes | Yes | 50% | 75% | 50% | Yes |
Part B deductible | No | No | Yes | No | Yes | No | No | No | No | No |
Part B excess charge | No | No | No | No | Yes | Yes | No | No | No | No |
Foreign travel exchange (up to plan limits) | No | No | 80% | 80% | 80% | 80% | No | No | 80% | 80% |
The Cost of Medicare Supplement Plans in Michigan
The cost of Medicare Supplement plans varies substantially based on the plan and company. The following are the most common pricing styles in Michigan:
- Issue-Age: While your age is a consideration when making your first purchase, it does not change your rates as you get older. Issue-age is the most popular pricing structure in this state.
- Community-Rated: With community-rated plans, all policyholders pay the same price for the same plan type. Plans D and M are the exceptions.
Average Cost of Medicare Supplement in Michigan
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- CompanySample Monthly Rate
- UnitedHealthcare$80
- PriorityHealth$95
- Blue Cross Blue Shield of Michigan$119
FAQs About Medicare Supplement Plans in Michigan
To improve your knowledge and understanding of this topic, take a look at the answers to some of the frequently asked questions about Medicare Supplement plans in Michigan.
Methodology
MoneyGeek collected data from the biggest Medicare Supplement/Medigap providers in Michigan for 65-year-olds and 75-year-olds. Plans were only rated as one of the best if we could obtain an accurate quote from the provider online.
MoneyGeek’s scoring system weighted affordability 75% and benefits 25%. A Medigap provider received 5% for every benefit, up to a maximum of 25%.
About Mark Fitzpatrick

sources
- Medicare.gov. "What’s Medicare Supplement Insurance (Medigap?)." Accessed April 8, 2022.
- Priority Health. "Assist America." Accessed April 8, 2022.
- UnitedHealthcare. "Renew Active." Accessed April 8, 2022.