Overall, we found that Blue Cross Blue Shield of Michigan has the best Medicare Supplement plans in Michigan, with rates that are 15% below average for the most popular plan in the nation (Plan G). However, you should also consider PriorityHealth and UnitedHealthcare for affordable plans since pricing differs widely by plan letter.
Best Medicare Supplement Plans in Michigan
Blue Cross Blue Shield, PriorityHealth and UnitedHealthcare offer the best Medicare Supplement plans in Michigan, with savings of up to 15% on Plan G policies.

Updated: May 28, 2025
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Key Takeaways
Blue Cross Blue Shield of Michigan offers the best and cheapest Medicare Supplement plans for the most popular policy in Michigan, with Plan G priced at $102 per month.
Medicare Supplement plans in Michigan can cost anywhere from $52 to $161 per month on average, depending on your plan selection.
To find the plan you need, check plan availability, restrictions and benefits, and compare quotes from multiple companies.
Compare Health Insurance Rates
Ensure you're getting the best rate for your health insurance. Compare quotes from the top insurance companies.
Who Are the Best Cheap Medicare Supplement Plan Companies in Michigan?
Blue Cross Blue Shield of Michigan | $102 | $1,219 |
PriorityHealth | $127 | $1,526 |
UnitedHealthcare | $130 | $1,561 |
*Pricing shown is for Medicare Supplement Plan G for 65-year-olds.
Compare Personalized Best Cheap Medicare Supplement Companies in Michigan
We've highlighted the best companies for popular plans nationwide, but your needs might differ. Below is a filterable table to help you find the most affordable company for your specific needs.
Blue Cross Blue Shield of Michigan | $119 | $1,423 |
PriorityHealth | $95 | $1,144 |
UnitedHealthcare | $80 | $955 |
Michigan Medicare Supplement Plan Cost
The typical Medicare Supplement plan, Plan G, costs around $120 monthly or $1,436 per year on average in Michigan. However, your rates can vary widely, ranging from $52 to $161 monthly depending on the provider and plan you select.
A | $98 | $157 |
B | $135 | $244 |
C | $161 | $277 |
D | $141 | $236 |
F | $150 | $258 |
G | $120 | $201 |
K | $52 | $94 |
L | $97 | $175 |
N | $116 | $194 |
Michigan Medicare Supplement Coverage Guide
With many plan options to choose from and many considerations to be made, it can be hard to decide what Medicare Supplement plan is best and which company to choose. We've created a comprehensive guide detailing what coverages are available, how to choose which plan you need and how to get the best cheap company for you.
Michigan Medicare Supplement Plan Comparison Chart
All Medicare Supplement plans, regardless of your state, have standardized coverages. Below, we've summarized what each plan letter for Medicare Supplement, or Medigap, covers.
Plan Letter | Co-Insurance and Copayment Coverage | Deductibles and Other Coverages |
---|---|---|
A |
|
|
B |
|
|
C |
|
|
D |
|
|
F |
|
|
G |
|
|
K |
|
|
L |
|
|
M |
|
|
N |
|
|
How to Decide Which Medicare Supplement Plan You Need
Deciding on a Medicare Supplement plan depends on your eligibility, financial situation and factors like age, health and lifestyle. Here's how to consider these factors effectively.
Eligibility
New enrollees can access all plans except C or F. However, those eligible for Medicare before 2020 can choose from all 10 available plans.
Age, condition and lifestyle
Assessing your coverage needs based on age, health conditions and lifestyle helps determine necessary coverage. Evaluate how often you might use different coverage options and seek advice from a medical professional and a Medigap/Medicare Supplement specialist.
Financial status
Your ability to pay for coverage is important, regardless of risk factors or coverage needs. Identify plans that match your risk profile and are within your budget.
How to Find the Best Michigan Medicare Supplement Company
Once you've decided what plan is right for you, it's time to compare companies. Below, we detail the key considerations when choosing a Medicare Supplement provider in Michigan to find one that best suits your needs.
- 1
Consider Customer Satisfaction and Complaints
Choosing a Medicare Supplement plan can be tough, but starting with customer satisfaction ratings is a wise move. Check resources like J.D. Power and the NAIC to see which companies have fewer complaints and higher satisfaction scores. This can point you to reliable options.
- 2
Compare Plan Pricing
It's important to compare Medicare Supplement plans correctly. Look at similar coverage options to find the best balance between affordability and service. Make sure you're evaluating comparable plans to make an informed decision.
- 3
Look for Added Benefits
Some insurance providers offer additional perks or discounts, which can add value to your plan. Look for offerings like discounts on partner services or products, which can enhance your plan's overall value beyond just lower rates.
Best Medigap Plans in Michigan: Bottom Line
Our top three picks for the best Medicare Supplement insurance providers in Michigan are Blue Cross Blue Shield of Michigan, PriorityHealth and UnitedHealthcare. To find the right plan, compare reputations, benefits and pricing.
Medicare Supplement Plans in Michigan: FAQ
Below, MoneyGeek answers frequently asked questions about Medicare Supplement plans in Michigan.
What is the best Medicare Supplement provider in Michigan?
For the most popular Medigap plan in Michigan, the best health insurance provider is Blue Cross Blue Shield of Michigan. The provider offers pricing that is 15% lower than the state average, making it the most affordable company in Michigan.
What is the cost of Medicare Supplement plans in Michigan?
Depending on your plan selection, pricing for Medicare Supplement plans in Michigan can range from $626 to $3,321 per year. For the most popular plan in Michigan, Plan G, average costs can range from $1,436 to $2,406 per year.
How We Decided the Best Medicare Supplement Companies in Michigan
MoneyGeek collected data from the biggest Medicare Supplement/Medigap providers in Michigan for 65-year-olds and 75-year-olds. Plans were only rated as one of the best if we could obtain an accurate quote from the provider online. We used Medicare Supplement Plan G, which is the most popular plan nationwide, to determine the best and most affordable provider.
About Mark Fitzpatrick

Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.