Texas Farm Bureau Auto Insurance Review: Quotes and Service (2025)

When deciding on a car insurance company, it’s important to know how different companies compare. Texas Farm Bureau Group has an A+ rating from the Better Business Bureau and a mixture of excellent and less than satisfactory reviews on the BBB website.

In order to calculate affordability scores, MoneyGeek used survey data from J.D. Power. From there, we learned that Texas Farm Bureau is considerably cheaper compared to other car insurance companies.

MoneyGeek always recommends getting an auto insurance quote to see exactly how much a company’s policy would cost you. Also, while it’s understandable to shop for the cheapest possible insurance, you may want to consider other factors besides cost, such as customer satisfaction, complaint rates and discounts available.

Based on the aggregated data from J.D. Power, Texas Farm Bureau offers cheap rates to all drivers. But, the rate Texas Farm Bureau offers you can vary from someone else.

There are several reasons why certain insurance providers have higher auto insurance premiums. While not all insurers use the same parameters, the amount you pay usually depends on factors like your location, your driving record, gender and years of driving experience. The biggest factor that determines your insurance cost is the company you choose. Note that rates significantly vary from company to company.

Just like other car insurance companies, Texas Farm Bureau offers standard coverages: comprehensive, collision insurance and liability insurance. Other common coverages available include roadside assistance and rental car and/or travel reimbursement. You can also get rideshare insurance through Texas Farm Bureau.

Unfortunately, while the rates are relatively lower through Texas Farm Bureau compared to other insurance providers, its policies are also less comprehensive. As an example, Texas Farm Bureau does not offer some of the most common add-on coverages that other companies do, like deductible modification, gap insurance, accident forgiveness and new car replacement. It also doesn't provide any unique coverages, such as custom parts coverage or glass deductible modification. If you’re looking into getting such add-ons, you need to look elsewhere.

Price is the main differentiator when comparing Texas Farm Bureau Group to other insurance companies. However, they also have one of the highest customer service ratings by J.D. Power (matched only by USAA) and receive good reviews on the number of coverage options they offer. J.D. Power ranks Texas Farm Bureau Group with a 5 star rating.

You can save money by bundling insurance policies with the Texas Farm Bureau Group.

AM Best gives Texas Farm Bureau Group an A- rating. This insurance company has a financial size of $250 million to $500 million and is considered financially stable.