Typically, insurers consider several factors while determining your rates, including your age, credit history and yearly mileage. Your premiums can be affected by how many miles you typically drive. More mileage will translate to higher rates and vice versa.
Insurance companies often ask for mileage information; some carriers may check mileage when you renew or apply for auto insurance or even track your mileage with an app or other device. Providing the correct details will ensure you do not pay more than required. Although a low mileage can lower your costs significantly, the insurer will consider many other factors too.
